Financials
- Fiscal year
- 2025
- Total assets
- €348,127
- Profit
- €2,002
- Solvency
- 46.0%
Total assets▼ 32.7%
Net result
20212025
LOMBATI
ActiveSummary
LOMBATI has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €160,077 and a net result of €2,002. Equity is growing by ~20.6% per year across the filed fiscal years. Its solvency ranks better than 62% of 15312 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Overview
Activity
Development of residential building projects
NACE 68121General construction of residential buildings NACE 41001Real estate development NACE 41101
1 site
Size
€348,127total assets 2025
- Staff
- 3.8 FTE
- Equity
- €160,077
- Profit
- €2,002
Turnover not published (abridged schema)
Structure
Accounts filed 60 d late1 of 6 deeds read
Why 67- Latest accounts 60 days late; 3 of the last 3 late- 1 change of registered office in 24 months+ Sector Real estate activities (NACE 68)+ Liquidity: current ratio 2.64, cash €45,407, halvedShow the evidence
Checked score
Score 2025
67
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 50% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
71+15
equity 46.0% of total assets
Liquidity
51-14
short-term debt 34.9% · cash 13.0%
Profitability
39+15
return on assets 0.6%
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 4 months
07-2026: 0.8%lowest value
08-2026: 1.4%▲ +67.6% vs 07-2026
09-2026: 1.9%▲ +32.9% vs 08-2026highest value
10-2026: 1.0%▼ -48.1% vs 09-2026
- Latest accounts 60 days late; 3 of the last 3 late raises the probability
- 1 change of registered office in 24 months raises the probability
- Sector Real estate activities (NACE 68) lowers the probability
- Liquidity: current ratio 2.64, cash €45,407, halved lowers the probability
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 2.64 against 3.63 in 2024; short-term debt: 34.9% and cash: 13% of total assets), but 54% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 61%, liquidity 55%, profitability 35%, growth against the median 50%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
60 d late
2024
138 d late
2023
211 d late
2022
38 d late
2021
33 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 96 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 September (4 of the last 5 filed years within 78 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Registered officeRegistered-office move
- Back to profitnet €2,002
Key points
By topic
Timeline
- Events
- 11
- Since
- 2022
- Next accounts
- by 31-07-2027
- 29-09-2026Annual accounts filed
- 19-03-2026Registered office
- 31-12-2025Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Development of residential building projectsNACE 68121
- Founded
- 08-03-2021
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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