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LOMAXY

Active
Private limited companyfounded 20169 yrs activeVan Souststraat 258, 1070 Anderlecht, BelgiumKBO/BCE: BE 0668.520.931
Summary

The computed 12-month bankruptcy probability of LOMAXY is 2.5% (moderate). The 2024 annual accounts show equity of €600,347 and a net result of -€11,825. Equity remains stable across the filed fiscal years (±1.2% per year). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability66▲+51
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €40,000 at 30 days acceptable
short-term debt: 0% and cash: 7.4% of total assets, and 0.3% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
99.7%
Return on assets
-2%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
1819222324
2018 to 2024 · latest year -€11,825
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-07-2025, 22 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
not confirmed
2024
22 d early
2023
36 d early
2022
11 d late
2019
96 d late
2018
84 d early
2017
96 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 22 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 28 December 2016, LOMAXY was incorporated.1 Total assets went from EUR 685,944 in 2018 to EUR 602,347 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€600,347▼ 1.9%
2023 · €612,172
Total assets
€602,347▼ 3.2%
2023 · €622,172
Net result
-€11,825▲ 39.1%
2023 · -€19,433
Working capital
€44,607▲ 17.2%
2023 · €38,070
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20182019202220232024
Operating result€4,476--€1,524-€13,274--€19,387▼ 46.0%-€11,779▲ 39.2%
Net result€4,441--€1,559-€15,568--€19,433▼ 24.8%-€11,825▲ 39.1%
Equity€645,944-€644,385▼ 0.2%€631,606-€612,172▼ 3.1%€600,347▼ 1.9%
Total assets€685,944-€675,541▼ 1.5%€641,606-€622,172▼ 3.0%€602,347▼ 3.2%
Debt€40,000-€31,156▼ 22.1%€10,000-€10,000=€2,000▼ 80.0%
Working capital-€9,968-€4,834€41,141-€38,070▼ 7.5%€44,607▲ 17.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0Operating result 2018: €4,476€4,476Net result 2018: €4,441€4,441Operating result 2019: -€1,524-€1,524Net result 2019: -€1,559-€1,559Operating result 2022: -€13,274-€13,274Net result 2022: -€15,568-€15,568Operating result 2023: -€19,387-€19,387Net result 2023: -€19,433-€19,433Operating result 2024: -€11,779-€11,779Net result 2024: -€11,825-€11,82520182019202220232024-€20,000-€15,000-€10,000-€5,000€0Operating result 2022: -€13,274-€13,300Net result 2022: -€15,568-€15,600Operating result 2023: -€19,387-€19,400Net result 2023: -€19,433-€19,400Operating result 2024: -€11,779-€11,800Net result 2024: -€11,825-€11,800202220232024
The operating result stays negative: a loss of €11,779 in 2024 against €19,387 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €602,347
Fixed assets €557,741 ▼ 2.9%
Current assets €44,607 ▼ 7.2%
Equity and liabilities €602,347
Equity €600,347 ▼ 1.9%
Debt €2,000 ▼ 80.0%
Debt's share of the balance-sheet total falls from 1.6% to 0.3%. Equity and debt are lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€4,583▲
2023 · -€3,025
Cash flow
€4,537▲
2023 · -€3,071
Debt to equity
0.00▼
2023 · 0.02
ROE
-2.0%▲
2023 · -3.2%
ROA
-2.0%▲
2023 · -3.1%
Interest coverage
98.95▲
2023 · -65.30
Debt ≤ 1 year
€0▼
2023 · €10,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 929 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 93% are still going.

  • Small
  • 5 to 10 years old
  • solvency 30% or more
  • a small loss
1.7% went bankrupt
5.6% stopped otherwise
93% still going

For this company itself Checked computes a higher bankruptcy probability: 2.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 929 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 28 lines
Balance sheet Code20232024
Assets
Total assets20/58€622,172€602,347▼
Fixed assets21/28€574,103€557,741▼
Tangible fixed assets22/27€574,103€557,741▼
Land and buildings22€574,103€557,741▼
Current assets29/58€48,070€44,607▼
Amounts receivable within one year40/41€4,000€0▼
Other amounts receivable41€4,000€0▼
Cash at bank and in hand54/58€44,070€44,607▲
Equity and liabilities
Total equity and liabilities10/49€622,172€602,347▼
Equity10/15€612,172€600,347▼
Contributions10/11€650,000€650,000=
Profit (loss) carried forward14-€37,828-€49,653▼
Amounts payable17/49€10,000€2,000▼
Amounts payable within one year42/48€10,000€0▼
Other amounts payable47/48€10,000€0▼
Accrued charges and deferred income492/3-€2,000
Income statement Code20232024
Non-recurring operating income76A-€4,000
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,362€16,362=
Other operating charges640/8€11,226€7,909▼
Gross operating margin9900€8,201€12,492▲
Operating profit (loss)9901-€19,387-€11,779▲
Financial charges65/66B€46€46=
Recurring financial charges65€46€46=
Profit (loss) for the period before taxes9903-€19,433-€11,825▲
Profit (loss) for the period9904-€19,433-€11,825▲
Profit (loss) for the period to be appropriated9905-€19,433-€11,825▲
Appropriation of the result
Profit (loss) to be appropriated9906-€37,828-€49,653▼
Profit (loss) brought forward from the previous period14P-€18,395-€37,828▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202220232024Change
Non-recurring operating income76A----€4,000-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,362€16,362€16,362€16,362€16,362=
Other operating charges640/8--€14,460€11,226€7,909▼ 29.5%
Gross operating margin9900€23,220€23,401€17,548€8,201€12,492▲ 52.3%
Operating profit (loss)9901€4,476-€1,524-€13,274-€19,387-€11,779▲ 39.2%
Financial charges65/66B--€2,294€46€46=
Recurring financial charges65€35€35€2,294€46€46=
Profit (loss) for the period before taxes9903€4,441-€1,559-€15,568-€19,433-€11,825▲ 39.1%
Profit (loss) for the period9904€4,441-€1,559-€15,568-€19,433-€11,825▲ 39.1%
Profit (loss) for the period to be appropriated9905€4,441-€1,559-€15,568-€19,433-€11,825▲ 39.1%
Line20182019202220232024Change
Assets
Total assets20/58€685,944€675,541€641,606€622,172€602,347▼ 3.2%
Fixed assets21/28€655,913€639,551€590,465€574,103€557,741▼ 2.9%
Tangible fixed assets22/27€655,913€639,551€590,465€574,103€557,741▼ 2.9%
Land and buildings22--€590,465€574,103€557,741▼ 2.9%
Current assets29/58€30,032€35,990€51,141€48,070€44,607▼ 7.2%
Amounts receivable within one year40/41€20,000€20,000€31,000€4,000€0▼ 100%
Other amounts receivable41--€31,000€4,000€0▼ 100%
Cash at bank and in hand54/58€10,032€15,990€20,141€44,070€44,607▲ 1.2%
Equity and liabilities
Total equity and liabilities10/49€685,944€675,541€641,606€622,172€602,347▼ 3.2%
Equity10/15€645,944€644,385€631,606€612,172€600,347▼ 1.9%
Contributions10/11€650,000€650,000€650,000€650,000€650,000=
Profit (loss) carried forward14-€4,056-€5,615-€18,395-€37,828-€49,653▼ 31.3%
Amounts payable17/49€40,000€31,156€10,000€10,000€2,000▼ 80.0%
Amounts payable within one year42/48€40,000€31,156€10,000€10,000€0▼ 100%
Trade debts44-€6,156----
Other amounts payable47/48--€10,000€10,000€0▼ 100%
Accrued charges and deferred income492/3----€2,000-
Line20182019202220232024Change
Profit (loss) for the period9904€4,441-€1,559-€15,568-€19,433-€11,825▲ 39.1%
+ Depreciation and write-downs630€16,362€16,362€16,362€16,362€16,362=
Operating cash flow (approximation)€20,803€14,803€794-€3,071€4,537▲ 248%
Investment in fixed assets (approximation)-€0-€0€0-
Change in cash-€5,959-€23,929€537▼ 97.8%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
09-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet -€19,433
Net result drops to -€19,433, the lowest in the series; recovery starts the following year.
11-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
31-12
Financial Liquidity quadruplescurrent ratio 5.11
Current ratio from 1.16 to 5.11; short-term debt falls from €31,156 to €10,000.
2020
04-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 96 days late
2019
08-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
26-04
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht
exact location from the address register On OpenStreetMap
Ground area
1,290 m²
Building footprint
713 m²
Volume, LiDAR
5,276 m³
Parcel 21302A0048/00H006, Brussels · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21302A0048/00H006 Brussels 1,290 m² 1 · 713 m² 11.5 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded28-12-2016
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.