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KW CONSULTANCY

Active
Private limited companyfounded 20251 yr activeLobbensestraat(Mes) 290, 3272 Scherpenheuvel-Zichem, BelgiumKBO/BCE: BE 1025.848.442
Summary

The computed 12-month bankruptcy probability of KW CONSULTANCY is 1.5% (moderate). The 2025 annual accounts show equity of €23,993 and a net result of €21,659. Its solvency ranks better than 54% of 4600 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency69
Growth-
Track record67
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 3.04; short-term debt: 30.9% and cash: 62.1% of total assets), but 55.8% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
44.2%
Return on assets
39.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-03-2026, 133 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
133 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 24 July 2025, KW CONSULTANCY was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€23,993
Total assets
€54,223
Net result
€21,659
Working capital
€34,130

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €54,223
Fixed assets €3,357
Current assets €50,866
Equity and liabilities €54,223
Equity €23,993
Debt €30,230
Debt finances 55.8% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€29,577
Cash flow
€23,759
Current ratio
3.04
Debt to equity
1.26
ROE
90.3%
ROA
39.9%
Interest coverage
233.29
Debt ≤ 1 year
€16,736
Debt > 1 year
€13,494
Income taxes
€5,691

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a higher bankruptcy probability: 1.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet Code2025
Assets
Total assets20/58€54,223
Fixed assets21/28€3,357
Tangible fixed assets22/27€3,357
Plant, machinery and equipment23€3,357
Current assets29/58€50,866
Amounts receivable within one year40/41€17,208
Trade receivables40€17,208
Cash at bank and in hand54/58€33,658
Equity and liabilities
Total equity and liabilities10/49€54,223
Equity10/15€23,993
Contributions10/11€4,000
Reserves13€19,993
Distributable reserves133€19,993
Amounts payable17/49€30,230
Amounts payable after more than one year17€13,494
Financial debts170/4€13,494
Amounts payable within one year42/48€16,736
Trade debts44€712
Suppliers440/4€712
Taxes, remuneration and social security45€14,252
Taxes450/3€14,252
Other amounts payable47/48€1,772
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,100
Gross operating margin9900€29,577
Operating profit (loss)9901€27,477
Financial charges65/66B€127
Recurring financial charges65€127
Profit (loss) for the period before taxes9903€27,350
Income taxes67/77€5,691
Profit (loss) for the period9904€21,659
Profit (loss) for the period to be appropriated9905€21,659
Appropriation of the result
Profit (loss) to be appropriated9906€21,659
Transfer to equity691/2€19,993
To other reserves6921€19,993
Profit to be distributed694/7€1,666
Return on contributions (dividend)694€1,666

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,100
Gross operating margin9900€29,577
Operating profit (loss)9901€27,477
Financial charges65/66B€127
Recurring financial charges65€127
Profit (loss) for the period before taxes9903€27,350
Income taxes67/77€5,691
Profit (loss) for the period9904€21,659
Profit (loss) for the period to be appropriated9905€21,659
Line2025
Assets
Total assets20/58€54,223
Fixed assets21/28€3,357
Tangible fixed assets22/27€3,357
Plant, machinery and equipment23€3,357
Current assets29/58€50,866
Amounts receivable within one year40/41€17,208
Trade receivables40€17,208
Cash at bank and in hand54/58€33,658
Equity and liabilities
Total equity and liabilities10/49€54,223
Equity10/15€23,993
Contributions10/11€4,000
Reserves13€19,993
Distributable reserves133€19,993
Amounts payable17/49€30,230
Amounts payable after more than one year17€13,494
Financial debts170/4€13,494
Amounts payable within one year42/48€16,736
Trade debts44€712
Suppliers440/4€712
Taxes, remuneration and social security45€14,252
Taxes450/3€14,252
Other amounts payable47/48€1,772
Line2025
Profit (loss) for the period9904€21,659
+ Depreciation and write-downs630€2,100
Operating cash flow (approximation)€23,759

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
20-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Scherpenheuvel-Zichem · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
1,508 m²
Building footprint
171 m²
Volume, LiDAR
826 m³
Parcel 24071B0178/00G000, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KW CONSULTANCY
Lobbensestraat(Mes) 290, 3272 Scherpenheuvel-ZichemComputer consultancy and computer facilities management
since 20252.376.367.960
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24071B0178/00G000 Flanders 1,508 m² 1 · 171 m² 6.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,279 companies in sector 81100 we hold annual accounts for 679. 300 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded24-07-2025
Fiscal year end31-12
Activities, NACEBEL 2025
81100Combined facilities support activities
47632Retail sale of bicycles
47639Retail sale of other sporting goods
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
71121Engineering and related technical consultancy, excluding land surveyors
E-invoicing
Reachable via Peppol
Peppol ID 0208:1025848442
Registered 26-08-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.