Active BE 0655.860.352Private limited company

LO - FINANCE

Dorp-Oost 19 ·9080 Lochristi, Belgium· 10 yrs active

Sector: Financial services (64999)

Conclusion Checked

The computed 12-month bankruptcy probability of LO - FINANCE is 0.4% (very low). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Key figures

Active	10 yrs
Locations	2
Publications	1

Bankruptcy probability (12 mo) Checked model v1 · free

0.4% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Multiple establishment units +

Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

Established

Founded in 2016 — 10 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Financial overview8 NBB filings

Financials being processed

NBB has 8 filing(s) on record for this company — latest fiscal year 2024 (verkort). The annual accounts are being processed.

Filings on record

Fiscal year	Type	Filed	Reference
31-12-2024	verkort	31-07-2025	2025-00340236
31-12-2023	verkort	25-07-2024	2024-00283133
31-12-2022	verkort	20-07-2023	2023-00269651
31-12-2021	verkort	26-07-2022	2022-20222830
31-12-2020	verkort	12-07-2021	2021-34500357
31-12-2019	verkort	27-07-2020	2020-34300295
31-12-2018	verkort	19-07-2019	2019-34900274
31-12-2017	verkort	30-07-2018	2018-40800401

Legal Structure

NACE primary	Financial services(64999)
Legal form	Private limited company(610)
Incorporation	30-05-2016
Status	Active
Postal code	9080

Establishment units 2 locations

LO-FINANCE Lochristi

Dorp-Oost 19, 9080 LochristiHandelsbemiddeling in de groothandel in andere specifieke goederen

since 20162.253.676.521

LO-FINANCE Lokeren

Markt 58, 9160 LokerenHandelsbemiddeling in de groothandel in andere specifieke goederen

since 20232.341.085.793

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44034A1070/00B002	Flanders	717 m²	1 · 310 m²	15.7 m · 3 fl.
46384E0580/00H000	Flanders	32 m²	—	—

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data — this is not proof of ownership.

Updates 9 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

31-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · verkort

2024

25-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · verkort

01-07-2024

State Gazette act Director changes

correction

2023

20-07-2023

NBB filing Annual accounts filed

fiscal year 2022 · verkort

2022

26-07-2022

NBB filing Annual accounts filed

fiscal year 2021 · verkort

2021

12-07-2021

NBB filing Annual accounts filed

fiscal year 2020 · verkort

2020

27-07-2020

NBB filing Annual accounts filed

fiscal year 2019 · verkort

2019

19-07-2019

NBB filing Annual accounts filed

fiscal year 2018 · verkort

2018

30-07-2018

NBB filing Annual accounts filed

fiscal year 2017 · verkort

Belgisch Staatsblad — acts 1 acts

All acts · 1 updated 1 year ago

2024

01-07-2024 1 director appointed, 2 resigning Director changescorrection

BV CRVB Accountancy — Dagelijks bestuur
BV KAIVKA — Bestuurder
Ivan Hulpiau — Vaste vertegenwoordiger

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "BV KAIVKA",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "rechtzetting",
      "subkind": "rectification",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": null,
      "effective_date": "2024-04-30",
      "evidence_quote": "De algemene vergadering beslist tot het ontslag van BV KAIVKA als niet-statutaire bestuurder, en dit met ingang op 30/04/2024. De algemene vergadering verleent deze rechtspersoon een interim kwijting voor de uitoefening van diens mandaat.",
      "decharge_status": "provisional",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
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      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_out",
      "role": "vaste_vertegenwoordiger",
      "person": {
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        "name": "Ivan Hulpiau",
        "address": null,
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        "profession": null,
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      },
      "reason": "rechtzetting",
      "subkind": "rectification",
      "via_org": {
        "kbo": null,
        "name": "BV Kaivka",
        "address": null,
        "country": null,
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-04-30",
      "evidence_quote": "Rechtspersoon BV Kaivka heeft Ivan Hulpiau ontslagen als vaste vertegenwoordiger belast met de uitvoering van zijn bestuursmandaat in naam en voor rekening van de rechtspersoon, en dit met ingang op 30/04/2024.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "BV KAIVKA",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
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      "effective_date": null,
      "evidence_quote": "De algemene vergadering verleent deze rechtspersoon een interim kwijting voor de uitoefening van diens mandaat.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "delegation_dagelijks_bestuur_in",
      "role": "dagelijks_bestuur",
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "0888.439.232",
        "name": "BV CRVB Accountancy",
        "address": "Beerveldse Baan 2 bus D, 9080 Lochristi",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De algemene vergadering verleent volmacht aan BV CRVB Accountancy, rechtspersoon met zetel te 9080 Lochristi, Beerveldse Baan 2 bus D, RPR Gent afdeling Gent, gekend in de KBO onder nummer 0888.439.232, en aan diens aangestelden, voor onbepaalde tijd en tot aan de uitdrukkelijke herroeping, voor wat",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-07-01",
    "filing_date": "2024-06-20",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-04-30",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-04-30",
      "unanimous": null
    }
  ],
  "is_correction": true,
  "subject_company": {
    "kbo": "0655.860.352",
    "name_full": "LO - FINANCE",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0888.439.232",
    "org_name": "BV CRVB Accountancy",
    "person_name": null,
    "org_rep_person_name": "Ann Crommelinck",
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Volmacht aan accountant"
  ],
  "corrected_publication_numac": null
}

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Company registry (CBE) Crossroads Bank

Activities

Overige financiële dienstverlening64999Overige financiële dienstverlening, neg64999Agenten en makelaars in bankdiensten66191Agenten en makelaars in bankdiensten66191

Primary activity highlighted.

Names & trade names

Legal nameNL

LO - FINANCE

Registered office

Dorp-Oost 19

9080 Lochristi, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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