LOCABELLE
ActiveSummary
LOCABELLE has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€12,646) and a net result of €1,355. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 5% of 446 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability85▼-15
Solvency0=
Growth38=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 8.72 against 13.89 in 2024; short-term debt: 11.5% and cash: 88.6% of total assets), but equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-176.2%
Return on assets
18.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 446 sector peers (2025).
NBB · sector comparisonPosition among 446 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
22 d early
2023
37 d early
2022
52 d early
2021
44 d early
2020
30 d early
2019
36 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 35 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
€4,605▼ 17.0%
2020 · €5,545
EBIT margin
-53.5%▲ 37.5pp
2020 · -91.0%
Net result
€1,355▼ 34.3%
2024 · €2,061
Working capital
€6,354▲ 27.1%
2024 · €5,000
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€4,605▼ 17.0%
Operating result-€2,463▲ 51.2%€2,189€2,720▲ 24.3%€2,152▼ 20.9%€1,453▼ 32.5%
Net result-€2,784below the sector's middle half▲ 47.7%€2,029within the sector's middle half€2,577within the sector's middle half▲ 27.0%€2,061within the sector's middle half▼ 20.0%€1,355within the sector's middle half▼ 34.3%
EBIT margin-53.5%▲ 37.5pp
Equity-€20,667below the sector's middle half▼ 15.6%-€18,638below the sector's middle half▲ 9.8%-€16,061below the sector's middle half▲ 13.8%-€14,000below the sector's middle half▲ 12.8%-€12,646below the sector's middle half▲ 9.7%
Total assets€2,904below the sector's middle half▼ 55.9%€3,689below the sector's middle half▲ 27.0%€3,269below the sector's middle half▼ 11.4%€5,388below the sector's middle half▲ 64.8%€7,177below the sector's middle half▲ 33.2%
Debt€23,571▼ 3.7%€22,327▼ 5.3%€19,330▼ 13.4%€19,388▲ 0.3%€19,823▲ 2.2%
Working capital-€1,553within the sector's middle half▲ 34.9%€800within the sector's middle half€2,939within the sector's middle half▲ 267%€5,000within the sector's middle half▲ 70.1%€6,354within the sector's middle half▲ 27.1%
Solvency-259.8%below the sector's middle half-176.2%below the sector's middle half▲ 83.6pp
Current ratio13.89above the sector's middle half8.72above the sector's middle half▼ 5.17
Return on assets (ROA)38.3%above the sector's middle half18.9%above the sector's middle half▼ 19.4pp
above
within
below
the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 32% below 2024.
Key figures and ratios
Debt to equity
-1.57▼
2024 · -1.38
Debt ≤ 1 year
€823▲
2024 · €388
Debt > 1 year
€19,000=
2024 · €19,000
Income taxes
€2
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,795 companies that looked in July 2024 the way this one looks now, 2.7% went bankrupt within 24 months and 92% are still going.
- Micro
- 20 years or older
- negative equity
- a profit of 5% of the balance sheet or more
2.7%
went bankrupt
5.3%
stopped otherwise
92%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,795 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €4,605 | - | - | - | - | - |
| Non-recurring operating income76A | €3,300 | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €6,275 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €320 | €324 | €258 | - | - | - |
| Other operating charges640/8 | €475 | €348 | €384 | €387 | €400 | ▲ 3.4% |
| Non-recurring operating charges66A | €3,298 | - | - | - | - | - |
| Gross operating margin9900 | €1,630 | €2,861 | €3,362 | €2,539 | €1,853 | ▼ 27.0% |
| Operating profit (loss)9901 | -€2,463 | €2,189 | €2,720 | €2,152 | €1,453 | ▼ 32.5% |
| Financial income75/76B | - | - | - | €5 | €7 | ▲ 40.0% |
| Recurring financial income75 | - | - | - | €5 | €7 | ▲ 40.0% |
| Financial charges65/66B | €321 | €160 | €143 | €96 | €103 | ▲ 7.3% |
| Recurring financial charges65 | €321 | €160 | €143 | €96 | €103 | ▲ 7.3% |
| Profit (loss) for the period before taxes9903 | -€2,784 | €2,029 | €2,577 | €2,061 | €1,357 | ▼ 34.2% |
| Income taxes67/77 | - | - | - | - | €2 | - |
| Profit (loss) for the period9904 | -€2,784 | €2,029 | €2,577 | €2,061 | €1,355 | ▼ 34.3% |
| Profit (loss) for the period to be appropriated9905 | -€2,784 | €2,029 | €2,577 | €2,061 | €1,355 | ▼ 34.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2,904 | €3,689 | €3,269 | €5,388 | €7,177 | ▲ 33.2% |
| Fixed assets21/28 | €886 | €562 | - | - | - | - |
| Tangible fixed assets22/27 | €582 | €258 | - | - | - | - |
| Furniture and vehicles24 | €582 | €258 | - | - | - | - |
| Financial fixed assets28 | €304 | €304 | - | - | - | - |
| Current assets29/58 | €2,018 | €3,127 | €3,269 | €5,388 | €7,177 | ▲ 33.2% |
| Amounts receivable within one year40/41 | €1,127 | €1,146 | €425 | €832 | €818 | ▼ 1.7% |
| Trade receivables40 | €1,127 | €1,146 | €399 | - | €502 | - |
| Other amounts receivable41 | - | - | €26 | €832 | €316 | ▼ 62.0% |
| Cash at bank and in hand54/58 | €709 | €1,981 | €2,844 | €4,556 | €6,359 | ▲ 39.6% |
| Deferred charges and accrued income490/1 | €182 | - | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2,904 | €3,689 | €3,269 | €5,388 | €7,177 | ▲ 33.2% |
| Equity10/15 | -€20,667 | -€18,638 | -€16,061 | -€14,000 | -€12,646 | ▲ 9.7% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,591 | = |
| Capital10 | €18,592 | €18,592 | €18,592 | €18,592 | €18,591 | = |
| Issued capital100 | €18,592 | €18,592 | €18,592 | €18,592 | €18,591 | = |
| Profit (loss) carried forward14 | -€39,259 | -€37,230 | -€34,653 | -€32,592 | -€31,237 | ▲ 4.2% |
| Amounts payable17/49 | €23,571 | €22,327 | €19,330 | €19,388 | €19,823 | ▲ 2.2% |
| Amounts payable after more than one year17 | €20,000 | €20,000 | €19,000 | €19,000 | €19,000 | = |
| Other amounts payable178/9 | €20,000 | €20,000 | €19,000 | €19,000 | €19,000 | = |
| Amounts payable within one year42/48 | €3,571 | €2,327 | €330 | €388 | €823 | ▲ 112% |
| Financial debts43 | €2,064 | - | - | - | - | - |
| Credit institutions430/8 | €2,064 | - | - | - | - | - |
| Trade debts44 | - | €140 | - | €388 | €538 | ▲ 38.7% |
| Suppliers440/4 | - | €140 | - | €388 | €538 | ▲ 38.7% |
| Taxes, remuneration and social security45 | €254 | €162 | - | - | €285 | - |
| Taxes450/3 | €254 | €162 | - | - | €285 | - |
| Other amounts payable47/48 | €1,253 | €2,025 | €330 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,784 | €2,029 | €2,577 | €2,061 | €1,355 | ▼ 34.3% |
| + Depreciation and write-downs630 | €320 | €324 | €258 | - | - | - |
| Operating cash flow (approximation) | -€2,464 | €2,353 | €2,835 | €2,061 | €1,355 | ▼ 34.3% |
| Investment in fixed assets (approximation) | - | €0 | - | - | - | - |
| Change in cash | - | €1,272 | €863 | €1,712 | €1,803 | ▲ 5.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €2,577 ▲27%
Operating result €2,720, net result €2,577, both a record.
31-12
Financial
Liquidity times 7current ratio 9.91
Current ratio from 1.34 to 9.91; short-term debt falls from €2,327 to €330.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €2,029
Net result €2,029 after 4 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.34
Current ratio from 0.57 to 1.34; short-term debt falls from €3,571 to €2,327.
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet -€5,323
Net result drops to -€5,323, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 1988
Ground area
555 m²
Building footprint
101 m²
Volume, LiDAR
1,098 m³
Parcel 57081I1124/00B000, Wallonia · tallest building 13.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CORDONNERIE 2000
since 19882.040.076.086
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57081I1124/00B000 | Wallonia | 555 m² | 1 · 101 m² | 13.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,446 companies in sector 77110 we hold annual accounts for 729. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-08-1988
Fiscal year end31-12
Activities, NACEBEL 2025
77110Renting and leasing of cars and light motor vehicles
49330On-demand passenger transport by chauffeured vehicle
77399Renting and leasing of other machinery, equipment and tangible goods
E-invoicing
Reachable via Peppol
Peppol ID
0208:0435094389
Also
9925:BE0435094389
Registered
14-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.