LORELIA · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of LORELIA is 0.1% (very low). The 2025 annual accounts show equity of €532k and a net result of €38k. Equity is growing by ~24.5% per year across the filed fiscal years. Its solvency ranks better than 40% of 500 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

2 signals · with evidence

Consistently profitable

Positive net result in the two most recent financial years (2024 and 2025).

View the result trend

Growing equity

Equity grew over 2023-2025. Profits are largely retained rather than distributed.

View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
30-06-2025	31-01-2026	30-01-2026	1 d early	2026-00024926
30-06-2024	31-01-2025	31-12-2024	31 d early	2025-00629889
30-06-2023	31-01-2024	24-01-2024	7 d early	2024-00006889
30-06-2022	31-01-2023	14-11-2022	78 d early	2022-20519487
30-06-2021	31-01-2022	31-01-2022	on the day	2022-03400042
30-06-2020	31-01-2021	30-12-2020	32 d early	2020-77800164
30-06-2019	31-01-2020	23-12-2019	39 d early	2019-77200092
30-06-2018	31-01-2019	28-12-2018	34 d early	2018-76100343
30-06-2017	31-01-2018	11-12-2017	51 d early	2017-71600178
30-06-2016	31-01-2017	09-01-2017	22 d early	2017-00700233

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Established

Founded in 2013, 13 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.1% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Annual accounts: healthy financial profile −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€38k-23.0%

Working capital€-454k

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 30-01-2026 with the NBB · fiscal year 2025 · verkort

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~24.5%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	34.8%	44.9%	better than 40% of 500 sector peers
Net result	€38k	€55k	better than 41% of 500 sector peers
Equity	€532k	€214k	better than 69% of 500 sector peers
Gross operating margin	€218k	€98k	better than 71% of 500 sector peers
Total assets	€1.53M	€767k	better than 69% of 500 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P40

Improving position over 2020-2025 · n=440-1396

Net result P41

Weakening position over 2020-2025 · n=441-1397

Equity P69

Improving position over 2020-2025 · n=441-1397

Gross operating margin P71

Stable position over 2020-2025 · n=440-1396

Describes the position versus peers, not a forecast.

EBITDA

€135k

+19.9% 19-25

Net profit

€38k

-23.0% 19-25

Cash flow

€79k

-7.4% 19-25

Total assets

€1.53M

+94.7% 19-25

Equity

€532k

+2.0% 19-25

Working capital

€-454k

- 19-25

Income taxes

€23k

-9.0% 19-25

Dividends

€27k

- 19-25

Debt

€995k

+278.9% 19-25

Debt ≤ 1y

€589k

+413.4% 19-25

Debt > 1y

€406k

+174.4% 19-25

Current ratio

0.23

-89.5% 19-25

Quick ratio

0.23

-89.5% 19-25

Solvency

34.8%

-47.6% 19-25

Debt / equity

1.87

+271.3% 19-25

ROE

7.1%

-24.6% 19-25

ROA

2.5%

-60.5% 19-25

Interest coverage

3.26

-73.5% 19-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	verkort
Revenue	-
EBITDA	€135k
Net profit	€38k
Cash flow	€79k
Staff costs	-
Income taxes	€23k
Dividends	€27k
Total assets	€1.53M
Equity	€532k
Debt	€995k
of which ≤ 1y	€589k
of which > 1y	€406k
Working capital	€-454k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	0.23
Quick ratio	0.23
Working capital ratio	-29.7%
Solvency	34.8%
Debt / equity	1.87
Long-term debt ratio	0.76
Interest coverage	3.26
Gross margin	-
Net margin	-
ROA	2.5%
ROE	7.1%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €1.39M · 91.2% Current assets €135k · 8.8%

Equity & liabilities

Equity €532k · 34.9% Debt €995k · 65.2%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€1.53M
Fixed assets	21/28	€1.39M
Tangible fixed assets	22/27	€1.39M
Current assets	29/58	€135k
Amounts receivable within one year	40/41	€855
Cash & bank	54/58	€79k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€1.53M
Equity	10/15	€532k
Contributions / capital	10/11	€6k
Reserves	13	€526k
Amounts payable	17/49	€995k
Amounts payable after one year	17	€406k
Amounts payable within one year	42/48	€589k
Trade debts payable within one year	44	€113k
Income statement
Gross operating margin	9900	€218k
Operating result	9901	€93k
Financial income	75	€9k
Financial charges	65	€41k
Result before taxes	9903	€60k
Income taxes	67/77	€23k
Net result for the period	9904	€38k
Result to be appropriated	9905	€38k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

49 / 100 Fair

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

2 directors

Current directors & mandates

BUELINCKX Kurt
Director
State Gazette act 23315040 (17-02-2023)

Current
17-02-2023 → present
SEABRA PEIXE Marina
Director
State Gazette act 23315040 (17-02-2023)

Current
17-02-2023 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary	Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form	Private limited company(610)
Incorporation	13-02-2013
Status	Active
Postal code	1500

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Prinses Paolalaan 281500 Halle

Establishment units

1 location

Lorelia BVBA

Prinses Paolalaan 28, 1500 HalleVerlenen van advies en praktische hulp aan de bedrijven i.v.m. public relations en communicatie

since 20132.216.777.325

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area239 m²

Buildings1

Building footprint63 m²

Volume (LiDAR)582 m³

Tallest building11.4 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23412I0036/00K003	Flanders	239 m²	1 · 63 m²	11.4 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts

All acts · 1 updated 3 years ago

2023

17-02-2023 2 directors appointed Director changes·Melissa Vyvey

BUELINCKX Kurt, Bestuurder
SEABRA PEIXE Marina, Bestuurder

Notary: Melissa Vyvey · Halle

Original publication ↗

Analysis

Snowflake analysis

financial profile on 5 axes

61 / 100

Strong profile, led by stability.

All 5 axes are computed from data Checked has read.

Health 49

Profitability 35

Solvency 44

Growth 78

Stability 100

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Credit advice

verdict per customer and amount

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Company registry

Company registry (CBE)

Crossroads Bank

Activities

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220

Primary activity highlighted.

Names & trade names

Legal nameNL

LORELIA

Registered office

Prinses Paolalaan 28

1500 Halle, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.