LOCAPITO
ActiveLOCAPITO has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €941k and a net result of €249k. Equity is growing by ~35.4% per year across the filed fiscal years. Its solvency ranks better than 69% of 13933 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +31 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+14
Solvency97▲+47
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity ample (current ratio 2.24 against 0.81 in 2024), and 43.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.1%
Return on assets
14.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
46 d early
2023
8 d early
2022
6 d early
2021
3 d early
2020
5 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€941k▲ 36.0%
2024 · €691k
2019: €153k
2020: €203k
2021: €339k
2022: €473k
2023: €572k
2024: €691k
2019 → 2025
Total assets
€1.68M▼ 16.6%
2024 · €2.01M
2019: €1.80M
2020: €1.85M
2021: €1.88M
2022: €1.91M
2023: €1.91M
2024: €2.01M
2019 → 2025
Net result
€249k▲ 109%
2024 · €119k
2019: €7k
2020: €50k
2021: €136k
2022: €134k
2023: €100k
2024: €119k
2019 → 2025
Working capital
€113k
2024 · €-115k
2019: €-632k
2020: €-451k
2021: €-389k
2022: €-262k
2023: €-318k
2024: €-115k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€339k-€473k▲ 39.7%€572k▲ 21.0%€691k▲ 20.8%€941k▲ 36.0%
Operating result€145k-€140k▼ 3.3%€122k▼ 12.7%€140k▲ 14.4%€341k▲ 144%
Net result€136k-€134k▼ 1.1%€100k▼ 26.0%€119k▲ 19.6%€249k▲ 109%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 144% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.68M
Fixed assets
€1.47M▼ 2.5%
Current assets
€204k▼ 59.3%
Equity and liabilities €1.68M
Equity
€941k▲ 36.0%
Debt
€737k▼ 44.2%
The debt ratio falls from 65.6% to 43.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€408k▲
2024 · €243k
Cash flow
€317k▲
2024 · €222k
Solvency
56.1%▲
2024 · 34.4%
Current ratio
2.24▲
2024 · 0.81
Quick ratio
2.24▲
2024 · 0.81
Debt / equity
0.78▼
2024 · 1.91
ROE
26.5%▲
2024 · 17.2%
ROA
14.9%▲
2024 · 5.9%
Interest coverage
19.87▲
2024 · 11.70
Debt
€737k▼
2024 · €1.32M
Debt ≤ 1 year
€91k▼
2024 · €616k
Debt > 1 year
€600k▼
2024 · €650k
Income taxes
€71k▲
2024 · €166
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.01M€1.68M▼
Fixed assets21/28€1.51M€1.47M▼
Tangible fixed assets22/27€1.51M€1.47M▼
Land and buildings22€1.50M€1.34M▼
Plant, machinery and equipment23€14k€9k▼
Assets under construction and advance payments27-€121k
Current assets29/58€501k€204k▼
Amounts receivable within one year40/41€74k€11k▼
Trade receivables40€74k€11k▼
Other amounts receivable41-€46
Cash at bank and in hand54/58€418k€181k▼
Deferred charges and accrued income490/1€9k€13k▲
Equity and liabilities
Total equity and liabilities10/49€2.01M€1.68M▼
Equity10/15€691k€941k▲
Contributions10/11€650k€650k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€40k€289k▲
Amounts payable17/49€1.32M€737k▼
Amounts payable after more than one year17€650k€600k▼
Financial debts170/4€650k€600k▼
Amounts payable within one year42/48€616k€91k▼
Trade debts44€30k€36k▲
Suppliers440/4€30k€36k▲
Taxes, remuneration and social security45€11k€23k▲
Taxes450/3€11k€23k▲
Other amounts payable47/48€574k€32k▼
Accrued charges and deferred income492/3€54k€46k▼
Income statement
Code20242025
Non-recurring operating income76A€294€100▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€104k€67k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€43k
Other operating charges640/8€32k€27k▼
Non-recurring operating charges66A€510€64▼
Gross operating margin9900€276k€478k▲
Operating profit (loss)9901€140k€341k▲
Financial income75/76B€4€8▲
Recurring financial income75€4€8▲
Financial charges65/66B€21k€21k▼
Recurring financial charges65€21k€21k▼
Profit (loss) for the period before taxes9903€119k€320k▲
Income taxes67/77€166€71k▲
Profit (loss) for the period9904€119k€249k▲
Profit (loss) for the period to be appropriated9905€119k€249k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€289k▲
Profit (loss) brought forward from the previous period14P€-79k€40k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €249k ▲109%
Operating result €341k, net result €249k, both a record.
30-06
Financial
Liquidity triplescurrent ratio 2.24
Current ratio from 0.81 to 2.24; short-term debt falls from €616k to €91k.
2024
16-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
23-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €500kEq €572k ▲21%
5 profitable years in a row build equity to €572k.
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €200kEq €203k ▲32.6%
2 profitable years in a row build equity to €203k.
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
17-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ittre · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Halage 131460 IttreGround area
2,178 m²
Building footprint
260 m²
Volume, LiDAR
1,998 m³
Parcel 25044D0433/00S002, Wallonia · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Halage 13, 1460 Ittre
since 20002.103.031.165
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25044D0433/00S002 | Wallonia | 2,178 m² | 1 · 260 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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I.V.B. INVEST
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Immo Groep B&A
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CENTRE D'AFFAIRES LIEGE AVROY
BE 0842.182.209
Liège · Eq €943k
Of 12,012 companies in sector 68203 we hold annual accounts for 5,979. 4,163 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-1995
Fiscal year end30-06
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.