LorCo Invest
ActiveLorCo Invest has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €312k and a net result of €858. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 63% of 9098 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability1▼-5
Solvency64▼-4
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.76 against 1.17 in 2024), and 53.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.7%
Return on assets
0.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
on the day
2023
21 d late
2022
10 d late
2021
18 d late
2020
26 d late
2019
49 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€312k▲ 0.3%
2024 · €311k
2018: €170k
2019: €219k
2020: €257k
2021: €509k
2022: €492k
2023: €307k
2024: €311k
2018 → 2025
Total assets
€668k▼ 9.7%
2024 · €740k
2018: €543k
2019: €547k
2020: €572k
2021: €876k
2022: €998k
2023: €759k
2024: €740k
2018 → 2025
Net result
€858▼ 77.5%
2024 · €4k
2018: €23k
2019: €48k
2020: €38k
2021: €27k
2022: €-17k
2023: €-12k
2024: €4k
2018 → 2025
Working capital
€-25k
2024 · €21k
2018: €91k
2019: €117k
2020: €129k
2021: €194k
2022: €134k
2023: €62k
2024: €21k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€509k-€492k▼ 3.4%€307k▼ 37.5%€311k▲ 1.2%€312k▲ 0.3%
Operating result€46k-€-9k€9k€23k▲ 164%€16k▼ 29.2%
Net result€27k-€-17k€-12k▲ 28.4%€4k€858▼ 77.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €668k
Fixed assets
€588k▼ 1.0%
Current assets
€81k▼ 44.9%
Equity and liabilities €668k
Equity
€312k▲ 0.3%
Debt
€356k▼ 16.9%
The debt ratio falls from 58.0% to 53.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€44k▲
2024 · €42k
Cash flow
€28k▲
2024 · €23k
Solvency
46.7%▲
2024 · 42.0%
Current ratio
0.76▼
2024 · 1.17
Quick ratio
0.76▼
2024 · 1.17
Debt / equity
1.14▼
2024 · 1.38
ROE
0.3%▼
2024 · 1.2%
ROA
0.1%▼
2024 · 0.5%
Interest coverage
2.60▲
2024 · 2.04
Debt
€356k▼
2024 · €429k
Debt ≤ 1 year
€106k▼
2024 · €125k
Debt > 1 year
€250k▼
2024 · €303k
Income taxes
€146▼
2024 · €204
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€740k€668k▼
Fixed assets21/28€594k€588k▼
Tangible fixed assets22/27€594k€588k▼
Land and buildings22€552k€554k▲
Plant, machinery and equipment23€890€1k▲
Furniture and vehicles24€41k€33k▼
Current assets29/58€147k€81k▼
Amounts receivable after more than one year29€108k€44k▼
Other amounts receivable291€108k€44k▼
Amounts receivable within one year40/41€18k€14k▼
Trade receivables40€12k€9k▼
Other amounts receivable41€6k€5k▼
Cash at bank and in hand54/58€0-
Deferred charges and accrued income490/1€21k€23k▲
Equity and liabilities
Total equity and liabilities10/49€740k€668k▼
Equity10/15€311k€312k▲
Contributions10/11€43k€43k=
Revaluation surpluses12€255k€255k=
Reserves13€133€133=
Non-distributable reserves130/1€133€133=
Reserves not available under the articles1311€133€133=
Profit (loss) carried forward14€13k€14k▲
Amounts payable17/49€429k€356k▼
Amounts payable after more than one year17€303k€250k▼
Financial debts170/4€303k€250k▼
Other amounts payable178/9€210€210=
Amounts payable within one year42/48€125k€106k▼
Current portion of amounts payable after more than one year42€77k€73k▼
Financial debts43€20k€5k▼
Credit institutions430/8€20k€5k▼
Trade debts44€24k€2k▼
Suppliers440/4€24k€2k▼
Taxes, remuneration and social security45€308€2k▲
Taxes450/3€308€2k▲
Other amounts payable47/48€3k€24k▲
Accrued charges and deferred income492/3€976€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€28k▲
Other operating charges640/8€5k€3k▼
Non-recurring operating charges66A€8k€0▼
Gross operating margin9900€55k€47k▼
Operating profit (loss)9901€23k€16k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€20k€17k▼
Recurring financial charges65€20k€17k▼
Profit (loss) for the period before taxes9903€4k€1k▼
Income taxes67/77€204€146▼
Profit (loss) for the period9904€4k€858▼
Profit (loss) for the period to be appropriated9905€4k€858▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€14k▲
Profit (loss) brought forward from the previous period14P€9k€13k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 21 days late
2023
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 10 days late
2022
31-12
Financial
Weakest financial yearnet €-17k ▼164%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 18 days late
2021
31-12
Financial
Equity above €500kEq €509k ▲98.1%
4 profitable years in a row build equity to €509k.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2020
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 49 days late
2019
31-12
Financial
Highest result since 2018net €48k ▲113%
Operating result €56k, net result €48k, both a record.
31-12
Financial
Equity above €200kEq €219k ▲28.4%
2 profitable years in a row build equity to €219k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Karel Seclefstraat 312180 AntwerpenGround area
419 m²
Building footprint
168 m²
Volume, LiDAR
1,070 m³
Parcel 11363E0137/00W008, Flanders · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LorCo Invest
since 19992.090.385.038
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11363E0137/00W008 | Flanders | 419 m² | 1 · 168 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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DERMUL VASTGOED EN BEHEER
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BLES Invest
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D-G IMMO
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Of 3,750 companies in sector 68321 we hold annual accounts for 1,381. 960 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-09-1998
Fiscal year end31-12
Activities, NACEBEL
68321Property management for co-owned buildings (syndics)
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.