LO-AL
The computed 12-month bankruptcy probability of LO-AL is 0.4% (very low). The 2024 annual accounts show equity of €339k and a net result of €146k. Equity is growing by ~62.4% per year across the filed fiscal years. Its solvency ranks better than 48% of 12438 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €339k |
| Net result | €146k |
| Better than sector | 48% |
| Active | 4 yrs |
Exceptional profile, strong across almost every axis.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 58.1% | 60.6% | |
| Net result | €146k | €31k | |
| Equity | €339k | €63k | |
| Gross operating margin | €272k | €52k | |
| Staff costs | €12k | €6k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €258k |
| Net profit | €146k |
| Cash flow | €199k |
| Staff costs | €12k |
| Income taxes | €51k |
| Dividends | - |
| Total assets | €582k |
| Equity | €339k |
| Debt | €244k |
| of which ≤ 1y | €174k |
| of which > 1y | €70k |
| Working capital | €136k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 1.78 |
| Quick ratio | 0.47 |
| Working capital ratio | 23.4% |
| Solvency | 58.1% |
| Debt / equity | 0.72 |
| Long-term debt ratio | 0.21 |
| Interest coverage | 34.57 |
| Gross margin | - |
| Net margin | - |
| ROA | 25.0% |
| ROE | 43.1% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €582k |
| Fixed assets | 21/28 | €272k |
| Tangible fixed assets | 22/27 | €122k |
| Financial fixed assets | 28 | €150k |
| Current assets | 29/58 | €310k |
| Stocks & contracts in progress | 3 | €229k |
| Amounts receivable within one year | 40/41 | €35k |
| Cash & bank | 54/58 | €43k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €582k |
| Equity | 10/15 | €339k |
| Contributions / capital | 10/11 | €1k |
| Accumulated profits (losses) | 14 | €338k |
| Amounts payable | 17/49 | €244k |
| Amounts payable after one year | 17 | €70k |
| Amounts payable within one year | 42/48 | €174k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €272k |
| Operating result | 9901 | €205k |
| Financial charges | 65 | €7k |
| Result before taxes | 9903 | €197k |
| Income taxes | 67/77 | €51k |
| Net result for the period | 9904 | €146k |
| Result to be appropriated | 9905 | €146k |
| NACE primary | Business consulting(70220) |
| Legal form | Private limited company(610) |
| Incorporation | 02-02-2022 |
| Status | Active |
| Postal code | 3870 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73033B0431/00L000 | Flanders | 2,669 m² | 1 · 363 m² | 9.9 m · 1 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
09-01-2024 Publication in the Belgian Official Gazette, Miscellaneous
Technical details
{
"stage": null,
"notary": {
"name": "Dorien VERDUYN",
"firm_city": null,
"firm_name": "WILSENS, CLEEREN, VERDUYN \u0026 D\u2019JOOS",
"office_city": "Wellen",
"is_associated": true
},
"act_meta": {
"language": "nl",
"pub_date": "2024-01-09",
"filing_date": "2024-01-05",
"act_kind_objet": "DIVERSEN"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"act_date": "2024-01-04",
"unanimous": true
},
"conversion": null,
"detected_kind": "other",
"report_waiver": null,
"restructuring": {
"parties": [
{
"kbo": "0781.494.752",
"name": "LO-AL",
"role": "contributor",
"address": "Overhemsestraat 42, 3870 Heers",
"is_foreign": false,
"legal_form": "Besloten Vennootschap",
"is_new_company": false,
"jurisdiction_country": null
}
],
"exchange_ratio": null,
"legal_articles": [
"5:101"
],
"is_cross_border": false,
"is_silent_merger": false,
"balance_basis_date": null,
"exchange_ratio_text": null,
"new_shares_issued_n": null,
"real_estate_included": false,
"patrimony_description": null,
"equity_transferred_eur": null,
"accounting_effective_date": null
},
"subject_company": {
"kbo": "0781.494.752",
"name_full": "LO-AL",
"legal_form": "Besloten Vennootschap"
},
"publication_proxy": {
"kind": "org",
"org_kbo": null,
"org_name": "WILSENS, CLEEREN, VERDUYN \u0026 D\u2019JOOS",
"person_name": null,
"org_rep_person_name": null
},
"summary_narrative": "De notari\u00EBle akte van de buitengewone algemene vergadering van de vennootschap LO-AL, vastgelegd op 4 januari 2024, bevestigt de statutaire wijzigingen die zijn goedgekeurd. De akte bevat de volledige tekst van de nieuwe statuten, die de activiteiten van de vennootschap omschrijven, en verleent volmacht aan een externe notaris voor de registratie van deze wijzigingen bij de KBO en andere instanties.",
"co_filed_documents": [
"uitgifte van de akte",
"geco\u00F6rdineerde statuten"
],
"detected_real_type": "other",
"referenced_correction": {
"prior_pub_date": "2022-02-04",
"what_corrected": null,
"prior_pub_number": "2022-02-04/0308693"
},
"should_reroute_to_category": "statutes"
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | LO-AL |