Skip to content

Lofima

Active Private limited companyfounded 2025active for 1 yearGijmelbergstraat 30C, 3201 AarschotKBO/BCE: BE 1025.808.850

Lifetime

1 annual account with figures
peak €4,567 (2025)
€4,567 
peak €1,976 (2025)
€1,976 
peak €3,310 (2025)
€3,310 
€48,898 
Board2 names since 2025
2 directorsKERNER Peter Alfons Angelique and 1 other
Documentsfilings and deeds
19-02-2026162 days before the deadline
2025micro format
Appointment: Greet Van Hees (director) 06-10Incorporation 25-07Dividend €1,6661 establishment registeredFirst year with figures

Key points

from the 2025 annual accounts

Turnover

≈ €36,000 estimated

The micro format states no turnover.

Debts

€48,898 94% of the balance sheet
Financial debts 62%Suppliers 1%Taxes and wages 2%Other 34%

Of this, €18,593 falls due within a year.

Position in the sector

€3,310

Less equity than 84% of companies in building services and landscaping. Sector median €44,713 · 5,734 companies.

Checked score

64
Healthy
Financially stronger than 43% of micro companies in building services and landscaping (NACE 81)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.9% across 7,709 companies (NACE 81, micro).

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 08-2026: 1.3%lowest value 09-2026: 1.3%● unchanged vs 08-2026lowest value 10-2026: 1.4%▲ +0.1 percentage points vs 09-2026 11-2026: 1.4%● unchanged vs 10-2026highest value

Financial strength
Average

31equity 6.3% of total assets
67short-term debt 35.6% · cash 26.4%
73return on assets 3.8%

Score breakdown

raises risk
Founded in 2025
Equity €3,310 (6.3% of total assets)
Sector: Services to buildings and landscape activities (NACE 81)
lowers risk
Liquidity: current ratio 0.80, cash €13,799
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 15% of them on solvency, 70% on liquidity and 44% on profitability.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 514 companies had the same profile as Lofima has now. Each dot stands for 2 companies, two years later.

96.9%
were still trading
1.2%
stopped another way
1.8%
went bankrupt
  • Micro
  • under 2 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of Lofima itself: 1.4% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 514 companies, not a prediction for Lofima. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 0.80, cash €13,799
NBB · annual accounts
raises risk · Equity €3,310 (6.3% of total assets)
NBB · annual accounts
raises risk · Sector: Services to buildings and landscape activities (NACE 81)
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 5728 sector peers (2025).
NBB · sector comparison
Position among 5728 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-02-2026, 162 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
162 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Board and ownership

KP
Director, since 23-07-2025
GV
Director, since 01-09-2025
  • KERNER Peter Alfons Angelique 300 sharesdeed of 25-07-2025
Board & ownership

Recent changes

Appointment: Greet Van Hees (director) General meeting of 01-09-2025 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:1025808850
Incorporation Founding capital of €3,000, 300 shares · Founder: KERNER Peter Alfons Angelique · Appointment: KERNER Peter Alfons Angelique (director) · published on 25-07-2025 · Gazette deed
First establishment Gijmelbergstraat 30C, Aarschot
All 5 events

Comparable companies

same main activity, similar in size and age
Company
Lofima Aarschot €52,208 €4,567 6.3% -
GATAW STUDIO Uccle €59,315 €5,377 21.7% -
AL. PROPERTIES Beersel €54,627 €4,141 2.6% -
TASKCREW Machelen (Brab.) €46,091 -€6,218 -9.3% -
T.G. SERVICES Kampenhout €10,980 €7,359 75.6% -
OPTIMAM Ittre €34,823 €12,372 65.3% -
KW CONSULTANCY Scherpenheuvel-Zichem €54,223 €29,577 44.2% -

These companies have the same main activity as Lofima: combined facilities support activities (NACE 81100). They are comparable in size and age: total assets between €11,000 and €59,300, founded between 2024 and 2025.

Official details

Source: KBO
Status
Active since 23-07-2025Normal situation
Activity
Combined facilities support activitiesNACE 81100and 4 others
Establishment unit
2.376.373.5043201 Aarschot, since 23-07-2025
Financial year end
31 December
Peppol
Reachable since 26-08-2025
Company details

Annual accounts 2025

€52,208
Filing
Filed on 19-02-2026, 162 days before the end of the filing period
Financials

Insights on Lofima

Lofima has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,310 and a net result of €1,976.

Its solvency ranks better than 16% of 5,728 sector peers (NACE 81, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Lofima

What is the company number of Lofima?
The company number of Lofima is 1025.808.850. The VAT number is the same number with BE in front: BE 1025.808.850.
Where is Lofima based?
The registered office is at Gijmelbergstraat 30C, 3201 Aarschot.Company details
What does Lofima do?
According to the KBO register, the main activity is combined facilities support activities (NACE 81100).
What is the legal form of Lofima?
Lofima is a private limited company (BV).
When was Lofima founded?
Lofima was founded on 23-07-2025.
Is Lofima still active?
Yes, Lofima is an active enterprise in the KBO register.
What is the turnover of Lofima?
The turnover in financial year 2025 is ≈ €36,000. This figure is estimated from the gross margin of €4,567 and 120 comparable companies (NACE 81). It probably lies between €19,000 and €83,000. It is a rough estimate.Financials
Is Lofima profitable?
In financial year 2025, Lofima made a profit of €1,976.
Where can I find the annual accounts of Lofima?
Lofima filed 1 annual account with the National Bank of Belgium, for financial year 2025.

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.