Active BE 0754.992.372Private limited company

LORCA

Markt 41 ·1780 Wemmel, Belgium· 5 yrs active

Sector: Retail trade (47716)

Conclusion Checked

The computed 12-month bankruptcy probability of LORCA is 1.7% (moderate). The 2025 annual accounts show equity of €100k and a net result of €95k. Its solvency ranks better than 34% of 468 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€100k
Net result	€95k
Staff (FTE)	2
Better than sector	34%

Snowflake analysis 5 axes · computed by Checked

73 / 100

Strong profile, led by profitability.

Health 71

Profitability 100

Solvency 20

Growth 78

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

1.7% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

More than 3 years active

Founded in 2020, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2025 · computed

71 / 100 Healthy

050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →

Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview5 NBB filings

Annual accounts filed on 28-07-2025 with the NBB · fiscal year 2025 · verkort

Operating resultNet result

Sector comparison

Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	11.9%	21.1%	better than 34% of 468 sector peers
Net result	€95k	€32k	better than 72% of 466 sector peers
Equity	€100k	€162k	better than 38% of 468 sector peers
Gross operating margin	€247k	€282k	better than 45% of 468 sector peers
Staff costs	€136k	€223k	higher than 34% of 377 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€177k

+63.8% far above sector median

Net profit

€95k

+298.4% far above sector median

Cash flow

€173k

+70.9% far above sector median

Total assets

€841k

-0.5% far above sector median

Equity

€100k

+52.9% +175% vs sector

Working capital

€42k

+340.8% +75% vs sector

Employees (FTE)

2

-9.1% +100% vs sector

Staff costs

€136k

+24.1% +141% vs sector

Income taxes

€18k

+67.6% far above sector median

Debt

€741k

-5.0% far above sector median

Debt ≤ 1y

€729k

+5.6% far above sector median

Debt > 1y

€0

-100.0% -100% vs sector

Current ratio

1.06

+4.4% -15% vs sector

Quick ratio

0.69

+8.3% +14% vs sector

Solvency

11.9%

+53.7% -66% vs sector

Debt / equity

7.40

-37.9% +56% vs sector

ROE

94.5%

+160.5% far above sector median

ROA

11.3%

+300.3% far above sector median

Interest coverage

10.75

+86.0% far above sector median

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Revenue	-
EBITDA	€177k
Net profit	€95k
Cash flow	€173k
Staff costs	€136k
Income taxes	€18k
Dividends	-
Total assets	€841k
Equity	€100k
Debt	€741k
of which ≤ 1y	€729k
of which > 1y	€0
Working capital	€42k
Employees (FTE)	2.0

Ratios (computed)

	2025
Current ratio	1.06
Quick ratio	0.69
Working capital ratio	5.0%
Solvency	11.9%
Debt / equity	7.40
Long-term debt ratio	0.00
Interest coverage	10.75
Gross margin	-
Net margin	-
ROA	11.3%
ROE	94.5%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €69k · 8.2% Current assets €772k · 91.8%

Equity & liabilities

Equity €100k · 11.9% Debt €741k · 88.1%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€841k
Fixed assets	21/28	€69k
Intangible fixed assets	21	€56k
Tangible fixed assets	22/27	€14k
Current assets	29/58	€772k
Stocks & contracts in progress	3	€266k
Amounts receivable within one year	40/41	€168k
Cash & bank	54/58	€217k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€841k
Equity	10/15	€100k
Contributions / capital	10/11	€5k
Accumulated profits (losses)	14	€95k
Amounts payable	17/49	€741k
Amounts payable after one year	17	€0
Amounts payable within one year	42/48	€729k
Trade debts payable within one year	44	€241k
Income statement
Gross operating margin	9900	€247k
Operating result	9901	€99k
Financial income	75	€30k
Financial charges	65	€16k
Result before taxes	9903	€112k
Income taxes	67/77	€18k
Net result for the period	9904	€95k
Result to be appropriated	9905	€95k

You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Retail trade(47716)
Legal form	Private limited company(610)
Incorporation	28-09-2020
Status	Active
Postal code	1780

Establishment units 1 location

LORCA

Markt 41, 1780 WemmelVervaardiging van andere bovenkleding

since 20202.307.623.070

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
22005A0526/00W000	Flanders	6,145 m²	1 · 243 m²	17.0 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

28-07-2025