Loco Construction
ActiveThe computed 12-month bankruptcy probability of Loco Construction is 1.6% (moderate). The 2025 annual accounts show equity of €4k and a net result of €3k. Its solvency ranks better than 31% of 27711 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability96
Solvency55
Growth-
Track record67
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
15 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€4k
Total assets
€13k
Net result
€3k
Working capital
€-214
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €13k
Fixed assets
€4k
Current assets
€9k
Equity and liabilities €13k
Equity
€4k
Debt
€9k
Debt finances 70.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€5k
Cash flow
€4k
Solvency
29.6%
Current ratio
0.98
Quick ratio
0.98
Debt / equity
2.38
ROE
73.3%
ROA
21.7%
Interest coverage
6.85
Debt
€9k
Debt ≤ 1 year
€9k
Income taxes
€970
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€13k
Fixed assets21/28€4k
Tangible fixed assets22/27€4k
Plant, machinery and equipment23€1k
Other tangible fixed assets26€3k
Current assets29/58€9k
Amounts receivable within one year40/41€503
Other amounts receivable41€503
Cash at bank and in hand54/58€701
Deferred charges and accrued income490/1€7k
Equity and liabilities
Total equity and liabilities10/49€13k
Equity10/15€4k
Contributions10/11€1k
Reserves13€3k
Distributable reserves133€3k
Amounts payable17/49€9k
Amounts payable within one year42/48€9k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€2k
Taxes450/3€2k
Other amounts payable47/48€5k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€800
Other operating charges640/8€758
Gross operating margin9900€6k
Operating profit (loss)9901€4k
Financial income75/76B€36
Recurring financial income75€36
Financial charges65/66B€766
Recurring financial charges65€766
Profit (loss) for the period before taxes9903€4k
Income taxes67/77€970
Profit (loss) for the period9904€3k
Profit (loss) for the period to be appropriated9905€3k
Appropriation of the result
Profit (loss) to be appropriated9906€3k
Transfer to equity691/2€3k
To other reserves6921€3k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wijnveld 1419112 Sint-NiklaasGround area
568 m²
Building footprint
143 m²
Volume, LiDAR
650 m³
Parcel 46019B1290/00L000, Flanders · tallest building 8.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Loco Construction
since 20242.367.350.920
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46019B1290/00L000 | Flanders | 568 m² | 1 · 143 m² | 8.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CENTRALE VERWARMING CEULEMANS JAN
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BRAHAM TOITURES
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Of 8,563 companies in sector 43410 we hold annual accounts for 4,355. 1,171 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-11-2024
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.