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Lobos

Active Private limited companyfounded 2019active for 7 yearsCantecroylaan 21, 2640 MortselKBO/BCE: BE 0731.753.548
Lobos
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Overview

Lifetime

6 annual accounts with figures on one time axis
peak €42,348 (2025)
€42,348▲ 30.3%
lowest -€4,147 (2021)
€27,476▲ 47.3%
peak €79,134 (2025)
€79,134▲ 53.2%
€66,215▼ 35.6%
Board4 names since 2019
1 director
Documentsfilings and deeds
11-09-202642 days late
2025micro format
Gross margin from €32,489 to €42,348Result from €18,657 to €27,476Equity from €51,658 to €79,134Debts from €102,874 to €66,215Cash from €33,498 to €107,007

Key points

from the 2025 annual accounts

Equity

€79,134 ▲ 53.2%

Lobos has made a profit without a break since 2022.

Turnover

≈ €300,000 estimated

The micro format states no turnover.

Filings

6 annual accounts 5 late
AprilJune31 JulyOctober202020222024

The 2024 accounts came latest: 126 days after the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 26,969 companies had the same profile as Lobos has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,969 companies, not a prediction for Lobos. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director, since 01-10-2022
  • all the sharesdeed of 30-12-2022
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0731753548
Registered office moved from Schilde to Mortsel Transfer of shares from to · New registered office: Cantecroylaan 21, 2640 Mortsel · Previous registered office: Egelvoortstraat 31, 2970 Schilde · General meeting of 01-10-2022 · Gazette deed
Resignation: (director) Permanent representative: · General meeting of 30-11-2021 · Gazette deed
Registered office moved to Schilde New registered office: Egelvoortstraat 31 te 2970 Schilde · Board meeting of 18-10-2021 · Gazette deed
All 15 events

Comparable companies

same main activity, similar in size and age
Company
Lobos Mortsel €145,349 €42,348 54.4% -
POLIEC & ZONEN Balen €136,048 €36,585 64.5% -
Eos Bouw Hemiksem €166,004 €46,402 66.8% -
de Nijs Retie €127,841 €48,822 28.3% -
Algemene Bouwwerken Bellens Heist-op-den-Berg €177,222 €42,364 10.5% -
Oostvogels Stijn Beerse €158,894 €35,159 15.3% -
I&G Bouwondernemingen Essen €158,836 €33,021 -10.0% -

These companies have the same main activity as Lobos: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €128,000 and €177,000, founded between 2018 and 2020.

Official details

Source: KBO
Status
Active since 31-07-2019Normal situation
Activity
General construction of residential buildingsNACE 41001and 5 others
Establishment unit
2.302.511.0712640 Mortsel, since 31-07-2019
Financial year end
31 December
Peppol
Reachable since 09-02-2026
Company details

Annual accounts 2025

€42,348▲ 30.3%
€27,476▲ 47.3%
€79,134▲ 53.2%
€145,349▼ 5.9%
Filing
Filed on 11-09-2026
Financials

Insights on Lobos

Lobos files the micro format. That format states no turnover. The gross margin rose from €6,655 in 2020 to €42,348 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 11-09-2026, 42 days late
€42,348
▲ 30.3%
€39,651
▲ 33.7%
€41,572
▲ 31.7%
€29,398
▲ 42.9%
54.4%
▲ 21.0 percentage points
2.18
▼ 0.23

Money flows

no detail for 2025

Balance sheet

balance sheet total €145,349 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

54.4%

Higher than 62% of 10,152 companies in 2025.

2.18

Higher than 62% of 9,863 companies in 2025.

18.9%

Higher than 73% of 9,951 companies in 2025.

Lobos Middle half of the sector 80% of the sector Micro accounts in construction of buildings (NACE 41)

Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220212020
Balance sheet: assets
20/58 145,349154,53156,3408,9786,25610,301
21/28 7072,6294,5501,041423789
22/27 7072,6294,5501,041423789
23 ---57423789
24 7072,6294,550984--
29/58 144,642151,90351,7907,9375,8339,512
29 10,000-----
291 10,000-----
40/41 25,622117,67410,9961,009817740
40 22,711111,0852,1661,009--
41 2,9116,5908,830-817740
54/58 107,00733,49839,3186,9275,0168,772
490/1 2,0137311,476---
Balance sheet: equity and liabilities
10/49 145,349154,53156,3408,9786,25610,301
10/15 79,13451,65833,0015,0234,6738,820
10/11 5,0005,0005,0005,0005,0005,000
10 ----5,000-
100 ----5,0005,000
11 --5,0005,000--
1109/19 --5,0005,000--
14 74,13446,65828,00123-3273,820
17/49 66,215102,87423,3393,9541,5831,481
42/48 66,21562,87423,3393,9541,5831,481
44 33,25938,58012,7959442524
440/4 33,25938,58012,7959442524
45 19,82218,2098,8471,1861,5581,457
450/3 18,07816,3878,8391,1861,5581,457
454/9 1,7441,8228---
47/48 13,1346,0851,6971,825--
492/3 -40,000----
Income statement
70 ----38,91674,557
9900 42,34832,48941,8911,455-2,8156,655
60/61 ----41,73267,902
630 1,9211,9211,648393366310
640/8 7769211,085600156382
9901 39,65129,64639,158462-3,3385,963
75/76B 75900---
75 75900---
65/66B 2,4023,4423,3241128091,164
65 2,4023,4423,3241128091,164
9903 38,00726,20435,834350-4,1474,799
67/77 10,5317,5478,839--979
9904 27,47618,65726,995350-4,1473,820
9905 27,47618,65726,995350-4,1473,820
Appropriation of the result
9906 74,13446,65828,00123-3273,820
14P 46,65828,0011,006-3273,820-
Document PDFPDFPDFPDFPDFPDF

The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 11-09-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 42 days after the deadline. Filed on 11 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00513586.

Financial year Type Filed Reference Document
31-12-2025 micro format 11-09-2026 2026-00513586 PDF
31-12-2024 micro format 04-12-2025 2025-00579487 PDF
31-12-2023 micro format 30-08-2024 2024-00410972 PDF
31-12-2022 micro format 26-09-2023 2023-00456384 PDF
31-12-2021 micro format 22-06-2022 2022-20081015 PDF
31-12-2020 micro format 23-08-2021 2021-51600518 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220212020
41,57231,56740,806855-2,9716,273
29,39820,57828,643743-3,7804,130
005,1581,01201,099
73,509-5,82032,3901,912-3,756-
78,42789,02928,4513,9824,2508,031
-----8.6%8.0%
54.4%33.4%58.6%56.0%74.7%85.6%
2.182.422.222.013.696.42
0.841.990.710.790.340.17
34.7%36.1%81.8%7.0%-88.7%43.3%
18.9%12.1%47.9%3.9%-66.3%37.1%
17.309.1712.287.62-3.67-
----8 days4 days
----0 days0 days

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets--€5,158€1,012-
€1,921€1,921€1,648€393€366

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on Lobos

The operating result for 2025 is 34% higher than in 2024 and the highest since 2020. It is a recovery after the fall in 2024.

Debt's share of the balance-sheet total falls from 66.6% to 45.6%. Equity is higher and debt is lower.

Board & ownership

Board

1 director, no change since 2022
Director
since 01-10-2022
listed in the 2025 annual accounts, filed on 11-09-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“- Elke bestuurder is bevoegd om alle handelingen te verrichten die nodig of dienstig zijn voor het bereiken van het voorwerp van de…”
deed of 02-08-2019

Office holders in the KBO →

Mandates through the years

4 names, the dashed line is today

Director

Director

Director (not named in the articles)

Director (not named in the articles)
BoardEarliermandate already running before its first mentionend not dated
Mandates as a list
    • Director, from 01-10-2022 to date
    • Director, until 01-10-2022
    • Director (not named in the articles), appointed by deed of 02-08-2019, until 30-11-2021
    • Director (not named in the articles), appointed by deed of 02-08-2019, no longer listed in the 2025 annual accounts
    • Director (not named in the articles), from 31-07-2019, no longer listed in the 2025 annual accounts

See the board, name and registered office on a given date →

Control

Shareholder
This company
Lobos
Equity €79,134
Profit €27,476 in 2025

Capital

Contribution
€5,000
Shares
100
Contribution per share
€50
Equity per share
€791 in 2025
Source
deed of 02-08-2019

Articles of association

deed of 02-08-2019 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
“Kan mandaat elke bestuurder ten allen tijde en zonder opgave van redenen beëindigen, ontslag bestuurder door algemene vergadering”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
19 April at 14:00

Shareholders

Stated in the deed deed of 30-12-2022 ↗
  • all shares
Share transfer deed of 30-12-2022 ↗
  • to all shares
At incorporation deed of 02-08-2019 ↗
  • 80 shares (80%) · €4,000
  • 20 shares (20%) · €1,000

Network & group

No group

Lobos has no parent and no holdings in its annual accounts. is the only director. Lobos shares no director with another company.

Timeline

Timeline

15 events since 2019

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 42 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0731753548
2025
Highest result from 2020 to 2025 net €27,476 ▲47.3% The operating result of €39,651 and the net result of €27,476 are both a record.
Annual accounts 2024 filed PDFmicro format · 126 days late
2024
Annual accounts 2023 filed PDFmicro format · 30 days late
2023
Annual accounts 2022 filed PDFmicro format · 57 days late
2022
Back to profit net €350 The net result is €350, after one loss-making year.
Registered office moved from Schilde to MortselTransfer of shares from to · New registered office: Cantecroylaan 21, 2640 Mortsel · Previous registered office: Egelvoortstraat 31, 2970 Schilde · General meeting of 01-10-20226 points ▸
  • General meeting, 01-10-2022
  • Director resignation,
  • Director appointment,
  • Share transfer,
  • holds all the shares
  • Registered-office move, Cantecroylaan 21, 2640 Mortsel
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

Annual accounts 2021 filed PDFmicro format · 39 days before the deadline
Resignation: (director)Permanent representative: · General meeting of 30-11-20213 points ▸
  • General meeting, 30-11-2021
  • Director resignation,
  • Permanent representative,

Open the deed in the Belgian Official Gazette

Registered office moved to SchildeNew registered office: Egelvoortstraat 31 te 2970 Schilde · Board meeting of 18-10-20212 points ▸
  • Board meeting, 18-10-2021
  • Registered-office move, Egelvoortstraat 31 te 2970 Schilde

Open the deed in the Belgian Official Gazette

2021
Weakest financial year net -€4,147 The net result drops to -€4,147, the lowest from 2020 to 2025. It recovers the following year.
Annual accounts 2020 filed PDFmicro format · 23 days late
2019
IncorporationFounding capital of €5,000, 100 shares · Founders: and · Appointments: (director) and (director) · published on 02-08-20198 points ▸
  • Director appointment, (director (not named in the articles))
  • Director appointment, (director (not named in the articles))
  • Founder,
  • Founder,
  • Registered office clause, Gijsbrecht van Deurnelaan 50 bus 4, 2100 Antwerpen-Deurne
  • Founding capital, €5,000, 100 shares
  • holds 80 shares
  • holds 20 shares
  • The deed holds 3 more points.

Open the deed in the Belgian Official Gazette

First establishment Cantecroylaan 21, Mortsel

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

Lobos was incorporated on 31 July 2019 as a private limited company by two natural persons, with a starting capital of €5,000.12 The registered office moved to Schilde in 2022 and to Mortsel in 2022.34 Since 2022, has served as director.5 Total assets rose from €10,301 in 2020 to €145,349 in 2025.6

  1. 1KBO register
  2. 2Belgian Official Gazette, 02-08-2019
  3. 3Belgian Official Gazette, 15-02-2022
  4. 4Belgian Official Gazette, 30-12-2022
  5. 5National Bank, annual accounts 2025
  6. 6National Bank, annual accounts 2020 and 2025

Company details

Identity

Enterprise number
0731.753.548
VAT number
BE 0731.753.548
Peppol ID
0208:0731753548
Other Peppol ID
9925:BE0731753548
Legal form
Private limited company
Status
Active, normal situation
Founded
31-07-2019
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
19 April at 14:00
deed of 02-08-2019 (in Dutch)
Peppol
Reachable since 09-02-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
Lobos in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 02-08-2019 (in Dutch)

Activities

NACEBEL 2025
41001 General construction of residential buildings main activity
43211 General electrical installation work
43221 Plumbing work
43240 Other construction installation
43310 Plastering work
43341 Painting of buildings
Codes under NACEBEL 2008
41201 General construction of buildings main activity
43211 Specialised construction activities
43221 Plumbing
43299 Specialised construction activities
43310 Plastering work
43341 Painting of buildings
PurposeThe purpose describes the activities the company may carry out under its articles.
“Algemene bouwonderneming van residentiële gebouwen; Bouwen van individuele huizen en appartementen volgens de formule “sleutel op de deur”…”
3 activities
  1. Algemene bouwonderneming van residentiële gebouwen;
  2. Bouwen van individuele huizen en appartementen volgens de formule “sleutel op de deur”
  3. Aannemerij van allerlei bouwwerken,waaronder schilderen,bezettingswerken,elektriciteitswerken,kleine renovatie en loodgieterswerken.
deed of 02-08-2019 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Cantecroylaan 21 registered office 2640 Mortsel 31-07-2019 2.302.511.071
1 former office
  • Egelvoortstraat 31, 2970 Schilde until 01-10-2022 · deed of 30-12-2022

Buildings and parcels at the address

Ground area
533 m²
Buildings
133 m²
Volume, LiDAR
720 m³
Tallest building
10.0 m
Buildings to scale, each on its own parcel
133 m², 9.9 m 133 m², 9.9 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
11512B0127/00D008533 m² 1 · 133 m² 9.9 m · 2

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0731.753.548

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