Summary
LOJULA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €22k and a net result of €24k. Its solvency ranks better than 69% of 2444 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
27 d late
2024
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date Which other companies resemble this one?Lookalike companies
Financials · fiscal year 2025, micro schema
Equity
€22k
2024 · €-2k
Net result
€24k
2024 · €-3k
Total assets
€32k
Solvency
70.2%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€-3k-€31k
Net result€-3k-€24k
Equity€-2k-€22k
Total assets€32k
Debt€2k-€10k▲ 412%
Working capital€22k
Solvency70.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €31k after a loss of €3k in 2024.
Balance-sheet composition
Equity and liabilities €32k
Equity
€22k
Debt
€10k
Debt finances 29.8% of the balance-sheet total.
Key figures and ratios
ROE
108.3%
ROA
76.0%
Debt ≤ 1 year
€9k▲
2024 · €2k
Income taxes
€7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | - | €158 | - |
| Gross operating margin9900 | €-3k | €31k | ▲ 1,025% |
| Operating profit (loss)9901 | €-3k | €31k | ▲ 1,020% |
| Financial income75/76B | - | €874 | - |
| Recurring financial income75 | - | €874 | - |
| Financial charges65/66B | - | €56 | - |
| Recurring financial charges65 | - | €56 | - |
| Profit (loss) for the period before taxes9903 | €-3k | €32k | ▲ 1,044% |
| Income taxes67/77 | - | €7k | - |
| Profit (loss) for the period9904 | €-3k | €24k | ▲ 822% |
| Profit (loss) for the period to be appropriated9905 | €-3k | €24k | ▲ 822% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | - | €32k | - |
| Current assets29/58 | - | €32k | - |
| Amounts receivable within one year40/41 | - | €21k | - |
| Trade receivables40 | - | €5k | - |
| Other amounts receivable41 | - | €17k | - |
| Cash at bank and in hand54/58 | - | €10k | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | - | €32k | - |
| Equity10/15 | €-2k | €22k | ▲ 1,305% |
| Contributions10/11 | €2k | €2k | = |
| Profit (loss) carried forward14 | €-3k | €21k | ▲ 722% |
| Amounts payable17/49 | €2k | €10k | ▲ 412% |
| Amounts payable within one year42/48 | €2k | €9k | ▲ 408% |
| Trade debts44 | - | €2k | - |
| Suppliers440/4 | - | €2k | - |
| Taxes, remuneration and social security45 | - | €7k | - |
| Taxes450/3 | - | €7k | - |
| Other amounts payable47/48 | €2k | - | - |
| Accrued charges and deferred income492/3 | - | €66 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €-3k | €24k | ▲ 822% |
| Operating cash flow (approximation) | €-3k | €24k | ▲ 822% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2024
Ground area
2,545 m²
Building footprint
1,570 m²
Parcel 25033B0525/00T002, Wallonia. Linked by address, not a title deed.
116
companies at this address
See who is registered here
1 establishment unit
LOJULA
since 20242.365.360.836
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25033B0525/00T002 | Wallonia | 2,544 m² | 1 · 1,570 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,508 companies in sector 66199 we hold annual accounts for 921. 444 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
65200Insurance, reinsurance and pension funding, except compulsory social security
66220Insurance agents and brokers
66290Activities auxiliary to financial services and insurance activities
Scores and ratios are computed by Checked and are not a credit decision.