LOMO
ActiveLOMO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €916k and a net result of €130k. Equity is growing by ~26.8% per year across the filed fiscal years. Its solvency ranks better than 59% of 9095 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-3
Solvency82▲+9
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 1.79 against 1.74 in 2024), but 57.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.6%
Return on assets
6%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
3 d early
2023
61 d late
2022
11 d early
2021
25 d late
2020
9 d late
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€916k▲ 16.5%
2024 · €786k
2018: €109k
2019: €210k
2020: €187k
2021: €378k
2022: €520k
2023: €669k
2024: €786k
2018 → 2025
Total assets
€2.15M▼ 0.6%
2024 · €2.16M
2018: €986k
2019: €2.35M
2020: €2.59M
2021: €2.66M
2022: €2.15M
2023: €2.17M
2024: €2.16M
2018 → 2025
Net result
€130k▲ 11.6%
2024 · €116k
2018: €64k
2019: €101k
2020: €-23k
2021: €191k
2022: €142k
2023: €149k
2024: €116k
2018 → 2025
Working capital
€150k▼ 2.4%
2024 · €154k
2018: €-165k
2019: €366k
2020: €385k
2021: €548k
2022: €-12k
2023: €43k
2024: €154k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€378k-€520k▲ 37.5%€669k▲ 28.7%€786k▲ 17.4%€916k▲ 16.5%
Operating result€216k-€199k▼ 7.7%€228k▲ 14.6%€190k▼ 16.9%€207k▲ 9.0%
Net result€191k-€142k▼ 25.6%€149k▲ 5.2%€116k▼ 22.1%€130k▲ 11.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.15M
Fixed assets
€1.81M▲ 0.5%
Current assets
€341k▼ 6.1%
Equity and liabilities €2.15M
Equity
€916k▲ 16.5%
Debt
€1.23M▼ 10.4%
The debt ratio falls from 63.6% to 57.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€324k▲
2024 · €318k
Cash flow
€247k▲
2024 · €245k
Solvency
42.6%▲
2024 · 36.4%
Current ratio
1.79▲
2024 · 1.74
Quick ratio
1.79▲
2024 · 1.74
Debt / equity
1.35▼
2024 · 1.75
ROE
14.2%▼
2024 · 14.8%
ROA
6.0%▲
2024 · 5.4%
Interest coverage
20.99▲
2024 · 19.07
Debt
€1.23M▼
2024 · €1.37M
Debt ≤ 1 year
€191k▼
2024 · €209k
Debt > 1 year
€1.03M▼
2024 · €1.15M
Income taxes
€62k▲
2024 · €57k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.16M€2.15M▼
Fixed assets21/28€1.80M€1.81M▲
Tangible fixed assets22/27€1.80M€1.81M▲
Land and buildings22€1.80M€1.69M▼
Furniture and vehicles24€2k€116k▲
Current assets29/58€363k€341k▼
Amounts receivable within one year40/41€97k€114k▲
Trade receivables40€97k€113k▲
Other amounts receivable41-€222
Cash at bank and in hand54/58€265k€225k▼
Deferred charges and accrued income490/1€965€2k▲
Equity and liabilities
Total equity and liabilities10/49€2.16M€2.15M▼
Equity10/15€786k€916k▲
Contributions10/11€40k€40k=
Reserves13€412k€540k▲
Distributable reserves133€412k€540k▲
Profit (loss) carried forward14€334k€336k▲
Amounts payable17/49€1.37M€1.23M▼
Amounts payable after more than one year17€1.15M€1.03M▼
Financial debts170/4€1.15M€1.03M▼
Amounts payable within one year42/48€209k€191k▼
Current portion of amounts payable after more than one year42€123k€135k▲
Trade debts44€1k€164▼
Suppliers440/4€1k€164▼
Taxes, remuneration and social security45€68k€54k▼
Taxes450/3€68k€54k▼
Other amounts payable47/48€17k€2k▼
Accrued charges and deferred income492/3€11k€11k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€128k€117k▼
Other operating charges640/8€21k€21k▲
Gross operating margin9900€339k€345k▲
Operating profit (loss)9901€190k€207k▲
Financial income75/76B€25€732▲
Recurring financial income75€25€732▲
Financial charges65/66B€17k€15k▼
Recurring financial charges65€17k€15k▼
Profit (loss) for the period before taxes9903€173k€192k▲
Income taxes67/77€57k€62k▲
Profit (loss) for the period9904€116k€130k▲
Profit (loss) for the period to be appropriated9905€116k€130k▲
Appropriation of the result
Profit (loss) to be appropriated9906€450k€464k▲
Profit (loss) brought forward from the previous period14P€334k€334k=
Transfer to equity691/2€116k€128k▲
To other reserves6921€116k€128k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 61 days late
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €500kEq €520k ▲37.5%
2 profitable years in a row build equity to €520k.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 25 days late
2021
31-12
Financial
Back to profitnet €191k
Net result €191k after one loss-making year.
31-12
Financial
Equity above €200kEq €378k ▲102%
Equity rises from €187k to €378k.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 9 days late
2020
31-12
Financial
Weakest financial yearnet €-23k ▼122%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity quadruplescurrent ratio 3.19
Current ratio from 0.75 to 3.19; short-term debt falls from €665k to €167k.
31-12
Financial
Equity above €200kEq €210k ▲92.8%
2 profitable years in a row build equity to €210k.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Riemst · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterstraat 503770 RiemstGround area
1,267 m²
Building footprint
262 m²
Volume, LiDAR
1,289 m³
Parcel 73102A0819/00M000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LoMo
since 20102.193.990.342
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73102A0819/00M000 | Flanders | 1,267 m² | 1 · 262 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
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LG DESIGN
BE 0810.734.017
Anderlecht · Eq €917k
TOP IMMO
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VAN ROY STEVEN INVEST
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Of 9,094 companies in sector 68201 we hold annual accounts for 6,725. 4,854 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2010
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.