E&S Trading
ActiveThe computed 12-month bankruptcy probability of E&S Trading is 3.5% (moderate). The 2025 annual accounts show negative equity (€-2k) and a net result of €-3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 13240 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
34
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability28▼-60
Solvency22▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
3.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.55 against 0.57 in 2024; short-term debt: 84.5% and cash: 25.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-3.3%
Return on assets
-5.6%
Age of the figures
12 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-2k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-02-2026, 69 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
69 d early
2024
152 d early
2023
42 d early
2022
41 d early
2021
64 d early
2020
50 d early
2019
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-2k
2024 · €1k
2018: €-11k
2019: €-28k
2020: €-24k
2021: €-11k
2022: €-18k
2023: €-7k
2024: €1k
2018 → 2025
Total assets
€58k▲ 10.2%
2024 · €53k
2018: €31k
2019: €36k
2020: €31k
2021: €29k
2022: €47k
2023: €50k
2024: €53k
2018 → 2025
Net result
€-3k
2024 · €8k
2018: €-17k
2019: €-18k
2020: €4k
2021: €13k
2022: €-7k
2023: €11k
2024: €8k
2018 → 2025
Working capital
€-22k▼ 26.8%
2024 · €-17k
2018: €-32k
2019: €-46k
2020: €-40k
2021: €-26k
2022: €-37k
2023: €-26k
2024: €-17k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-11k-€-18k▼ 60.5%€-7k▲ 61.1%€1k€-2k
Operating result€14k-€-6k€13k€11k▼ 11.8%€55▼ 99.5%
Net result€13k-€-7k€11k€8k▼ 23.6%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 100% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €58k
Fixed assets
€31k▲ 3.6%
Current assets
€27k▲ 18.8%
Key figures and ratios
EBITDA
€5k▼
2024 · €16k
Cash flow
€2k▼
2024 · €13k
Solvency
-3.3%▼
2024 · 2.6%
Current ratio
0.55▼
2024 · 0.57
Quick ratio
0.53▲
2024 · 0.52
Debt / equity
-31.35▼
2024 · 37.56
ROA
-5.6%▼
2024 · 15.5%
Interest coverage
1.92▼
2024 · 6.42
Debt
€60k▲
2024 · €52k
Debt ≤ 1 year
€49k▲
2024 · €40k
Debt > 1 year
€11k▼
2024 · €11k
Income taxes
€779▲
2024 · €227
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€53k€58k▲
Fixed assets21/28€30k€31k▲
Intangible fixed assets21€26k€22k▼
Tangible fixed assets22/27€714€6k▲
Plant, machinery and equipment23€714€6k▲
Financial fixed assets28€3k€3k=
Current assets29/58€23k€27k▲
Stocks and contracts in progress3€2k€1k▼
Stocks30/36€2k€1k▼
Amounts receivable within one year40/41€3k€9k▲
Trade receivables40€3k€8k▲
Other amounts receivable41€365€862▲
Cash at bank and in hand54/58€16k€15k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€53k€58k▲
Equity10/15€1k€-2k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-5k€-8k▼
Amounts payable17/49€52k€60k▲
Amounts payable after more than one year17€11k€11k▼
Financial debts170/4€9k€9k▼
Other amounts payable178/9€2k€2k=
Amounts payable within one year42/48€40k€49k▲
Current portion of amounts payable after more than one year42€5k€6k▲
Trade debts44€23k€23k=
Suppliers440/4€23k€23k=
Advances received on contracts in progress46€3k€3k=
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Other amounts payable47/48€7k€14k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€17k€6k▼
Operating profit (loss)9901€11k€55▼
Financial income75/76B€23€0▼
Recurring financial income75€23€0▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€2k€3k▲
Non-recurring financial charges66B€229-
Profit (loss) for the period before taxes9903€8k€-3k▼
Income taxes67/77€227€779▲
Profit (loss) for the period9904€8k€-3k▼
Profit (loss) for the period to be appropriated9905€8k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-8k▼
Profit (loss) brought forward from the previous period14P€-13k€-5k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
29-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
19-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
20-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €13k ▲201%
Operating result €14k, net result €13k, both a record.
11-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
03-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
03-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alfons Pieterslaan 108400 OostendeGround area
430 m²
Building footprint
279 m²
Volume, LiDAR
3,175 m³
2 parcels, Flanders · tallest building 23.8 m, ±7 floors. Linked by address, not a title deed.
2 establishment units
d'Ostendsche Baguette - Centrum
since 20192.282.824.427
d'Ostendsche Baguette - Stene
since 20222.333.087.847
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35383C0413/00H006 | Flanders | 315 m² | 1 · 164 m² | 11.2 m · 2 fl. |
| 35013A1652/00F021 | Flanders | 115 m² | 1 · 115 m² | 23.8 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
2 sitesOostende2.282.824.427
Oostende2.333.087.847
Similar companies · same sector, comparable size
PETYPEL
BE 0759.999.552
Riemst · Eq €1k
LA BRASSERIE GRAND PLACE
BE 0689.899.632
Clavier · Eq €1k
JKMG
BE 0659.785.486
Torhout · Eq €1k
GA NORD
BE 0663.779.512
Antwerpen · Eq €1k
HOTTE CLEAN
BE 0474.907.446
Charleroi · Eq €1k
Of 20,494 companies in sector 56111 we hold annual accounts for 11,455. 2,088 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2016
Fiscal year end30-09
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
16230Manufacture of other builders' carpentry and joinery
43320Joinery installation
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.