Skip to content
Checked.be
Complete company report
Generated 12-08-2026
Active BE 0471.391.789Private limited company (pre-2019)Open bankruptcy

LOBBO

· 26 yrs active
Sector: Handelsbemiddeling in de groothandel in textiel, kleding, bont, schoeisel en lederwaren (46160)
Conclusion Checked

A bankruptcy procedure is open for LOBBO according to publications in the Belgian State Gazette. The 2019 annual accounts show equity of €243k and a net result of €-129k.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €243k
Net result €-129k
Staff (FTE) 0.5
Active 26 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health3Profitability0Solvency65Growth78Stability0
29 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 3
Profitability 0
Solvency 65
Growth 78
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2019 · computed
3 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2019 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 01-09-2020 with the NBB · fiscal year 2019 · micro
€-150k€-100k€-50k€0Operating result 2018: €-74k€-74kNet result 2018: €-132k€-132kOperating result 2019: €13k€13kNet result 2019: €-129k€-129k20182019
Operating resultNet result
EBITDA
€96k
+98.4% 18-19
Net profit
€-129k
+2.4% 18-19
Cash flow
€-46k
-386.7% 18-19
Total assets
€1.00M
-8.3% 18-19
Equity
€243k
+0.7% 18-19
Working capital
€209k
- 18-19
Employees (FTE)
1
+66.7% 18-19
Income taxes
€730
+38.2% 18-19
Debt
€759k
-10.8% 18-19
Debt ≤ 1y
€230k
-3.3% 18-19
Debt > 1y
€525k
-14.0% 18-19
Current ratio
1.91
+143.8% 18-19
Quick ratio
1.60
+241.0% 18-19
Solvency
24.2%
+9.8% 18-19
Debt / equity
2.16
-14.5% 18-19
ROE
-53.1%
+3.1% 18-19
ROA
-12.9%
-6.4% 18-19
Figures by fiscal year
Fiscal year2019
Depositmicro
Revenue-
EBITDA€96k
Net profit€-129k
Cash flow€-46k
Staff costs-
Income taxes€730
Dividends-
Total assets€1.00M
Equity€243k
Debt€759k
of which ≤ 1y€230k
of which > 1y€525k
Working capital€209k
Employees (FTE)0.5
Ratios (computed)
2019
Current ratio1.91
Quick ratio1.60
Working capital ratio20.9%
Solvency24.2%
Debt / equity2.16
Long-term debt ratio2.16
Interest coverage-
Gross margin-
Net margin-
ROA-12.9%
ROE-53.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2019
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2019
Balance sheet, Assets
TOTAL ASSETS 20/58€1.00M
Fixed assets 21/28€562k
Intangible fixed assets 21€3k
Tangible fixed assets 22/27€560k
Current assets 29/58€439k
Stocks & contracts in progress 3€71k
Amounts receivable within one year 40/41€268k
Cash & bank 54/58€100k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.00M
Equity 10/15€243k
Contributions / capital 10/11€170k
Reserves 13€202k
Accumulated profits (losses) 14€-129k
Amounts payable 17/49€759k
Amounts payable after one year 17€525k
Amounts payable within one year 42/48€230k
Trade debts payable within one year 44€25k
Income statement
Gross operating margin 9900€35k
Operating result 9901€13k
Financial charges 65€11k
Result before taxes 9903€2k
Income taxes 67/77€730
Net result for the period 9904€2k
Result to be appropriated 9905€3k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator LISE VERMEERSCH
KACHTEMSESTRAAT 334, 8800 ROESELARE
 19-07-2022 → present Belgian State Gazette
Legal Structure
NACE primary Handelsbemiddeling in de groothandel in textiel, kleding, bont, schoeisel en lederwaren(46160)
Legal form Private limited company (pre-2019)(015)
Incorporation08-03-2000
StatusActive
Postal code-
First BS signal 29-07-2022
Latest BS signal 29-07-2022
Establishment units 1 location
LOBBO
Teelt van tropisch en subtropisch fruit
since 20002.099.575.292
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
33304B0217/00H000 Flanders 7,980 m² 1 · 399 m² 8.7 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2022
23-08-2022
State Gazette act Director changes
29-07-2022
Bankruptcy Opening
Ondernemingsrechtbank Gent, afdeling Kortrijk · LOBBO BV ADRES DOORGE- HAALD D.D. 3 JANUARI 2022 ADRIAANSENSWEG 25, 8900 IEPER · event 19-07-2022
2020
01-09-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
31-10-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
12-12-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
29-09-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
31-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2015
31-08-2015
NBB filing Annual accounts filed
fiscal year 2014 · verkort
2014
24-10-2014
NBB filing Annual accounts filed
fiscal year 2013 · verkort
2013
25-10-2013
NBB filing Annual accounts filed
fiscal year 2012 · verkort
2012
28-09-2012
NBB filing Annual accounts filed
fiscal year 2011 · verkort
2011
25-11-2011
NBB filing Annual accounts filed
fiscal year 2010 · verkort
Lifecycle & Insolvency Signals 1 events
29-07-2022
Bankruptcy Opening
Date: 19-07-2022 · Ondernemingsrechtbank Gent, afdeling Kortrijk · LOBBO BV ADRES DOORGE- HAALD D.D. 3 JANUARI 2022 ADRIAANSENSWEG 25, 8900 IEPER · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262022-07-29 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2022
23-08-2022 Discharge granted to the board Director changes
Technical details 
{
  "events": [
    {
      "kind": "decharge_granted",
      "role": "voorlopige_bewindvoerder",
      "person": {
        "rrn": null,
        "name": "Johan Vynckier",
        "address": "Engelse Wandeling 74, 8510 Kortrijk-Marke",
        "birth_date": null,
        "profession": "advocaat",
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "zegt dat de voorlopige bewindvoerder de huidige beschikking zal betekenen aan de vennootschap",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "voorlopige_bewindvoerder",
      "person": {
        "rrn": null,
        "name": "Johan Vynckier",
        "address": "Engelse Wandeling 74, 8510 Kortrijk-Marke",
        "birth_date": null,
        "profession": "advocaat",
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "kent aan de voorlopige bewindvoerder het voordeel van de kostelze rechtspleging toe voor een of meerdere van de volgende procedures: de betekening van huidige beschikking, de dagvaarding in faillissement, de gerechtelijke ontbinding en de gerechtelijke reorganisatie",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "voorlopige_bewindvoerder",
      "person": {
        "rrn": null,
        "name": "Johan Vynckier",
        "address": "Engelse Wandeling 74, 8510 Kortrijk-Marke",
        "birth_date": null,
        "profession": "advocaat",
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "machtiger de voorlopige bewindvoerder om provisies op kosten en ereloon op te nemen ten laste van de schuldenaar",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-08-23",
    "filing_date": "2022-06-22",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "ambtshalve",
      "date": "2022-06-07",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0471.391.789",
    "name_full": "LOBBO",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Johan VYNCKIER",
    "org_rep_person_name": null,
    "person_role_at_subject": "voorlopige_bewindvoerder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Handelsbemiddeling in textiel, kleding, bont, schoeisel en lederwaren46160Handelsbemiddeling in de groothandel in textiel, kleding, bont, schoeisel en lederwaren46160Detailhandel in lederwaren en reisartikelen in gespecialiseerde winkels47722Detailhandel in lederwaren en reisartikelen47722
Primary activity highlighted.
Names & trade names
Legal nameNL LOBBO
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Comparable size · 136 of 1,281 companies in this sector with filed accounts
PATCH BE 0426.450.996 · Ingelmunster
Go North BE 0644.447.709 · Ternat
LUISA SPAGNOLI BELGIUM BE 1002.126.301 · Brugge
POPPY-ROSE BE 0764.775.714 · Knokke-Heist
SO-FINE BE 0795.705.747 · Brugge
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative