Financials
- Financial year
- 2025
- Total assets
- €73,471
- Profit
- €46,331
- Solvency
- 65.8%
Lore DB Consult
ActiveSummary
Lore DB Consult has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48,331 and a net result of €46,331. Its solvency ranks better than 76% of 16,782 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Development of residential building projects
NACE 68121
1 site
Size
€73,471total assets 2025
- Equity
- €48,331
- Profit
- €46,331
Turnover not published (micro format)
Structure
- De Baere, Lore Katelijne Janna KriesDirector
Accounts filed 52 days late
Why 97raises riskLatest accounts 52 days late; 1 of the last 3 latelowers riskLiquidity: current ratio 2.96, cash €55,784Sector: Real estate activities (NACE 68)Equity €48,331 (65.8% of total assets)Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 86% of its sector peers (NACE 68, micro)
Financial strength
Strong
Solvency
91
equity 65.8% of total assets
Liquidity
85
short-term debt 33.8% · cash 75.9%
Profitability
100
return on assets 63.1%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.96, above the usual 1.5; short-term debt: 33.8% and cash: 75.9% of total assets), and 34.2% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 75% on solvency, 89% on liquidity and 95% on profitability.
The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-09-2026, 52 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
52 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: De Baere, Lore Katelijne…
Key points
By topic
Board & ownership
- Board
- 1 member
- De Baere, Lore Katelijne Janna KriesDirector
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Development of residential building projectsNACE 68121
- Founded
- 12-09-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 12
- Who signs
- Each director alone
- Annual meeting
- Last Friday of April at 19:00
- Purpose
- “Projectontwikkeling en handel in onroerende goederen en afgeleide werkzaamheden; Het…” (deed in Dutch)
- Statutory auditor
- No statutory auditor
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