Monia Ducrocq
ActiveMonia Ducrocq has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €11k. Equity is shrinking by ~11% per year across the filed fiscal years. Its solvency ranks better than 12% of 16414 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
65
/ 100
Healthy▼ -13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+75
Solvency18▼-82
Growth32▼-20
Stability94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.09 against 6.22 in 2024), and 92% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 16414 sector peers (2025).
NBB · sector comparisonPosition among 16414 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-03-2026, 34 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
34 d early
2024
30 d early
2023
4 d early
2022
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 90.0%
2024 · €15k
2022: €13k
2023: €14k
2024: €15k
2022 → 2025
Total assets
€19k▲ 5.4%
2024 · €18k
2022: €23k
2023: €17k
2024: €18k
2022 → 2025
Net result
€11k▲ 1,317%
2024 · €744
2022: €11k
2023: €2k
2024: €744
2022 → 2025
Working capital
€2k▼ 90.0%
2024 · €15k
2022: €13k
2023: €15k
2024: €15k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€13k-€14k▲ 13.0%€15k▲ 5.2%€2k▼ 90.0%
Operating result€18k-€2k▼ 89.8%€455▼ 74.8%€14k▲ 2,978%
Net result€11k-€2k▼ 85.2%€744▼ 54.8%€11k▲ 1,317%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2,978% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €19k
Equity
€2k▼ 90.0%
Debt
€17k▲ 503%
The debt ratio rises from 16.1% to 92.0%: debt grows while equity shrinks.
Key figures and ratios
Solvency
8.0%▼
2024 · 83.9%
Current ratio
1.09▼
2024 · 6.22
Quick ratio
1.09▼
2024 · 6.22
Debt / equity
11.57▲
2024 · 0.19
ROE
703.2%▲
2024 · 5.0%
ROA
56.0%▲
2024 · 4.2%
Debt
€17k▲
2024 · €3k
Debt ≤ 1 year
€17k▲
2024 · €3k
Income taxes
€4k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€18k€19k▲
Current assets29/58€18k€19k▲
Amounts receivable within one year40/41€2k€577▼
Other amounts receivable41€2k€577▼
Cash at bank and in hand54/58€16k€18k▲
Deferred charges and accrued income490/1€72€74▲
Equity and liabilities
Total equity and liabilities10/49€18k€19k▲
Equity10/15€15k€2k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€14k-
Amounts payable17/49€3k€17k▲
Amounts payable within one year42/48€3k€17k▲
Trade debts44-€27
Suppliers440/4-€27
Taxes, remuneration and social security45€1k€1k▼
Taxes450/3€1k€1k▼
Other amounts payable47/48€2k€16k▲
Income statement
Code20242025
Other operating charges640/8€864€780▼
Gross operating margin9900€1k€15k▲
Operating profit (loss)9901€455€14k▲
Financial income75/76B€2k€975▼
Recurring financial income75€2k€975▼
Financial charges65/66B€125€624▲
Recurring financial charges65€125€624▲
Profit (loss) for the period before taxes9903€2k€14k▲
Income taxes67/77€1k€4k▲
Profit (loss) for the period9904€744€11k▲
Profit (loss) for the period to be appropriated9905€744€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€24k▲
Profit (loss) brought forward from the previous period14P€13k€14k▲
Profit to be distributed694/7-€24k
Return on contributions (dividend)694-€24k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €744 ▼54.8%
Net result drops to €744, the lowest in the series; recovery starts the following year.
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity triplescurrent ratio 7.81
Current ratio from 2.24 to 7.81; short-term debt falls from €10k to €2k.
03-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoveniersstraat 121853 GrimbergenGround area
465 m²
Building footprint
102 m²
Volume, LiDAR
1,317 m³
Parcel 23084A0195/00G002, Flanders · tallest building 16.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Hoveniersstraat 12, 1853 Grimbergen
since 20202.309.657.793
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0195/00G002 | Flanders | 465 m² | 1 · 102 m² | 16.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Somers Medical
BE 0741.860.057
Edegem · Eq €2k
MNTN-VDR
BE 0632.933.017
Nieuwerkerken (Limb.) · Eq €2k
FARAH NURSE
BE 0780.877.318
Grimbergen · Eq €2k
Thuisverpleging Grace Sabbe
BE 0789.853.677
Wingene · Eq €1k
INPHIE
BE 0704.751.223
Beloeil · Eq €2k
Of 5,971 companies in sector 86940 we hold annual accounts for 1,797. 316 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2020
Fiscal year end30-09
Activities, NACEBEL
86907Human health activities
86940Nursing and midwifery
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.