FKPNJ
ActiveFKPNJ has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €940k and a net result of €241k. Equity is growing by ~48.9% per year across the filed fiscal years. Its solvency ranks better than 36% of 9098 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency15▲+6
Growth78=
Stability94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity short (current ratio 0.63 against 0.42 in 2024), and 82.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.3%
Return on assets
4.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
9 d early
2024
21 d late
2023
22 d late
2022
84 d early
2021
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€241k▼ 0.8%
2024 · €243k
2021: €-181k
2022: €174k
2023: €213k
2024: €243k
2021 → 2025
Working capital
€-197k▲ 24.7%
2024 · €-261k
2021: €-355k
2022: €-495k
2023: €-317k
2024: €-261k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€69k-€243k▲ 253%€456k▲ 87.7%€699k▲ 53.4%€940k▲ 34.5%
Operating result€-103k-€291k€378k▲ 29.8%€395k▲ 4.6%€419k▲ 6.2%
Net result€-181k-€174k€213k▲ 22.4%€243k▲ 14.2%€241k▼ 0.8%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 6% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.42M
Fixed assets
€5.09M▼ 3.4%
Current assets
€335k▲ 76.4%
Equity and liabilities €5.42M
Equity
€940k▲ 34.5%
Debt
€4.48M▼ 5.8%
The debt ratio falls from 87.2% to 82.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€611k▲
2024 · €585k
Cash flow
€433k▼
2024 · €434k
Solvency
17.3%▲
2024 · 12.8%
Current ratio
0.63▲
2024 · 0.42
Quick ratio
0.63▲
2024 · 0.42
Debt / equity
4.77▼
2024 · 6.80
ROE
25.7%▼
2024 · 34.8%
ROA
4.4%▼
2024 · 4.5%
Interest coverage
6.77▲
2024 · 4.61
Debt
€4.48M▼
2024 · €4.76M
Debt ≤ 1 year
€532k▲
2024 · €451k
Debt > 1 year
€3.91M▼
2024 · €4.23M
Income taxes
€88k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.46M€5.42M▼
Fixed assets21/28€5.27M€5.09M▼
Tangible fixed assets22/27€5.27M€5.09M▼
Land and buildings22€5.27M€5.09M▼
Current assets29/58€190k€335k▲
Amounts receivable within one year40/41-€66k
Trade receivables40-€18k
Other amounts receivable41-€48k
Cash at bank and in hand54/58€189k€254k▲
Deferred charges and accrued income490/1€1k€15k▲
Equity and liabilities
Total equity and liabilities10/49€5.46M€5.42M▼
Equity10/15€699k€940k▲
Contributions10/11€250k€250k=
Profit (loss) carried forward14€449k€690k▲
Amounts payable17/49€4.76M€4.48M▼
Amounts payable after more than one year17€4.23M€3.91M▼
Financial debts170/4€4.23M€3.91M▼
Amounts payable within one year42/48€451k€532k▲
Current portion of amounts payable after more than one year42€316k€321k▲
Trade debts44€968€15k▲
Suppliers440/4€968€15k▲
Taxes, remuneration and social security45€134k€196k▲
Taxes450/3€134k€196k▲
Accrued charges and deferred income492/3€75k€42k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€190k€191k▲
Other operating charges640/8€36k€37k▲
Gross operating margin9900€621k€647k▲
Operating profit (loss)9901€395k€419k▲
Financial income75/76B€56€0▼
Recurring financial income75€56€0▼
Financial charges65/66B€127k€90k▼
Recurring financial charges65€127k€90k▼
Profit (loss) for the period before taxes9903€268k€329k▲
Income taxes67/77€25k€88k▲
Profit (loss) for the period9904€243k€241k▼
Profit (loss) for the period to be appropriated9905€243k€241k▼
Appropriation of the result
Profit (loss) to be appropriated9906€449k€690k▲
Profit (loss) brought forward from the previous period14P€206k€449k▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 21 days late
2024
31-12
Financial
Highest result since 2021net €243k ▲14.2%
Net result €243k, the highest in the series.
31-12
Financial
Equity above €500kEq €699k ▲53.4%
3 profitable years in a row build equity to €699k.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 22 days late
2023
08-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €174k
Net result €174k after one loss-making year.
31-12
Financial
Equity above €200kEq €243k ▲253%
Equity rises from €69k to €243k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 3801050 ElseneGround area
1.6 ha
Building footprint
1.2 ha
Volume, LiDAR
6,636 m³
2 parcels, Brussels, Flanders · tallest building 26.2 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
FKPNJ
since 20212.312.658.162
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46014A0219/00C000 | Flanders | 1.6 ha | 1 · 1.2 ha | - |
| 21807G0180/00P004 | Brussels | 420 m² | 1 · 419 m² | 26.2 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,974 companies in sector 68203 we hold annual accounts for 5,947. 4,142 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-2021
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.