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Complete company report
Generated 09-08-2026
Active BE 0789.990.566Private limited company

LORIAM

Guldensporenlaan 1 ·3010 Leuven, Belgium· 3 yrs active
Sector: NACE 82100 (82100)
Conclusion Checked

The computed 12-month bankruptcy probability of LORIAM is 0.9% (low). The 2024 annual accounts show equity of €175k and a net result of €67k. Its solvency ranks better than 25% of 3170 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €175k
Net result €67k
Better than sector 25%
Active 3 yrs
Snowflake analysis 5 axes · computed by Checked
Health56Profitability100Solvency25Growth78Stability94
71 / 100

Strong profile, led by profitability.

Health 56
Profitability 100
Solvency 25
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.9% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
56 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 26-06-2025 with the NBB · fiscal year 2024 · micro
€0€25k€50k€75k€100kOperating result 2023: €92k€92kNet result 2023: €58k€58kOperating result 2024: €99k€99kNet result 2024: €67k€67k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 82 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 21.9% 53.8%
better than 25% of 3170 sector peers
Net result €67k €18k
better than 85% of 3169 sector peers
Equity €175k €40k
better than 88% of 3172 sector peers
Gross operating margin €121k €36k
better than 87% of 3169 sector peers
Total assets €801k €93k
better than 95% of 3175 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€118k
-43.3% far above sector median
Net profit
€67k
+16.6% far above sector median
Cash flow
€86k
-50.6% far above sector median
Total assets
€801k
+3.2% far above sector median
Equity
€175k
+62.5% +82% vs sector
Working capital
€-31k
+62.9% far below sector median
Income taxes
€17k
+16.7% +291% vs sector
Debt
€626k
-6.3% far above sector median
Debt ≤ 1y
€152k
-5.7% far above sector median
Debt > 1y
€474k
-6.6% +242% vs sector
Current ratio
0.80
+65.6% -77% vs sector
Quick ratio
0.80
+65.6% -71% vs sector
Solvency
21.9%
+57.4% -72% vs sector
Debt / equity
3.58
-42.4% far above sector median
ROE
38.5%
-28.3% far above sector median
ROA
8.4%
+13.0% far above sector median
Interest coverage
7.80
-26.7% +129% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€118k
Net profit€67k
Cash flow€86k
Staff costs-
Income taxes€17k
Dividends-
Total assets€801k
Equity€175k
Debt€626k
of which ≤ 1y€152k
of which > 1y€474k
Working capital€-31k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.80
Quick ratio0.80
Working capital ratio-3.9%
Solvency21.9%
Debt / equity3.58
Long-term debt ratio2.71
Interest coverage7.80
Gross margin-
Net margin-
ROA8.4%
ROE38.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€801k
Fixed assets 21/28€680k
Tangible fixed assets 22/27€680k
Current assets 29/58€121k
Amounts receivable within one year 40/41€5k
Cash & bank 54/58€116k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€801k
Equity 10/15€175k
Contributions / capital 10/11€50k
Reserves 13€58k
Accumulated profits (losses) 14€67k
Amounts payable 17/49€626k
Amounts payable after one year 17€474k
Amounts payable within one year 42/48€152k
Trade debts payable within one year 44€21
Income statement
Gross operating margin 9900€121k
Operating result 9901€99k
Financial charges 65€15k
Result before taxes 9903€84k
Income taxes 67/77€17k
Net result for the period 9904€67k
Result to be appropriated 9905€67k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary 82100
Legal form Private limited company(610)
Incorporation25-08-2022
StatusActive
Postal code3010
Establishment units 1 location
LORIAM
Guldensporenlaan 1, 3010 LeuvenDiverse administratieve activiteiten ten behoeve van kantoren
since 20222.334.663.405
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24483E0092/00D004 Flanders 134 m² 1 · 134 m² 9.6 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
26-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
05-11-2024
State Gazette act Director changes
07-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
07-02-2024
State Gazette act Director changes
2022
22-12-2022
State Gazette act Director changes
Belgisch Staatsblad, acts 3 acts
All acts · 3 updated 1 year ago
2024
05-11-2024 1 director appointed, 1 resigning Director changes
  • BOOGAERTS Godelieve, Bestuurder
  • GILIS Annelies, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "GILIS Annelies",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "voluntary",
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-10-14",
      "evidence_quote": "Mevrouw GILIS Annelies neemt op 14 oktober 2024 ontslag als bestuurder en wordt kwijting verleend.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "BOOGAERTS Godelieve",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-10-14",
      "evidence_quote": "Mevrouw BOOGAERTS Godelieve wordt vanaf 14 oktober 2024 tot bestuurder benoemd.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "KESSEL-LO",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-11-05",
    "filing_date": "2074-10-23",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2024-10-14",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0789.990.566",
    "name_full": "LORIAM",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "BOOGAERTS Godelieve",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
07-02-2024 GILIS Tobias resigns as director Director changes
  • GILIS Tobias, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "GILIS Tobias",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "voluntary",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-12-20",
      "evidence_quote": "De Heer GILIS Tobias neemt op 20 december 2023 ontslag als bestuurder.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Luik",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-02-07",
    "filing_date": "2024-01-30",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2023-12-20",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0789.990.566",
    "name_full": "LORIAM",
    "legal_form": "besloten vennootschap"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2022
22-12-2022 GILIS Annelies appointed as director Director changes
  • GILIS Annelies, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "GILIS Annelies",
        "address": "Guldensporenlaan 1 3010 KESSEL-LO",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2022-11-19",
      "evidence_quote": "Mevrouw GILIS Annelies, wonende Guldensporenlaan 1 te 3010.KESSEL-LO wordt vanaf 19/11/2022 tot bestuurder benoemd.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2022"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2022-12-13",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2022-11-18",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0789.990.566",
    "name_full": "LORIAM",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Bijlagen bij-het Belgisch Staatsblad",
    "Annexes du Moniteur-belge"
  ],
  "corrected_publication_numac": null
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110
Primary activity highlighted.
Names & trade names
Legal nameNL LORIAM
Registered office
Guldensporenlaan 1
3010 Leuven, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative