LOEBAG
ActiveSummary
LOEBAG has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €662. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 95% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability67▼-33
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 27.49 against 29.24 in 2024; short-term debt: 3.6% and cash: 34.5% of total assets), and 3.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.4%
Return on assets
0.6%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €103k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
31 d early
2024
28 d early
2023
29 d early
2022
18 d early
2021
24 d early
2020
27 d late
2019
62 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€103k▲ 0.6%
2024 · €102k
2018: €9k
2019: €-26k▼ -382% vs 2018
2020: €-30k▼ -18.3% vs 2019
2021: €-35k▼ -13.8% vs 2020lowest in 8 years
2022: €76k▲ +319% vs 2021
2023: €67k▼ -12.5% vs 2022
2024: €102k▲ +53.9% vs 2023
2025: €103k▲ +0.6% vs 2024highest in 8 years
2018 → 2025
Total assets
€107k▲ 0.9%
2024 · €106k
2018: €60k
2019: €24k▼ -60.1% vs 2018
2020: €14k▼ -42.3% vs 2019
2021: €4k▼ -73.5% vs 2020lowest in 8 years
2022: €111k▲ +2919% vs 2021highest in 8 years
2023: €104k▼ -6.7% vs 2022
2024: €106k▲ +2.2% vs 2023
2025: €107k▲ +0.9% vs 2024
2018 → 2025
Net result
€662▼ 98.2%
2024 · €36k
2018: €5k
2019: €-35k▼ -837% vs 2018lowest in 8 years
2020: €-5k▲ +86.5% vs 2019
2021: €-4k▲ +10.8% vs 2020
2022: €111k▲ +2730% vs 2021highest in 8 years
2023: €-10k▼ -109% vs 2022
2024: €36k▲ +477% vs 2023
2025: €662▼ -98.2% vs 2024
2018 → 2025
Working capital
€101k▲ 2.8%
2024 · €98k
2018: €9k
2019: €-26k▼ -387% vs 2018
2020: €-30k▼ -18.3% vs 2019
2021: €-35k▼ -15.3% vs 2020lowest in 8 years
2022: €68k▲ +294% vs 2021
2023: €61k▼ -10.9% vs 2022
2024: €98k▲ +61.9% vs 2023
2025: €101k▲ +2.8% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-35k-€76k€67k▼ 12.5%€102k▲ 53.9%€103k▲ 0.6%
2021: €-35klowest in 5 years
2022: €76k▲ +319% vs 2021
2023: €67k▼ -12.5% vs 2022
2024: €102k▲ +53.9% vs 2023
2025: €103k▲ +0.6% vs 2024highest in 5 years
Operating result€-4k-€143k€-9k€47k€-2k
2021: €-4k
2022: €143k▲ +3594% vs 2021highest in 5 years
2023: €-9k▼ -106% vs 2022lowest in 5 years
2024: €47k▲ +613% vs 2023
2025: €-2k▼ -104% vs 2024
Net result€-4k-€111k€-10k€36k€662▼ 98.2%
2021: €-4k
2022: €111k▲ +2730% vs 2021highest in 5 years
2023: €-10k▼ -109% vs 2022lowest in 5 years
2024: €36k▲ +477% vs 2023
2025: €662▼ -98.2% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €47k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €107k
Fixed assets
€2k ▼ 49.5%
Current assets
€105k ▲ 3.0%
Equity and liabilities €107k
Equity
€103k ▲ 0.6%
Debt
€4k ▲ 9.6%
Debt's share of the balance-sheet total rises from 3.3% to 3.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€919▼
2024 · €50k
Cash flow
€4k▼
2024 · €38k
Current ratio
27.49▼
2024 · 29.24
Debt to equity
0.04▲
2024 · 0.03
ROE
0.6%▼
2024 · 35.0%
ROA
0.6%▼
2024 · 33.9%
Interest coverage
5.66▼
2024 · 336.43
Debt ≤ 1 year
€4k▲
2024 · €3k
Income taxes
€390▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€106k€107k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€1k€1k▲
Furniture and vehicles24€3k€738▼
Current assets29/58€102k€105k▲
Amounts receivable within one year40/41€64k€67k▲
Trade receivables40€807-
Other amounts receivable41€63k€67k▲
Cash at bank and in hand54/58€37k€37k=
Deferred charges and accrued income490/1€842€1k▲
Equity and liabilities
Total equity and liabilities10/49€106k€107k▲
Equity10/15€102k€103k▲
Contributions10/11€12k€12k=
Reserves13€90k€91k▲
Distributable reserves133€90k€91k▲
Profit (loss) carried forward14€41€44▲
Amounts payable17/49€3k€4k▲
Amounts payable within one year42/48€3k€4k▲
Trade debts44€9€821▲
Suppliers440/4€9€821▲
Taxes, remuneration and social security45€707€117▼
Taxes450/3€707€117▼
Other amounts payable47/48€3k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€670€708▲
Gross operating margin9900€50k€2k▼
Operating profit (loss)9901€47k€-2k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€147€162▲
Recurring financial charges65€147€162▲
Profit (loss) for the period before taxes9903€49k€1k▼
Income taxes67/77€13k€390▼
Profit (loss) for the period9904€36k€662▼
Profit (loss) for the period to be appropriated9905€36k€662▼
Appropriation of the result
Profit (loss) to be appropriated9906€27k€704▼
Profit (loss) brought forward from the previous period14P€-9k€41▲
Transfer to equity691/2€27k€660▼
To other reserves6921€27k€660▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10 | €2k | €2k | €3k | €3k | ▲ 14.0% |
| Other operating charges640/8 | €559 | €615 | €663 | €670 | €708 | ▲ 5.7% |
| Non-recurring operating charges66A | - | - | €303 | - | - | - |
| Gross operating margin9900 | €-4k | €145k | €-6k | €50k | €2k | ▼ 96.8% |
| Operating profit (loss)9901 | €-4k | €143k | €-9k | €47k | €-2k | ▼ 104% |
| Financial income75/76B | - | - | - | €2k | €3k | ▲ 72.8% |
| Recurring financial income75 | - | - | - | €2k | €3k | ▲ 72.8% |
| Financial charges65/66B | €127 | €138 | €138 | €147 | €162 | ▲ 10.2% |
| Recurring financial charges65 | €127 | €138 | €138 | €147 | €162 | ▲ 10.2% |
| Profit (loss) for the period before taxes9903 | €-4k | €143k | €-9k | €49k | €1k | ▼ 97.8% |
| Income taxes67/77 | - | €32k | €209 | €13k | €390 | ▼ 97.0% |
| Profit (loss) for the period9904 | €-4k | €111k | €-10k | €36k | €662 | ▼ 98.2% |
| Profit (loss) for the period to be appropriated9905 | €-4k | €111k | €-10k | €36k | €662 | ▼ 98.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4k | €111k | €104k | €106k | €107k | ▲ 0.9% |
| Fixed assets21/28 | €460 | €8k | €6k | €4k | €2k | ▼ 49.5% |
| Tangible fixed assets22/27 | €460 | €8k | €6k | €4k | €2k | ▼ 49.5% |
| Plant, machinery and equipment23 | €460 | €303 | €507 | €1k | €1k | ▲ 20.3% |
| Furniture and vehicles24 | - | €8k | €5k | €3k | €738 | ▼ 75.8% |
| Current assets29/58 | €3k | €103k | €98k | €102k | €105k | ▲ 3.0% |
| Amounts receivable within one year40/41 | €603 | €51 | €2k | €64k | €67k | ▲ 4.5% |
| Trade receivables40 | - | - | €1k | €807 | - | - |
| Other amounts receivable41 | €603 | €51 | €590 | €63k | €67k | ▲ 5.8% |
| Current investments50/53 | - | - | €50k | - | - | - |
| Cash at bank and in hand54/58 | €3k | €103k | €46k | €37k | €37k | = |
| Deferred charges and accrued income490/1 | - | €95 | €88 | €842 | €1k | ▲ 20.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4k | €111k | €104k | €106k | €107k | ▲ 0.9% |
| Equity10/15 | €-35k | €76k | €67k | €102k | €103k | ▲ 0.6% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Capital10 | €12k | €12k | €12k | - | - | - |
| Issued capital100 | €19k | €19k | €19k | - | - | - |
| Uncalled capital101 | €6k | €6k | €6k | - | - | - |
| Reserves13 | - | €64k | €64k | €90k | €91k | ▲ 0.7% |
| Distributable reserves133 | - | €64k | €64k | €90k | €91k | ▲ 0.7% |
| Profit (loss) carried forward14 | €-47k | €183 | €-9k | €41 | €44 | ▲ 6.0% |
| Amounts payable17/49 | €38k | €35k | €37k | €3k | €4k | ▲ 9.6% |
| Amounts payable within one year42/48 | €38k | €35k | €37k | €3k | €4k | ▲ 9.6% |
| Trade debts44 | €531 | €675 | €2k | €9 | €821 | ▲ 8,737% |
| Suppliers440/4 | €531 | €675 | €2k | €9 | €821 | ▲ 8,737% |
| Taxes, remuneration and social security45 | - | €32k | €32k | €707 | €117 | ▼ 83.4% |
| Taxes450/3 | - | €32k | €32k | €707 | €117 | ▼ 83.4% |
| Other amounts payable47/48 | €38k | €3k | €3k | €3k | €3k | ▲ 4.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-4k | €111k | €-10k | €36k | €662 | ▼ 98.2% |
| + Depreciation and write-downs630 | €10 | €2k | €2k | €3k | €3k | ▲ 14.0% |
| Operating cash flow (approximation) | €-4k | €112k | €-7k | €38k | €4k | ▼ 90.8% |
| Investment in fixed assets (approximation) | - | €-9k | €-233 | €-846 | €-787 | ▲ 7.1% |
| Change in cash | - | €100k | €-57k | €-9k | €15 | ▲ 100% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
31-12
Financial
Liquidity times 11current ratio 29.24
Current ratio from 2.64 to 29.24; short-term debt falls from €37k to €3k.
31-12
Financial
Equity above €100kEq €102k ▲53.9%
Equity rises from €67k to €102k.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €111k
Net result €111k after 3 loss-making years.
31-12
Financial
Liquidity times 35current ratio 2.94
Current ratio from 0.08 to 2.94; short-term debt falls from €38k to €35k.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 62 days late
Show earlier events
2019
31-12
Financial
Weakest financial yearnet €-35k
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 16 days late
2018
02-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2016
Ground area
430 m²
Building footprint
130 m²
Volume, LiDAR
1,054 m³
Parcel 12021I0364/00S000, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
BART DE VOS
since 20162.252.043.060
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12021I0364/00S000 | Flanders | 430 m² | 1 · 130 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 40,632 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-02-2016
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68121Development of residential building projects
68122Development of non-residential building projects
64210Activities of holding companies
73300Public relations and communication consultancy
Scores and ratios are computed by Checked and are not a credit decision.