LOKKEDIZE
ActiveThe computed 12-month bankruptcy probability of LOKKEDIZE is 2.9% (moderate). The 2025 annual accounts show equity of €109k and a net result of €981. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 32% of 13044 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability5▼-95
Solvency6=
Growth78=
Stability100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity short (current ratio 0.13 against 0.18 in 2024), and 90.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.4%
Return on assets
0.1%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €109k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
22 d late
2022
25 d late
2021
26 d late
2020
31 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€109k▲ 0.9%
2024 · €108k
2019: €15k
2020: €-29k
2021: €-30k
2022: €-11k
2023: €55k
2024: €108k
2019 → 2025
Total assets
€1.16M▼ 5.0%
2024 · €1.22M
2019: €1.33M
2020: €1.23M
2021: €1.21M
2022: €1.20M
2023: €1.21M
2024: €1.22M
2019 → 2025
Net result
€981▼ 98.2%
2024 · €53k
2019: €-85k
2020: €-44k
2021: €-820
2022: €19k
2023: €66k
2024: €53k
2019 → 2025
Working capital
€-473k▲ 1.6%
2024 · €-481k
2019: €-612k
2020: €-589k
2021: €-580k
2022: €-561k
2023: €-511k
2024: €-481k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-30k-€-11k▲ 63.8%€55k€108k▲ 96.9%€109k▲ 0.9%
Operating result€11k-€31k▲ 176%€77k▲ 149%€65k▼ 15.3%€12k▼ 81.8%
Net result€-820-€19k€66k▲ 242%€53k▼ 19.2%€981▼ 98.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 82% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.16M
Fixed assets
€1.09M▼ 2.5%
Current assets
€69k▼ 32.6%
Equity and liabilities €1.16M
Equity
€109k▲ 0.9%
Debt
€1.05M▼ 5.6%
The debt ratio falls from 91.1% to 90.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€60k▼
2024 · €109k
Cash flow
€49k▼
2024 · €97k
Solvency
9.4%▲
2024 · 8.9%
Current ratio
0.13▼
2024 · 0.18
Quick ratio
0.11▼
2024 · 0.16
Debt / equity
9.63▼
2024 · 10.30
ROE
0.9%▼
2024 · 49.2%
ROA
0.1%▼
2024 · 4.4%
Interest coverage
5.48▼
2024 · 9.57
Debt
€1.05M▼
2024 · €1.11M
Debt ≤ 1 year
€542k▼
2024 · €583k
Debt > 1 year
€505k▼
2024 · €525k
Income taxes
€0▼
2024 · €795
Staff costs
€48k▼
2024 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.22M€1.16M▼
Fixed assets21/28€1.12M€1.09M▼
Tangible fixed assets22/27€1.12M€1.09M▼
Land and buildings22€1.09M€1.07M▼
Plant, machinery and equipment23€24k€6k▼
Furniture and vehicles24€73€0▼
Leasing and similar rights25-€17k
Current assets29/58€102k€69k▼
Stocks and contracts in progress3€7k€8k▲
Stocks30/36€7k€8k▲
Amounts receivable within one year40/41€1k€1k▼
Trade receivables40€373€0▼
Other amounts receivable41€875€1k▲
Cash at bank and in hand54/58€89k€54k▼
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€1.22M€1.16M▼
Equity10/15€108k€109k▲
Contributions10/11€100k€100k=
Reserves13€8k€9k▲
Distributable reserves133€8k€9k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€1.11M€1.05M▼
Amounts payable after more than one year17€525k€505k▼
Financial debts170/4€525k€505k▼
Amounts payable within one year42/48€583k€542k▼
Current portion of amounts payable after more than one year42€35k€38k▲
Trade debts44€26k€6k▼
Suppliers440/4€26k€6k▼
Taxes, remuneration and social security45€25k€23k▼
Taxes450/3€12k€14k▲
Remuneration and social security454/9€12k€8k▼
Other amounts payable47/48€497k€476k▼
Accrued charges and deferred income492/3€4k€3k▼
Income statement
Code20242025
Non-recurring operating income76A-€254
Remuneration, social security and pensions62€52k€48k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€48k▲
Other operating charges640/8€4k€4k▲
Non-recurring operating charges66A€9k€0▼
Gross operating margin9900€173k€112k▼
Operating profit (loss)9901€65k€12k▼
Financial income75/76B€0€9▲
Recurring financial income75€0€9▲
Financial charges65/66B€11k€11k▼
Recurring financial charges65€11k€11k▼
Profit (loss) for the period before taxes9903€54k€981▼
Income taxes67/77€795€0▼
Profit (loss) for the period9904€53k€981▼
Profit (loss) for the period to be appropriated9905€53k€981▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€981▼
Profit (loss) brought forward from the previous period14P€-45k€0▲
Transfer to equity691/2€8k€981▼
To other reserves6921€8k€981▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €108k ▲96.9%
3 profitable years in a row build equity to €108k.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Highest result since 2019net €66k ▲242%
Operating result €77k, net result €66k, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-12
Financial
Back to profitnet €19k
Net result €19k after 3 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Korte Vuldersstraat 338000 BruggeGround area
203 m²
Building footprint
174 m²
Volume, LiDAR
1,313 m³
Parcel 31803C1316/00H000, Flanders · tallest building 18.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lokkedize
since 20192.289.373.016
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31803C1316/00H000 | Flanders | 203 m² | 1 · 174 m² | 18.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrugge2.289.373.016
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Of 20,234 companies in sector 56111 we hold annual accounts for 11,312. 9,370 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-05-2019
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
55100Hotels and similar accommodation
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.