LOMATEK
ActiveLOMATEK has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €887k and a net result of €-7k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 88% of 10242 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 4.6 against 3.89 in 2024), and 21.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.4%
Return on assets
-0.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
20 d early
2023
29 d late
2022
45 d early
2021
25 d late
2020
22 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-7k▼ 47.8%
2024 · €-5k
2018: €19k
2019: €20k
2020: €29k
2021: €-62k
2022: €-63k
2023: €802k
2024: €-5k
2018 → 2025
Working capital
€881k▲ 0.1%
2024 · €880k
2018: €105k
2019: €137k
2020: €140k
2021: €72k
2022: €11k
2023: €892k
2024: €880k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€179k-€116k▼ 35.2%€899k▲ 674%€894k▼ 0.5%€887k▼ 0.8%
Operating result€-58k-€-66k▼ 13.9%€-63k▲ 4.4%€-21k▲ 67.2%€-13k▲ 37.5%
Net result€-62k-€-63k▼ 1.6%€802k€-5k€-7k▼ 47.8%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2025 against €21k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.13M
Fixed assets
€6k▼ 55.9%
Current assets
€1.13M▼ 5.0%
Equity and liabilities €1.13M
Equity
€887k▼ 0.8%
Debt
€245k▼ 19.8%
The debt ratio falls from 25.4% to 21.6%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-3k▲
2024 · €-13k
Cash flow
€3k▼
2024 · €3k
Solvency
78.4%▲
2024 · 74.6%
Current ratio
4.60▲
2024 · 3.89
Quick ratio
4.03▲
2024 · 3.40
Debt / equity
0.28▼
2024 · 0.34
ROE
-0.8%▼
2024 · -0.5%
ROA
-0.6%▼
2024 · -0.4%
Interest coverage
-0.61▲
2024 · -2.40
Debt
€245k▼
2024 · €305k
Debt ≤ 1 year
€245k▼
2024 · €305k
Income taxes
€359▲
2024 · €342
Staff costs
€244k▲
2024 · €242k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.20M€1.13M▼
Fixed assets21/28€14k€6k▼
Tangible fixed assets22/27€13k€5k▼
Plant, machinery and equipment23€476€2k▲
Furniture and vehicles24€12k€3k▼
Financial fixed assets28€1k€1k=
Current assets29/58€1.19M€1.13M▼
Amounts receivable after more than one year29€54k-
Other amounts receivable291€54k-
Stocks and contracts in progress3€149k€140k▼
Stocks30/36€149k€140k▼
Amounts receivable within one year40/41€142k€197k▲
Trade receivables40€10k€5k▼
Other amounts receivable41€132k€192k▲
Cash at bank and in hand54/58€840k€788k▼
Equity and liabilities
Total equity and liabilities10/49€1.20M€1.13M▼
Equity10/15€894k€887k▼
Contributions10/11€19k€19k=
Reserves13€875k€868k▼
Distributable reserves133€875k€868k▼
Profit (loss) carried forward14€159€169▲
Amounts payable17/49€305k€245k▼
Amounts payable within one year42/48€305k€245k▼
Current portion of amounts payable after more than one year42€3k-
Trade debts44€172k€196k▲
Suppliers440/4€172k€196k▲
Taxes, remuneration and social security45€114k€36k▼
Taxes450/3€84k€3k▼
Remuneration and social security454/9€31k€33k▲
Other amounts payable47/48€15k€12k▼
Income statement
Code20242025
Non-recurring operating income76A€15k-
Remuneration, social security and pensions62€242k€244k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€10k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€232k€243k▲
Operating profit (loss)9901€-21k€-13k▲
Financial income75/76B€22k€12k▼
Recurring financial income75€22k€12k▼
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€-4k€-7k▼
Income taxes67/77€342€359▲
Profit (loss) for the period9904€-5k€-7k▼
Profit (loss) for the period to be appropriated9905€-5k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-7k▼
Profit (loss) brought forward from the previous period14P€887€159▼
Transfer from equity791/2€4k€7k▲
Social balance
Average headcount (FTE)90878.27.5▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-12
Financial
Back to profitnet €802k
Net result €802k after 2 loss-making years.
31-12
Financial
Liquidity quadruplescurrent ratio 3.61
Current ratio from 1.02 to 3.61; short-term debt falls from €437k to €342k.
31-12
Financial
Equity above €500kEq €899k ▲674%
Equity rises from €116k to €899k.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €-63k
Net result drops to €-63k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 25 days late
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 31 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 27 days late
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 8 days late
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Crisnée · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand'Route 614367 CrisnéeGround area
2,651 m²
Building footprint
181 m²
Volume, LiDAR
740 m³
Parcel 64413A0014/00X002, Wallonia · tallest building 5.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Q8 SHOP Q GO DELHAIZE
since 20122.210.999.291
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64413A0014/00X002 | Wallonia | 2,651 m² | 1 · 181 m² | 5.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteCrisnée2.210.999.291
Similar companies · same sector, comparable size
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BREMA
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Bree · Eq €889k
Unic - Mechelen
BE 0414.710.335
Mechelen · Eq €891k
GECODIS
BE 0788.514.087
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R1220
BE 0816.612.811
Ukkel · Eq €894k
Of 10,412 companies in sector 47110 we hold annual accounts for 5,786. 2,380 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-06-2012
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47300Retail sale of automotive fuel
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.