Lokaliteit
ActiveLokaliteit has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €-6k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 75% of 13204 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability4▼-36
Solvency85▼-2
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.81 against 2.51 in 2024; short-term debt: 39.5% and cash: 55.8% of total assets), and 40.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.9%
Return on assets
-11.8%
Age of the figures
18 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 23-10-2025, 8 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
8 d early
2024
48 d early
2023
21 d early
2022
3 d early
2021
3 d early
2020
18 d late
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close19-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▼ 10.6%
2024 · €32k
2019: €31k
2020: €22k
2021: €37k
2022: €30k
2023: €32k
2024: €32k
2019 → 2025
Total assets
€47k▼ 7.1%
2024 · €51k
2019: €39k
2020: €32k
2021: €46k
2022: €47k
2023: €45k
2024: €51k
2019 → 2025
Net result
€-6k
2024 · €173
2019: €8k
2020: €-9k
2021: €16k
2022: €-6k
2023: €2k
2024: €173
2019 → 2025
Working capital
€15k▼ 46.9%
2024 · €29k
2019: €27k
2020: €16k
2021: €27k
2022: €20k
2023: €25k
2024: €29k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€30k▼ 20.8%€32k▲ 6.6%€32k▲ 0.5%€28k▼ 10.6%
Operating result€16k-€-5k€3k€2k▼ 41.4%€-4k
Net result€16k-€-6k€2k€173▼ 91.1%€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47k
Fixed assets
€13k▲ 302%
Current assets
€34k▼ 28.8%
Equity and liabilities €47k
Equity
€28k▼ 10.6%
Debt
€19k▼ 1.4%
The debt ratio rises from 37.7% to 40.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-2k▼
2024 · €5k
Cash flow
€-3k▼
2024 · €3k
Solvency
59.9%▼
2024 · 62.3%
Current ratio
1.81▼
2024 · 2.51
Quick ratio
1.81▼
2024 · 2.51
Debt / equity
0.67▲
2024 · 0.61
ROE
-19.6%▼
2024 · 0.5%
ROA
-11.8%▼
2024 · 0.3%
Interest coverage
-0.74▼
2024 · 2.48
Debt
€19k▼
2024 · €19k
Debt ≤ 1 year
€19k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€51k€47k▼
Fixed assets21/28€3k€13k▲
Tangible fixed assets22/27€2k€12k▲
Plant, machinery and equipment23€1k€4k▲
Furniture and vehicles24€442€295▼
Other tangible fixed assets26-€7k
Financial fixed assets28€1k€2k▲
Current assets29/58€48k€34k▼
Amounts receivable within one year40/41€4k€6k▲
Trade receivables40€4k€5k▲
Other amounts receivable41€102€1k▲
Cash at bank and in hand54/58€41k€26k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€51k€47k▼
Equity10/15€32k€28k▼
Contributions10/11€21k€23k▲
Reserves13€405€405=
Distributable reserves133€405€405=
Profit (loss) carried forward14€11k€5k▼
Amounts payable17/49€19k€19k▼
Amounts payable within one year42/48€19k€19k▼
Trade debts44€8k€6k▼
Suppliers440/4€8k€6k▼
Advances received on contracts in progress46€4k€5k▲
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Other amounts payable47/48€6k€6k▲
Accrued charges and deferred income492/3€268€267▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€7k€818▼
Operating profit (loss)9901€2k€-4k▼
Financial income75/76B€201€277▲
Recurring financial income75€201€277▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€173€-6k▼
Profit (loss) for the period9904€173€-6k▼
Profit (loss) for the period to be appropriated9905€173€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€5k▼
Profit (loss) brought forward from the previous period14P€11k€11k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
13-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
10-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
2020
18-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
31-03
Financial
Weakest financial yearnet €-9k ▼211%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
2019
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brabantdam 1009000 GentGround area
47 m²
Building footprint
56 m²
Volume, LiDAR
902 m³
Parcel 44804D1977/00K002, Flanders · tallest building 18.6 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Lokaliteit
since 20182.275.427.483
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D1977/00K002 | Flanders | 47 m² | 1 · 56 m² | 18.6 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 6,000 EUR awarded · 6,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.275.427.483
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Of 20,494 companies in sector 56111 we hold annual accounts for 11,455. 9,386 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCooperative company
Founded27-04-2018
Fiscal year end31-03
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56210Event catering
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.