ISCO BOUW

Active

Private limited companyfounded 20251 yr activeKBO/BCE: BE 1020.990.326

The computed 12-month bankruptcy probability of ISCO BOUW is 1.7% (moderate). The 2025 annual accounts show equity of €4k and a net result of €3k. Its solvency ranks better than 26% of 27559 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

53 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability93

Solvency50

Growth-

Track record67

Bankruptcy probability, 12 months

1.7% Moderate

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

31 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€4k

Total assets

€18k

Net result

€3k

Working capital

€-13k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €18k

99.2%

Fixed assets €18k

Current assets €151

Equity and liabilities €18k

25.2%

74.8%

Equity €4k

Debt €13k

Debt finances 74.8% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€9k

Cash flow

€8k

Solvency

25.2%

Current ratio

0.01

Quick ratio

0.01

Debt / equity

2.96

ROE

77.7%

ROA

19.6%

Interest coverage

121.97

Debt

€13k

Debt ≤ 1 year

€13k

Income taxes

€870

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€18k

Fixed assets21/28€18k

Tangible fixed assets22/27€18k

Furniture and vehicles24€18k

Current assets29/58€151

Cash at bank and in hand54/58€151

Equity and liabilities

Total equity and liabilities10/49€18k

Equity10/15€4k

Contributions10/11€1k

Profit (loss) carried forward14€3k

Amounts payable17/49€13k

Amounts payable within one year42/48€13k

Trade debts44€402

Suppliers440/4€402

Taxes, remuneration and social security45€4k

Taxes450/3€870

Remuneration and social security454/9€3k

Other amounts payable47/48€9k

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k

Gross operating margin9900€9k

Operating profit (loss)9901€4k

Financial charges65/66B€72

Recurring financial charges65€72

Profit (loss) for the period before taxes9903€4k

Income taxes67/77€870

Profit (loss) for the period9904€3k

Profit (loss) for the period to be appropriated9905€3k

Appropriation of the result

Profit (loss) to be appropriated9906€3k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 1Filings 1

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

1 establishment unit since 2025

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ground area

819 m²

Building footprint

799 m²

Volume, LiDAR

9,314 m³

2 parcels, Flanders · tallest building 23.5 m, ±6 floors. Linked by address, not a title deed.

1 establishment unit

ISCO BOUW

Coupure 18, 9000 GentInsulation installation

since 20252.371.563.589

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44815F0680/00Z000 ProtectedMonument · Townscape or village viewCoupure en LeieSource ↗	Flanders	714 m²	1 · 696 m²	23.5 m · 6 fl.
44808H0164/00E003	Flanders	105 m²	1 · 103 m²	14.5 m · 4 fl.