Echo Solutions
ActiveSummary
Echo Solutions has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-20k) and a net result of €-27k. Equity is shrinking by ~131.6% per year across the filed fiscal years. Its solvency ranks better than 8% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-14
Solvency8▼-23
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.83 against 1.05 in 2024; short-term debt: 116.2% and cash: 14.4% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-17%
Return on assets
-23.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year €-20k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
14 d late
2023
6 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€-20k
2024 · €8k
2023: €12khighest in 3 years
2024: €8k▼ -38.5% vs 2023
2025: €-20k▼ -365% vs 2024lowest in 3 years
2023 → 2025
Total assets
€117k▼ 4.8%
2024 · €123k
2023: €147khighest in 3 years
2024: €123k▼ -16.2% vs 2023
2025: €117k▼ -4.8% vs 2024lowest in 3 years
2023 → 2025
Net result
€-27k▼ 483%
2024 · €-5k
2023: €5khighest in 3 years
2024: €-5k▼ -189% vs 2023
2025: €-27k▼ -483% vs 2024lowest in 3 years
2023 → 2025
Working capital
€-23k
2024 · €6k
2023: €10khighest in 3 years
2024: €6k▼ -40.9% vs 2023
2025: €-23k▼ -496% vs 2024lowest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€12k-€8k▼ 38.5%€-20k
2023: €12khighest in 3 years
2024: €8k▼ -38.5% vs 2023
2025: €-20k▼ -365% vs 2024lowest in 3 years
Operating result€11k-€-4k€-26k▼ 620%
2023: €11khighest in 3 years
2024: €-4k▼ -135% vs 2023
2025: €-26k▼ -620% vs 2024lowest in 3 years
Net result€5k-€-5k€-27k▼ 483%
2023: €5khighest in 3 years
2024: €-5k▼ -189% vs 2023
2025: €-27k▼ -483% vs 2024lowest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €26k in 2025 against €4k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €117k
Fixed assets
€4k ▲ 158%
Current assets
€113k ▼ 7.0%
Key figures and ratios
EBITDA
€-25k▼
2024 · €-3k
Cash flow
€-26k▼
2024 · €-4k
Solvency
-17.0%▼
2024 · 6.1%
Current ratio
0.83▼
2024 · 1.05
Debt to equity
-6.87▼
2024 · 15.36
ROA
-23.5%▼
2024 · -3.8%
Interest coverage
-20.39▼
2024 · -3.03
Debt
€137k▲
2024 · €116k
Debt ≤ 1 year
€136k▲
2024 · €116k
Debt > 1 year
€963
Income taxes
€151▲
2024 · €148
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€123k€117k▼
Fixed assets21/28€2k€4k▲
Tangible fixed assets22/27€1k€4k▲
Furniture and vehicles24€1k€4k▲
Financial fixed assets28€390€390=
Current assets29/58€121k€113k▼
Amounts receivable within one year40/41€101k€92k▼
Trade receivables40€93k€77k▼
Other amounts receivable41€8k€15k▲
Cash at bank and in hand54/58€16k€17k▲
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€123k€117k▼
Equity10/15€8k€-20k▼
Contributions10/11€1k€1k=
Reserves13€11k€11k=
Non-distributable reserves130/1€120€120=
Reserves not available under the articles1311€120€120=
Distributable reserves133€11k€11k=
Profit (loss) carried forward14€-5k€-32k▼
Amounts payable17/49€116k€137k▲
Amounts payable after more than one year17-€963
Financial debts170/4-€963
Amounts payable within one year42/48€116k€136k▲
Current portion of amounts payable after more than one year42-€2k
Financial debts43€794€498▼
Credit institutions430/8€794€498▼
Trade debts44€111k€133k▲
Suppliers440/4€111k€133k▲
Taxes, remuneration and social security45€3k€201▼
Taxes450/3€3k€201▼
Other amounts payable47/48€1k€997▼
Income statement
Code20242025
Non-recurring operating income76A€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€640€978▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€215€26k▲
Other operating charges640/8€961€708▼
Non-recurring operating charges66A-€439
Gross operating margin9900€-2k€2k▲
Operating profit (loss)9901€-4k€-26k▼
Financial income75/76B€114€383▲
Recurring financial income75€114€383▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€-5k€-27k▼
Income taxes67/77€148€151▲
Profit (loss) for the period9904€-5k€-27k▼
Profit (loss) for the period to be appropriated9905€-5k€-27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-32k▼
Profit (loss) brought forward from the previous period14P€-157€-5k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Non-recurring operating income76A | - | €2k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €205 | €640 | €978 | ▲ 52.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €-10k | €215 | €26k | ▲ 11,975% |
| Other operating charges640/8 | €850 | €961 | €708 | ▼ 26.4% |
| Non-recurring operating charges66A | €1k | - | €439 | - |
| Gross operating margin9900 | €2k | €-2k | €2k | ▲ 185% |
| Operating profit (loss)9901 | €11k | €-4k | €-26k | ▼ 620% |
| Financial income75/76B | €35 | €114 | €383 | ▲ 235% |
| Recurring financial income75 | €35 | €114 | €383 | ▲ 235% |
| Financial charges65/66B | €3k | €1k | €1k | ▲ 24.7% |
| Recurring financial charges65 | €3k | €1k | €1k | ▲ 24.7% |
| Profit (loss) for the period before taxes9903 | €8k | €-5k | €-27k | ▼ 499% |
| Income taxes67/77 | €3k | €148 | €151 | ▲ 2.2% |
| Profit (loss) for the period9904 | €5k | €-5k | €-27k | ▼ 483% |
| Profit (loss) for the period to be appropriated9905 | €5k | €-5k | €-27k | ▼ 483% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €147k | €123k | €117k | ▼ 4.8% |
| Fixed assets21/28 | €2k | €2k | €4k | ▲ 158% |
| Tangible fixed assets22/27 | €2k | €1k | €4k | ▲ 207% |
| Furniture and vehicles24 | €2k | €1k | €4k | ▲ 207% |
| Financial fixed assets28 | €390 | €390 | €390 | = |
| Current assets29/58 | €145k | €121k | €113k | ▼ 7.0% |
| Amounts receivable within one year40/41 | €106k | €101k | €92k | ▼ 8.9% |
| Trade receivables40 | €106k | €93k | €77k | ▼ 17.3% |
| Other amounts receivable41 | €5 | €8k | €15k | ▲ 90.4% |
| Cash at bank and in hand54/58 | €32k | €16k | €17k | ▲ 8.2% |
| Deferred charges and accrued income490/1 | €7k | €5k | €4k | ▼ 16.9% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €147k | €123k | €117k | ▼ 4.8% |
| Equity10/15 | €12k | €8k | €-20k | ▼ 365% |
| Contributions10/11 | €1k | €1k | €1k | = |
| Reserves13 | €11k | €11k | €11k | = |
| Non-distributable reserves130/1 | €120 | €120 | €120 | = |
| Reserves not available under the articles1311 | €120 | €120 | €120 | = |
| Distributable reserves133 | €11k | €11k | €11k | = |
| Profit (loss) carried forward14 | €-157 | €-5k | €-32k | ▼ 565% |
| Amounts payable17/49 | €135k | €116k | €137k | ▲ 18.7% |
| Amounts payable after more than one year17 | - | - | €963 | - |
| Financial debts170/4 | - | - | €963 | - |
| Amounts payable within one year42/48 | €135k | €116k | €136k | ▲ 17.8% |
| Current portion of amounts payable after more than one year42 | - | - | €2k | - |
| Financial debts43 | €634 | €794 | €498 | ▼ 37.3% |
| Credit institutions430/8 | €634 | €794 | €498 | ▼ 37.3% |
| Trade debts44 | €111k | €111k | €133k | ▲ 19.8% |
| Suppliers440/4 | €111k | €111k | €133k | ▲ 19.8% |
| Taxes, remuneration and social security45 | €9k | €3k | €201 | ▼ 92.8% |
| Taxes450/3 | €9k | €3k | €201 | ▼ 92.8% |
| Other amounts payable47/48 | €13k | €1k | €997 | ▼ 7.3% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €5k | €-5k | €-27k | ▼ 483% |
| + Depreciation and write-downs630 | €205 | €640 | €978 | ▲ 52.7% |
| Operating cash flow (approximation) | €5k | €-4k | €-26k | ▼ 551% |
| Investment in fixed assets (approximation) | - | €0 | €-4k | - |
| Change in cash | - | €-16k | €1k | ▲ 108% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-27k
Net result drops to €-27k, the lowest in the series.
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 2014
Ground area
1,295 m²
Building footprint
160 m²
Volume, LiDAR
1,270 m³
Parcel 12302D0556/00P004, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Echo Telecom - Echo Solutions
since 20142.227.557.191
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12302D0556/00P004 | Flanders | 1,295 m² | 1 · 160 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 19,815 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-02-2014
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.