BLACK & WHITE LIMOUSINES
ActiveBLACK & WHITE LIMOUSINES has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €-2k. Equity is shrinking by ~12.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 63% of 908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50=
Solvency77▼-8
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52%
Return on assets
-19.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
61 d late
2023
118 d late
2022
61 d late
2021
32 d late
2020
31 d late
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€5k▼ 27.6%
2024 · €7k
2018: €16k
2019: €18k
2020: €18k
2021: €23k
2022: €27k
2023: €10k
2024: €7k
2018 → 2025
Total assets
€10k▼ 16.4%
2024 · €12k
2018: €19k
2019: €19k
2020: €25k
2021: €29k
2022: €44k
2023: €20k
2024: €12k
2018 → 2025
Net result
€-2k▲ 22.8%
2024 · €-3k
2018: €-2k
2019: €3k
2020: €7
2021: €5k
2022: €4k
2023: €1k
2024: €-3k
2018 → 2025
Working capital
€-800▲ 74.4%
2024 · €-3k
2018: €2k
2019: €6k
2020: €8k
2021: €14k
2022: €3k
2023: €-7k
2024: €-3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€27k▲ 18.4%€10k▼ 64.2%€7k▼ 26.4%€5k▼ 27.6%
Operating result€5k-€4k▼ 12.0%€2k▼ 42.0%€-375€-532▼ 41.8%
Net result€5k-€4k▼ 8.0%€1k▼ 68.3%€-3k€-2k▲ 22.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €532 in 2025 against €375 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10k
Fixed assets
€6k▼ 41.9%
Current assets
€4k▲ 147%
Equity and liabilities €10k
Equity
€5k▼ 27.6%
Debt
€5k▲ 0.5%
The debt ratio rises from 39.9% to 48.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€4k▼
2024 · €6k
Cash flow
€2k▼
2024 · €4k
Solvency
52.0%▼
2024 · 60.1%
Current ratio
0.83▲
2024 · 0.34
Quick ratio
0.83▲
2024 · 0.34
Debt / equity
0.92▲
2024 · 0.67
ROE
-38.2%▼
2024 · -35.8%
ROA
-19.9%▲
2024 · -21.5%
Interest coverage
9.63▼
2024 · 14.99
Debt
€5k▲
2024 · €5k
Debt ≤ 1 year
€5k▲
2024 · €5k
Income taxes
€1k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€12k€10k▼
Fixed assets21/28€10k€6k▼
Tangible fixed assets22/27€10k€6k▼
Plant, machinery and equipment23€329-
Furniture and vehicles24€10k€6k▼
Current assets29/58€2k€4k▲
Amounts receivable within one year40/41€974€3k▲
Trade receivables40-€2k
Other amounts receivable41€974€1k▲
Cash at bank and in hand54/58€625€608▼
Equity and liabilities
Total equity and liabilities10/49€12k€10k▼
Equity10/15€7k€5k▼
Profit (loss) carried forward14€7k€5k▼
Amounts payable17/49€5k€5k▲
Amounts payable within one year42/48€5k€5k▲
Trade debts44€5k€223▼
Suppliers440/4€5k€223▼
Advances received on contracts in progress46-€4k
Taxes, remuneration and social security45€121€96▼
Taxes450/3€121€96▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€4k▼
Other operating charges640/8€863€1k▲
Gross operating margin9900€7k€5k▼
Operating profit (loss)9901€-375€-532▼
Financial charges65/66B€432€390▼
Recurring financial charges65€432€390▼
Non-recurring financial charges66B€432€390▼
Profit (loss) for the period before taxes9903€-807€-922▼
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€-3k€-2k▲
Profit (loss) for the period to be appropriated9905€-3k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€5k▼
Profit (loss) brought forward from the previous period14P€10k€7k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 29 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet €-3k ▼292%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
26-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 118 days late
2023
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
01-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 32 days late
2021
31-12
Financial
Highest result since 2018net €5k ▲64757%
Operating result €5k, net result €5k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
31-12
Financial
Liquidity times 6current ratio 10.54
Current ratio from 1.62 to 10.54; short-term debt falls from €3k to €597.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 20 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Neupré · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drève du Bois de Neuville(N) 404121 NeupréGround area
2,032 m²
Building footprint
141 m²
Volume, LiDAR
790 m³
Parcel 61044B0136/00R014, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BW LIMOUSINES
since 20082.173.484.245
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61044B0136/00R014 | Wallonia | 2,032 m² | 1 · 141 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VC TRANS
BE 1001.803.726
Genk · Eq €5k
REMO
BE 0716.923.238
Antwerpen · Eq €5k
MAXIM CARS
BE 0424.135.765
Zonnebeke · Eq €5k
ESB LOCATION
BE 0792.257.101
Wanze · Eq €5k
Ostratos
BE 0766.530.325
Quévy · Eq €5k
Of 1,442 companies in sector 77110 we hold annual accounts for 726. 242 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-09-2008
Fiscal year end31-12
Activities, NACEBEL
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.