MB building experts

Active

Private limited companyfounded 20251 yr activeGrote Leiestraat 68, 8570 Anzegem, BelgiumKBO/BCE: BE 1019.128.322

Summary

MB building experts has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45,854 and a net result of €42,854. Its solvency ranks better than 86% of 16752 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

MB building expertsActiveChecked score 99/100

Risk analysis Report Compare

Activity

Development of residential building projects

NACE 68121

1 site

Size

€56,577total assets 2025

Equity: €45,854
Profit: €42,854

Turnover not published (abridged schema)

Financial health

99 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.1%

Structure

Accounts filed 31 d late0 of 1 deed read

Why 99- Size: total assets €56,577+ Liquidity: current ratio 5.28, cash €42,357+ Sector Real estate activities (NACE 68)+ Equity €45,854 (81.0% of total assets)Show the evidence

Checked score

Score 2025

99 / 100

Excellent

Probability in this band: under 0.55%

Better than 93% of its sector peers (NACE 68, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 100

equity 81.0% of total assets

Liquidity 94

short-term debt 19.0% · cash 74.9%

Profitability 100

return on assets 75.7%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,526 companies)

Last 24 months 02-2026: 0.7% 03-2026: 0.7%● 0.0% vs 02-2026 04-2026: 0.7%▲ +3.0% vs 03-2026 05-2026: 0.7%▲ +5.7% vs 04-2026 06-2026: 0.8%▲ +5.4% vs 05-2026 07-2026: 0.9%▲ +13.1% vs 06-2026highest value 08-2026: 0.9%● 0.0% vs 07-2026highest value 09-2026: 0.1%▼ -91.2% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value

Liquidity: current ratio 5.28, cash €42,357 lowers the probability
Sector Real estate activities (NACE 68) lowers the probability
Equity €45,854 (81.0% of total assets) lowers the probability
Size: total assets €56,577 raises the probability for this profile

Credit up to €4,500 at 30 days acceptable

Liquidity ample (current ratio 5.28; short-term debt: 19% and cash: 74.9% of total assets), and 19% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 91%, liquidity 93%, profitability 95%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 5.28, cash €42,357

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Sector Real estate activities (NACE 68)

In the bankruptcy model this factor lowers the probability.

KBO

Equity €45,854 (81.0% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Size: total assets €56,577

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Young company

Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

31 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

31-08-26 Annual accounts filedfiscal year 2025 · micro…

Key points

Positive: Among the best 15% on solvencysector median 29.4% · 16,752 companies 81.0% View
Total assets 2025first fiscal year filed €56,577 View
Active since 2025founded 23-01-2025 1 years View