LOCKEFEER
ActiveSummary
LOCKEFEER has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.46M and a net result of €1.00M. Equity is growing by ~22.2% per year across the filed fiscal years. Its solvency ranks better than 88% of 1037 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €390k at 30 days acceptable
Liquidity ample (current ratio 3.58 against 4.0 in 2024; short-term debt: 14.2% and cash: 16% of total assets), and 16% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84%
Return on assets
18.9%
Age of the figures
15 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
51 d early
2023
40 d early
2022
42 d early
2021
3 d early
2020
12 d early
2019
42 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€4.46M▼ 0.4%
2024 · €4.47M
2019: €1.86M
2020: €1.47M
2021: €2.01M
2022: €2.69M
2023: €3.61M
2024: €4.47M
2019 → 2025
Total assets
€5.31M▼ 2.3%
2024 · €5.43M
2019: €3.70M
2020: €3.47M
2021: €3.97M
2022: €3.97M
2023: €4.80M
2024: €5.43M
2019 → 2025
Net result
€1.00M▲ 15.7%
2024 · €865k
2019: €315k
2020: €332k
2021: €545k
2022: €679k
2023: €916k
2024: €865k
2019 → 2025
Working capital
€1.95M▼ 16.1%
2024 · €2.32M
2019: €267k
2020: €-7k
2021: €457k
2022: €1.26M
2023: €2.08M
2024: €2.32M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.01M-€2.69M▲ 33.7%€3.61M▲ 34.0%€4.47M▲ 24.0%€4.46M▼ 0.4%
Operating result€784k-€1.01M▲ 28.5%€1.32M▲ 31.1%€1.22M▼ 7.6%€1.22M▲ 0.3%
Net result€545k-€679k▲ 24.6%€916k▲ 35.0%€865k▼ 5.6%€1.00M▲ 15.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 0% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.31M
Fixed assets
€2.61M ▲ 11.6%
Current assets
€2.70M ▼ 12.7%
Equity and liabilities €5.31M
Equity
€4.46M ▼ 0.4%
Debt
€849k ▼ 11.2%
Debt's share of the balance-sheet total falls from 17.6% to 16.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€1.60M▲
2024 · €1.47M
Cash flow
€1.37M▲
2024 · €1.12M
Current ratio
3.58▼
2024 · 4.00
Quick ratio
2.92▼
2024 · 3.28
Debt to equity
0.19▼
2024 · 0.21
ROE
22.5%▲
2024 · 19.3%
ROA
18.9%▲
2024 · 15.9%
Interest coverage
33.61▼
2024 · 214.83
Debt ≤ 1 year
€753k▼
2024 · €773k
Debt > 1 year
€96k▼
2024 · €183k
Income taxes
€340k▼
2024 · €361k
Staff costs
€1.15M▲
2024 · €1.12M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 66 lines
Balance sheet
Code20242025
Assets
Total assets20/58€5.43M€5.31M▼
Fixed assets21/28€2.34M€2.61M▲
Tangible fixed assets22/27€2.33M€2.61M▲
Land and buildings22€1.59M€1.91M▲
Plant, machinery and equipment23€18k€14k▼
Furniture and vehicles24€649k€620k▼
Leasing and similar rights25€37k€30k▼
Other tangible fixed assets26€35k€27k▼
Financial fixed assets28€2k€675▼
Current assets29/58€3.09M€2.70M▼
Stocks and contracts in progress3€559k€500k▼
Stocks30/36€559k€500k▼
Amounts receivable within one year40/41€913k€929k▲
Trade receivables40€912k€914k▲
Other amounts receivable41€2k€15k▲
Current investments50/53€1.15M€411k▼
Cash at bank and in hand54/58€462k€847k▲
Deferred charges and accrued income490/1€8k€12k▲
Equity and liabilities
Total equity and liabilities10/49€5.43M€5.31M▼
Equity10/15€4.47M€4.46M▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Revaluation surpluses12€13k€13k=
Reserves13€4.40M€3.28M▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€568k€463k▼
Distributable reserves133€3.82M€2.81M▼
Profit (loss) carried forward14-€1.11M
Amounts payable17/49€956k€849k▼
Amounts payable after more than one year17€183k€96k▼
Financial debts170/4€183k€96k▼
Amounts payable within one year42/48€773k€753k▼
Current portion of amounts payable after more than one year42€91k€87k▼
Trade debts44€362k€391k▲
Suppliers440/4€362k€391k▲
Taxes, remuneration and social security45€290k€218k▼
Taxes450/3€147k€75k▼
Remuneration and social security454/9€143k€144k▲
Other amounts payable47/48€30k€56k▲
Income statement
Code20242025
Non-recurring operating income76A€124k€15k▼
Remuneration, social security and pensions62€1.12M€1.15M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€253k€373k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k€12k▲
Other operating charges640/8€43k€38k▼
Non-recurring operating charges66A€0€970▲
Gross operating margin9900€2.64M€2.80M▲
Operating profit (loss)9901€1.22M€1.22M▲
Financial income75/76B€13k€165k▲
Recurring financial income75€13k€165k▲
Financial charges65/66B€7k€48k▲
Recurring financial charges65€7k€48k▲
Profit (loss) for the period before taxes9903€1.23M€1.34M▲
Income taxes67/77€361k€340k▼
Profit (loss) for the period9904€865k€1.00M▲
Transfer from tax-exempt reserves789-€105k
Transfer to tax-exempt reserves689€105k€0▼
Profit (loss) for the period to be appropriated9905€760k€1.11M▲
Appropriation of the result
Profit (loss) to be appropriated9906€760k€1.11M▲
Transfer from equity791/2-€1.02M
Transfer to equity691/2€760k€0▼
To other reserves6921€760k€0▼
Profit to be distributed694/7-€1.02M
Return on contributions (dividend)694-€1.02M
Social balance
Average headcount (FTE)908714.513.0▼
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
State Gazette act
Reappointments: Pascal Van Raemdonck (managing director) and Martine Bulckaert (managing director)6 facts ▸
State Gazette act
Reappointments: Pascal Van Raemdonck (managing director) and Martine Bulckaert (managing director)
6 facts ▸
- General meeting, 26/01/2026
- Director reappointment, Pascal Van Raemdonck (managing director)
- Director reappointment, Martine Bulckaert (managing director)
- Board meeting, 26/01/2026
- Director reappointment, Pascal Van Raemdonck (managing director)
- Director reappointment, Martine Bulckaert (managing director)
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Highest result since 2019net €1.00M ▲15.7%
Net result €1.00M, the highest in the series.
2024
11-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Equity above €2MEq €2.01M ▲37.1%
3 profitable years in a row build equity to €2.01M.
19-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
19-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
19-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
Martine Bulckaert
CurrentManaging director · since 26-01-2026
Pascal Van Raemdonck
CurrentManaging director · since 26-01-2026
26-01-2026
Martine Bulckaert: Mandate renewed as Managing director
26-01-2026
Pascal Van Raemdonck: Mandate renewed as Managing director
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Europark-Noord 19100 Sint-NiklaasGround area
4,051 m²
Building footprint
1,257 m²
Volume, LiDAR
11,864 m³
Parcel 46442C0133/00B002, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LOCKEFEER
since 19932.061.227.828
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46442C0133/00B002 | Flanders | 4,051 m² | 1 · 1,257 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 9 entries · 35,065 EUR awarded · 14,993 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 329 EUR | 329 EUR |
| 2024 | 4 | 22,157 EUR | 12,065 EUR |
| 2023 | 3 | 11,813 EUR | 2,108 EUR |
| 2022 | 1 | 766 EUR | 491 EUR |
Schemes
Subsidie vergroening mobiliteit - omschakeling naar zero-emissie en alternatieve brandstoffen
Werkbaarheidscheque (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Subsidies ecologisch en veilig transport (stopgezet)
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Dual-learning approval
3 live approvalsOnderhoudsmecanicien zware bedrijfsvoertuigen (vwo)
Onderhoudsmecanicien zware bedrijfsvoertuigen duaal (so)
Polyvalent mecanicien zware bedrijfsvoertuigen duaal (so)
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Of 496 companies in sector 95312 we hold annual accounts for 262. 115 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded25-02-1993
Fiscal year end30-06
Activities, NACEBEL 2025
95312Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.