Turnover
≈ €440,000 estimated
The micro format states no turnover.
LoReno
Lifetime
1 annual account with figurespeak €117,707 (2025)
€117,707
peak €63,825 (2025)
€63,825
peak €73,825 (2025)
€73,825
€83,966
Board1 name since 2024
1 directorVANNESTE Lorenzo Dirk Anita
Documentsfilings and deeds
23-06-202638 days before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsStarting capital
€10,000 100 shares
Position in the sector
€63,825
Higher net result than 90% of companies in specialised construction. Sector median €10,190 · 35,144 companies.
Checked score
84
Excellent
Financially stronger than 75% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2025: 1.9%
12-2025: 1.9%● unchanged vs 11-2025
01-2026: 1.9%● unchanged vs 12-2025
02-2026: 2.3%▲ +0.4 percentage points vs 01-2026
03-2026: 2.4%▲ +0.1 percentage points vs 02-2026
04-2026: 2.7%▲ +0.3 percentage points vs 03-2026
05-2026: 2.7%● unchanged vs 04-2026
06-2026: 3.0%▲ +0.3 percentage points vs 05-2026highest value
07-2026: 0.5%▼ -2.5 percentage points vs 06-2026
08-2026: 0.5%● unchanged vs 07-2026lowest value
09-2026: 0.5%● unchanged vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026
11-2026: 0.6%▲ +0.1 percentage points vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Size: total assets €157,791
lowers risk
Liquidity: current ratio 1.65, cash €59,005
Equity €73,825 (46.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 51% of them on solvency, 81% on liquidity and 92% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as LoReno has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of LoReno itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for LoReno. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 1.65, above the usual 1.5. Short-term debt is 32.1% and cash 37.4% of total assets. However, 53.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
38 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1015819335
Incorporation
Founding capital of €10,000, 100 shares · Founder: VANNESTE Lorenzo Dirk Anita · Appointment: VANNESTE Lorenzo Dirk Anita (director) · published on 05-11-2024 · Gazette deed
First establishment
Molenstraat 2, Harelbeke
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LoReno Harelbeke | €157,791 | €117,707 | 46.8% | - |
| Gaemento Roeselare | €160,193 | €116,909 | 49.7% | - |
| Construction LVD Crimi Namur | €166,080 | €127,765 | 52.3% | - |
| NI.CO Gavere | €165,861 | €100,807 | 46.7% | - |
| Bouwwerken Quirijnen Brecht | €134,764 | €128,827 | 77.0% | - |
| BCN Construct BV Erpe-Mere | €177,810 | €124,090 | 39.9% | - |
| FORTY SEVEN CONSTRUCT Libramont-Chevigny | €142,144 | €123,305 | 34.2% | - |
These companies have the same main activity as LoReno: bricklaying and masonry work (NACE 43910). They are comparable in size and age: total assets between €135,000 and €178,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 31-10-2024Normal situation
- Activity
- Bricklaying and masonry workNACE 43910and 1 other
- Joint committee
- 124Construction · annual accounts 2025
- Establishment unit
- 2.365.750.6188531 Harelbeke, since 31-10-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 02-04-2026
Annual accounts 2025
- €157,791
- Employeeson 31-12-2025
- 1
- Filing
- Filed on 23-06-2026, 38 days before the end of the filing period
Insights on LoReno
LoReno has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73,825 and a net result of €63,825.
Its solvency ranks better than 50% of 35,156 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LoReno
- What is the company number of LoReno?
- The company number of LoReno is 1015.819.335. The VAT number is the same number with BE in front: BE 1015.819.335.
- Where is LoReno based?
- The registered office is at Molenstraat 2, 8531 Harelbeke.Company details
- What does LoReno do?
- According to the KBO register, the main activity is bricklaying and masonry work (NACE 43910).
- What is the legal form of LoReno?
- LoReno is a private limited company (BV).
- When was LoReno founded?
- LoReno was founded on 31-10-2024.
- Is LoReno still active?
- Yes, LoReno is an active enterprise in the KBO register.
- How many employees does LoReno have?
- LoReno had an average of 0.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does LoReno fall under?
- In its 2025 annual accounts, LoReno states joint committee 124 (Construction).
- What is the turnover of LoReno?
- The turnover in financial year 2025 is ≈ €440,000. This figure is estimated from the gross margin of €117,707 and 54 comparable companies (NACE 439). It probably lies between €300,000 and €790,000.
- Is LoReno profitable?
- In financial year 2025, LoReno made a profit of €63,825.
- Where can I find the annual accounts of LoReno?
- LoReno filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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