Active BE 0671.602.066Non-profit association

LOAJEKOP

Jan Palfijnstraat 25 ·2060 Antwerpen, Belgium· 9 yrs active

Sector: Promotie en organisatie van scheppende en uitvoerende kunstevenementen (90391)

Conclusion Checked

The computed 12-month bankruptcy probability of LOAJEKOP is < 0.1% (very low). The 2025 annual accounts show equity of €27k and a net result of €-2k. Its solvency ranks better than 89% of 184 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€27k
Net result	€-2k
Better than sector	89%
Active	9 yrs

Financial profile 4 of 5 axes measured · computed by Checked

58 / 100

Mixed profile: strong on solvency, weaker on profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 45

Profitability 0

Solvency 100

Growth -

Stability 85

Bankruptcy probability (12 mo) Checked model v1 · free

< 0.1% Very low

0%0,5%1,5%4%10%≥25%

Lower-risk legal form −Lower-failure-rate sector −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2017, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

45 / 100 Fair

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview1 NBB filings

Annual accounts filed on 06-08-2026 with the NBB · fiscal year 2025 · micro

Sector comparison

Fiscal year 2025 · NACE 90 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	89.3%	45.7%	better than 89% of 184 sector peers
Net result	€-2k	€9k	better than 21% of 184 sector peers
Equity	€27k	€33k	better than 45% of 184 sector peers
Gross operating margin	€13k	€21k	better than 36% of 184 sector peers
Staff costs	€13k	€34k	higher than 25% of 37 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	€29k
EBITDA	€-516
Net profit	€-2k
Cash flow	€-612
Staff costs	€13k
Income taxes	-
Dividends	-
Total assets	€31k
Equity	€27k
Debt	€3k
of which ≤ 1y	€3k
of which > 1y	-
Working capital	€27k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	9.29
Quick ratio	9.29
Working capital ratio	88.5%
Solvency	89.3%
Debt / equity	0.12
Long-term debt ratio	-
Interest coverage	-5.36
Gross margin	43.0%
Net margin	-6.4%
ROA	-6.0%
ROE	-6.8%
EBITDA margin	-1.8%
Days sales outstanding	34d
Days payable outstanding	5d
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €250 · 0.8% Current assets €31k · 99.2%

Equity & liabilities

Equity €27k · 89.3% Debt €3k · 10.7%

Full annual accounts (20 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€31k
Fixed assets	21/28	€250
Financial fixed assets	28	€250
Current assets	29/58	€31k
Amounts receivable within one year	40/41	€3k
Cash & bank	54/58	€27k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€31k
Equity	10/15	€27k
Accumulated profits (losses)	14	€27k
Amounts payable	17/49	€3k
Amounts payable within one year	42/48	€3k
Trade debts payable within one year	44	€218
Income statement
Turnover	70	€29k
Gross operating margin	9900	€13k
Operating result	9901	€-2k
Financial income	75	€1
Financial charges	65	€96
Result before taxes	9903	€-2k
Net result for the period	9904	€-2k
Result to be appropriated	9905	€-2k

Ratios computed by Checked.

Directors & mandates 1 directors

Former directors (1)

Mathilda Heringhaus
Director
State Gazette act 22057808 (10-05-2022)

Former
- → 10-05-2022

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Promotie en organisatie van scheppende en uitvoerende kunstevenementen(90391)
Legal form	Non-profit association(017)
Incorporation	17-02-2017
Status	Active
Postal code	2060

Establishment units 1 location

LOAJEKOP

Jan Palfijnstraat 25, 2060 AntwerpenPromotie en organisatie van uitvoerende kunstevenementen

since 20172.262.657.434

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11805E0451/00H007	Flanders	581 m²	1 · 104 m²	13.7 m · 4 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

06-08-2026

NBB filing Annual accounts filed

fiscal year 2025 · micro

2022

10-05-2022

State Gazette act Director changes

Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 4 years ago

2022

10-05-2022 Mathilda Heringhaus resigns as director Director changes

Mathilda Heringhaus, Bestuurder

Original publication ↗

Technical details

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  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": "90.07.28-450.67",
        "name": "Mathilda Heringhaus",
        "address": "Lange Leemstraat 12 bus 10 2018 Antwerpen",
        "birth_date": "1990-07-28",
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Ontslag bestuurder: Mathilda Heringhaus geboren o\u0440 28/07/1990, wonende te Lange Leemstraat 12 bus 10 2018 Antwerpen met rijksregisternummer 90.07.28-450.67 wordt ontslagen als bestuurder van Loajekop vzw.",
      "decharge_status": "granted",
      "mandate_duration": null,
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      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
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      "person": {
        "rrn": "90.07.28-450.67",
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        "profession": null,
        "birth_place": null
      },
      "reason": null,
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      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Er wordt haar d\u00E9charge gegeven voor het uitoefenen van haarmandaat.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "board_snapshot",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Griet Grillet",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Griet Grillet Bestuurder",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2022-04-27",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2022-11-18",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0671.602.066",
    "name_full": "Loajekop",
    "legal_form": "VZW",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Griet Grillet",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Promotie en organisatie van uitvoerende kunstevenementen90021Promotie en organisatie van scheppende en uitvoerende kunstevenementen90391

Primary activity highlighted.

Names & trade names

Legal nameNL	LOAJEKOP
AbbreviationNL	LK

Registered office

Jan Palfijnstraat 25 bus 301

2060 Antwerpen, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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