FARO
ActiveFARO has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €3. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 75% of 11209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69=
Solvency97▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.04 against 2.89 in 2024; short-term debt: 22.6% and cash: 55.2% of total assets), and 27.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.5%
Return on assets
0%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
1 d early
2023
2 d early
2022
12 d early
2021
31 d late
2020
4 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k=
2024 · €36k
2018: €39k
2019: €39k
2020: €37k
2021: €34k
2022: €35k
2023: €36k
2024: €36k
2018 → 2025
Total assets
€49k▼ 1.6%
2024 · €50k
2018: €52k
2019: €49k
2020: €43k
2021: €41k
2022: €44k
2023: €49k
2024: €50k
2018 → 2025
Net result
€3▼ 93.8%
2024 · €42
2018: €-1k
2019: €44
2020: €-2k
2021: €-3k
2022: €861
2023: €825
2024: €42
2018 → 2025
Working capital
€23k▼ 1.7%
2024 · €23k
2018: €30k
2019: €31k
2020: €28k
2021: €26k
2022: €24k
2023: €25k
2024: €23k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€34k-€35k▲ 2.5%€36k▲ 2.4%€36k▲ 0.1%€36k=
Operating result€-3k-€1k€1k▲ 22.7%€173▼ 86.0%€140▼ 18.6%
Net result€-3k-€861€825▼ 4.2%€42▼ 94.9%€3▼ 93.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €49k
Fixed assets
€15k▲ 6.9%
Current assets
€34k▼ 4.2%
Equity and liabilities €49k
Equity
€36k=
Debt
€14k▼ 5.5%
The debt ratio falls from 28.6% to 27.5%. Debt is lower.
Key figures and ratios
EBITDA
€2k▲
2024 · €2k
Cash flow
€2k▲
2024 · €2k
Solvency
72.5%▲
2024 · 71.4%
Current ratio
3.04▲
2024 · 2.89
Quick ratio
2.89▲
2024 · 2.83
Debt / equity
0.38▼
2024 · 0.40
ROE
0.0%▼
2024 · 0.1%
ROA
0.0%▼
2024 · 0.1%
Interest coverage
13.75▲
2024 · 11.75
Debt
€14k▼
2024 · €14k
Debt ≤ 1 year
€11k▼
2024 · €12k
Income taxes
€2
Staff costs
€29k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€50k€49k▼
Formation expenses20€975€741▼
Fixed assets21/28€14k€15k▲
Tangible fixed assets22/27€10k€10k▲
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€520€2k▲
Financial fixed assets28€4k€4k▲
Current assets29/58€35k€34k▼
Stocks and contracts in progress3€700€2k▲
Stocks30/36€700€2k▲
Amounts receivable within one year40/41€4k€3k▼
Trade receivables40€4k€3k▼
Other amounts receivable41€4€39▲
Cash at bank and in hand54/58€31k€27k▼
Deferred charges and accrued income490/1€262€2k▲
Equity and liabilities
Total equity and liabilities10/49€50k€49k▼
Equity10/15€36k€36k=
Contributions10/11€19k€19k=
Reserves13€17k€17k=
Tax-exempt reserves132€3k€3k=
Distributable reserves133€14k€14k=
Amounts payable17/49€14k€14k▼
Amounts payable within one year42/48€12k€11k▼
Trade debts44€613€760▲
Suppliers440/4€613€760▲
Taxes, remuneration and social security45€8k€8k▲
Taxes450/3€4k€4k▼
Remuneration and social security454/9€4k€5k▲
Other amounts payable47/48€4k€2k▼
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€22k€29k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€930€945▲
Gross operating margin9900€25k€32k▲
Operating profit (loss)9901€173€140▼
Financial income75/76B€24€11▼
Recurring financial income75€24€11▼
Financial charges65/66B€154€147▼
Recurring financial charges65€154€147▼
Profit (loss) for the period before taxes9903€42€4▼
Income taxes67/77-€2
Profit (loss) for the period9904€42€3▼
Profit (loss) for the period to be appropriated9905€42€3▼
Appropriation of the result
Profit (loss) to be appropriated9906€42€3▼
Transfer to equity691/2€42€3▼
To other reserves6921€42€3▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €861
Net result €861 after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €44
Net result €44 after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groenenborgerlaan 732610 AntwerpenGround area
280 m²
Building footprint
136 m²
Volume, LiDAR
1,221 m³
Parcel 11051B0088/00R008, Flanders · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FARO
since 19882.032.709.630
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11051B0088/00R008 | Flanders | 280 m² | 1 · 136 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JACOBY
BE 0442.084.329
Eupen · Eq €35k
AFFORD INTERNATIONAL
BE 0440.388.017
Nivelles · Eq €37k
Rifflart & co
BE 0465.285.442
Anderlecht · Eq €33k
MASTER CLEANING
BE 0808.913.385
Anderlecht · Eq €33k
HOLVAET
BE 0478.173.277
Dendermonde · Eq €40k
Of 470 companies in sector 46442 we hold annual accounts for 333. 174 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-1988
Fiscal year end31-12
Activities, NACEBEL
46442Wholesale trade
51442
93011
96101Personal service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.