Skip to content

Loncelle

Active
Private limited companyfounded 2023active for 3 yearsPieter Coudenberghlaan 8, 2650 Edegem, BelgiumKBO/BCE: BE 0802.579.087
Summary

Loncelle has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1,390 and a net result of €741. Its solvency ranks better than 22% of 20,614 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Nursing and midwifery
NACE 86940
1 site
Size
€5,817total assets 2025
Equity
€1,390
Profit
€741
Turnover not published (micro format)
Financial health
90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 65 days early
Why 90raises riskFounded in 2023lowers riskSector: Human health activities (NACE 86)Size: total assets €5,817Figures for financial year 2025 (filed 27-05-2026)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 16% of its sector peers (NACE 86, micro)
Financial strength · tick = 2024
Average
Solvency 49-22
equity 23.9% of total assets
Liquidity 22-50
short-term debt 76.1% · cash 10.4%
Profitability 85-15
return on assets 12.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,126 companies, NACE 86, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.7%▲ +0.1 percentage points vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.8%▲ +0.1 percentage points vs 01-2025 03-2025: 0.7%▼ -0.1 percentage points vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.8%▲ +0.1 percentage points vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025highest value 07-2025: 0.8%● unchanged vs 06-2025highest value 08-2025: 0.8%● unchanged vs 07-2025highest value 09-2025: 0.1%▼ -0.7 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: < 0.1%▼ -0.1 percentage points vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: 0.1%▲ +0.1 percentage points vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro): better than 22% on solvency, 3% on liquidity, 35% on profitability and 5% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Human health activities (NACE 86)
KBO
lowers risk · Size: total assets €5,817
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2025 (filed 27-05-2026)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 20614 sector peers (2025).
NBB · sector comparison
Position among 20614 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
65 days early
2024
22 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 22 days before the deadline; the sector median (NACE 86) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Registered officeRegistered-office move

Financials · financial year 2025, micro format

Equity
€1,390▼ 92.1%
2024 · €17,648
Total assets
€5,817▼ 84.9%
2024 · €38,626
Net result
€741▼ 95.0%
2024 · €14,948
Working capital
-€3,397
2024 · €5,279
Trend over the years

2024 to 2025, 2 financial years

The operating result falls in 2025; 2025 is 86% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€3,508 2025 Net result€741 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 86, Human health activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€24,635-€3,508▼ 85.8%
Net result€14,948below the sector's middle half-€741below the sector's middle half▼ 95.0%
Equity€17,648below the sector's middle half-€1,390below the sector's middle half▼ 92.1%
Total assets€38,626below the sector's middle half-€5,817below the sector's middle half▼ 84.9%
Debt€20,978-€4,428▼ 78.9%
Working capital€5,279below the sector's middle half--€3,397below the sector's middle half
Solvency45.7%within the sector's middle half-23.9%below the sector's middle half▼ 21.8pp
Current ratio1.25below the sector's middle half-0.23below the sector's middle half▼ 1.02
Return on assets (ROA)38.7%above the sector's middle half-12.7%within the sector's middle half▼ 26.0pp
above within below the middle half of NACE 86, Human health activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4,627
Fixed assets €3,597 ▼ 67.4%
Current assets €1,031 ▼ 96.1%
Equity and liabilities €5,817
Equity €1,390 ▼ 92.1%
Debt €4,428 ▼ 78.9%
Debt's share of the balance-sheet total rises from 54.3% to 76.1%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€10,931▼
2024 · €36,135
Cash flow
€8,164▼
2024 · €26,448
Debt to equity
3.19▲
2024 · 1.19
ROE
53.3%▼
2024 · 84.7%
Interest coverage
71.83▼
2024 · over 100
Debt ≤ 1 year
€4,428▼
2024 · €20,978
Income taxes
€2,615▼
2024 · €9,601
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94.3% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94.3% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€38,626€5,817▼
Formation expenses20€1,350€1,190▼
Fixed assets21/28€11,020€3,597▼
Tangible fixed assets22/27€11,020€3,597▼
Furniture and vehicles24€11,020€3,597▼
Current assets29/58€26,257€1,031▼
Amounts receivable within one year40/41€10,488-
Trade receivables40€10,488-
Cash at bank and in hand54/58€15,456€602▼
Deferred charges and accrued income490/1€312€429▲
Equity and liabilities
Total equity and liabilities10/49€38,626€5,817▼
Equity10/15€17,648€1,390▼
Contributions10/11€2,700€2,700=
Profit (loss) carried forward14€14,948-€1,311▼
Amounts payable17/49€20,978€4,428▼
Amounts payable within one year42/48€20,978€4,428▼
Trade debts44€361€180▼
Suppliers440/4€361€180▼
Taxes, remuneration and social security45€12,244€2,615▼
Taxes450/3€9,601€2,615▼
Remuneration and social security454/9€2,643-
Other amounts payable47/48€8,373€1,633▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,500€7,423▼
Other operating charges640/8€2,254€1,586▼
Gross operating margin9900€38,389€12,517▼
Operating profit (loss)9901€24,635€3,508▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€86€152▲
Recurring financial charges65€86€152▲
Profit (loss) for the period before taxes9903€24,549€3,356▼
Income taxes67/77€9,601€2,615▼
Profit (loss) for the period9904€14,948€741▼
Profit (loss) for the period to be appropriated9905€14,948€741▼
Appropriation of the result
Profit (loss) to be appropriated9906€14,948€15,690▲
Profit (loss) brought forward from the previous period14P-€14,948
Profit to be distributed694/7-€17,000
Return on contributions (dividend)694-€17,000

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,500€7,423▼ 35.5%
Other operating charges640/8€2,254€1,586▼ 29.6%
Gross operating margin9900€38,389€12,517▼ 67.4%
Operating profit (loss)9901€24,635€3,508▼ 85.8%
Financial income75/76B€0€0▼ 85.7%
Recurring financial income75€0€0▼ 85.7%
Financial charges65/66B€86€152▲ 76.9%
Recurring financial charges65€86€152▲ 76.9%
Profit (loss) for the period before taxes9903€24,549€3,356▼ 86.3%
Income taxes67/77€9,601€2,615▼ 72.8%
Profit (loss) for the period9904€14,948€741▼ 95.0%
Profit (loss) for the period to be appropriated9905€14,948€741▼ 95.0%
Line20242025Change
Assets
Total assets20/58€38,626€5,817▼ 84.9%
Formation expenses20€1,350€1,190▼ 11.9%
Fixed assets21/28€11,020€3,597▼ 67.4%
Tangible fixed assets22/27€11,020€3,597▼ 67.4%
Furniture and vehicles24€11,020€3,597▼ 67.4%
Current assets29/58€26,257€1,031▼ 96.1%
Amounts receivable within one year40/41€10,488--
Trade receivables40€10,488--
Cash at bank and in hand54/58€15,456€602▼ 96.1%
Deferred charges and accrued income490/1€312€429▲ 37.2%
Equity and liabilities
Total equity and liabilities10/49€38,626€5,817▼ 84.9%
Equity10/15€17,648€1,390▼ 92.1%
Contributions10/11€2,700€2,700=
Profit (loss) carried forward14€14,948-€1,311-
Amounts payable17/49€20,978€4,428▼ 78.9%
Amounts payable within one year42/48€20,978€4,428▼ 78.9%
Trade debts44€361€180▼ 50.0%
Suppliers440/4€361€180▼ 50.0%
Taxes, remuneration and social security45€12,244€2,615▼ 78.6%
Taxes450/3€9,601€2,615▼ 72.8%
Remuneration and social security454/9€2,643--
Other amounts payable47/48€8,373€1,633▼ 80.5%
Line20242025Change
Profit (loss) for the period9904€14,948€741▼ 95.0%
+ Depreciation and write-downs630€11,500€7,423▼ 35.5%
Operating cash flow (approximation)€26,448€8,164▼ 69.1%
Investment in fixed assets (approximation)-€0-
Change in cash--€14,854-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 micro format 27-05-2026 2026-00121818
31-12-2024 micro format 22-08-2025 2025-00392650

Similar companies · same sector, comparable size

Of the 5,941 active companies whose main activity is nursing and midwifery (NACE 86940), figures are known for 1,851. 309 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2023
BLEESER Stefanie
Director · since 13-06-2023
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2023, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
BLEESER Stefanie
  • Director, from 13-06-2023 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 13-06-2023 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 13-06-2023 Incorporation · €2,700 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 9 June 2023, Loncelle was incorporated as a private limited company by one natural person, with a starting capital of €2,700.12 In 2024 the registered office moved to Edegem.3 BLEESER Stefanie has served as director of the company since 2023.2

  1. 1KBO register
  2. 2Belgian Official Gazette, 13-06-2023
  3. 3Belgian Official Gazette, 27-03-2024

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
27-05
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
22-08
NBB filing Annual accounts filed
financial year 2024 · micro format · 22 days late
2024
27-03
Gazette deed Registered office
Registered-office move2 facts ▸
  • General meeting, 18-01-2024
  • Registered-office move, Pieter Coudenberghlaan 8 te 2650 Edegem
2023
13-06
Gazette deed Incorporation
Appointment: BLEESER Stefanie (director) · Founder · Shareholding6 facts ▸
  • Incorporation, 08-06-2023
  • Founder, BLEESER Stefanie (shareholder)
  • Shareholding, 100
  • Founding capital, €2,700
  • Director appointment, BLEESER Stefanie (director)
  • Other provision, “beroepsverbod” (deed in Dutch)
Gazette deedNBB filing
2 of 2 deeds read

Register details

Identification
Legal formPrivate limited company
Founded09-06-2023
Financial year end31-12
Activities, NACEBEL 2025
86940Nursing and midwifery
96220Beauty care and other beauty treatments
E-invoicing
Reachable via Peppol
Peppol ID 0208:0802579087
Also 9925:BE0802579087
Registered 16-01-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 27 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
991 m²
Building footprint
201 m²
Building volume
1,197 m³
Parcel 11013A0271/00K004, Flanders · tallest building 10.0 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Pieter Coudenberghlaan 8, 2650 Edegem
Nursing and midwifery
since 2023unit no. 2.348.576.074
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
11013A0271/00K004 Flanders 991 m² 1 · 201 m² 10.0 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Het verlenen van verpleegkundige verzorging en alle diensten die daarmee verband houden; Verpleging op consultatie en aan huis van personen…” (deed in Dutch)
14 activities (deed in Dutch)
  1. Het verlenen van verpleegkundige verzorging en alle diensten die daarmee verband houden;
  2. Verpleging op consultatie en aan huis van personen die permanente of tijdelijke verzorging nodig hebben, indien vereist op voorschrift van daartoe bevoegde personen;
  3. Paramedische activiteiten, exclusief kinesitherapeuten;
  4. Het uitbaten van schoonheidssalons, esthetische zorgen, manicure en pedicure, zonnebank en de verkoop van bijbehorende producten;
  5. Groot- en kleinhandel in cosmetica, verzorgings- en gezondheidsproducten;
  6. Alle horecabedrijvigheden en catering met zowel verbruik ter plaatse als afhaalmogelijkheden, zowel in binnen- als in buitenland en dit in de meest ruime zin van het woord;
  7. De groot- en kleinhandel in allerhande voedingswaren, dranken, wijnen,… en andere roerende goederen zoals onder meer brandstoffen in de ruimste zin van het woord;
  8. Het ontwikkelen, geven en commercialiseren van opleidingen en workshops;
  9. Zowel in België als in het buitenland, onder eender welke vorm, participaties te verwerven en aan te houden;
  10. Haar patrimonium, bestaande uit onroerende en roerende goederen of rechten, te behouden, in de ruimste zin van het woord te beheren en oordeelkundig uit te breiden; het aankopen, verkopen, opschikken, uitrusten, valoriseren, bouwen, verhuren, onderverhuren of in huur nemen van onroerende goederen, al dan niet gemeubeld;
  11. De aankoop, verhuur, onderhoud en verkoop van alle roerende goederen - desgevallend ten behoeve van eigen handelsverrichtingen of voor handelsverrichtingen van derden - zoals alle soorten materieel, gereedschappen, machines, installaties en computers, soft- en hardware;
  12. Het aanvragen, verwerven, verhandelen en exploiteren van licenties, octrooien, merken en dergelijke;
  13. De organisatie van de administratieve diensten van ondernemingen, evenals het adviseren over de administratieve organisatie van ondernemingen;
  14. Het begeleiden van kleine, middelgrote en grote ondernemingen in de meest ruime zin;

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
Loncelle
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaamse Gewest, Pieter Coudenberghlaan 16,2650 Edegem” (deed in Dutch)

deed of 13-06-2023

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Bestuursorgaan, 1” (deed in Dutch)
“Vaste of evenredige vergoeding, vergoeding van de bestuurders” (deed in Dutch)
Permanent representativeA company that is a director names a natural person to carry out the mandate on its behalf.
“Vaste vertegenwoordiger” (deed in Dutch)

deed of 13-06-2023

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
30 March at 08:00

deed of 13-06-2023

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Vormen vereist voor statutenwijziging, algemene vergadering” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Naleving voorwaarden Wetboek van vennootschappen en verenigingen, geen andere vereffenaar benoemd en behoudens procedure in één akte” (deed in Dutch)

deed of 13-06-2023

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Bestemming van de winst en uitkeringen, verminderd met het overgedragen verlies of vermeerderd met de overgedragen winst” (deed in Dutch)
Liquidation distribution: “Netto actief onder alle aandeelhouders naar verhouding aantal aandelen, aanzuivering schulden,lasten en kosten of consignatie nodige sommen” (deed in Dutch)
Other provision: “Dagelijks bestuur, één of meer leden als gedelegeerd bestuurder of één of meer directeurs” (deed in Dutch)
Other provision: “Één of meerdere commissarissen, controle van de vennootschap” (deed in Dutch)

deed of 13-06-2023