Lower net result than 95% of companies in financial services. Sector median €32,855 · 9,772 companies.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Registered in the Peppol Directory
Reachable for e-invoices through 0208:1012686136
Incorporation
Founding capital of €100,000, 100 shares · Founders: VANMARSENILLE Maxime Louis Paul and NOPPE Laura Lien · Appointments: VANMARSENILLE Maxime Louis Paul (director) and NOPPE Laura Lien (director) · published on 26-08-2024 · Gazette deed
First establishment
Bovelingenstraat (H.) 165, Heers
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as LNMV: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €1.1m and €1.8m, founded in 2024.
LNMV is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€76,529) and a net result of -€176,529.
Its solvency ranks better than 7% of 9,770 sector peers (NACE 64, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
micro format, filed on 09-07-2026, 22 days before the deadline
Abbreviated and micro format
Small companies may file abbreviated or micro-format accounts. They often leave out revenue and other detail. The law allows it, so it is not missing data.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance sheet
balance sheet total €1.4m on 31-12-2025
What the company ownsHow it is paid for
Position in the sector
Sector peers
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
The notes to these accounts have 11 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
A company files its annual accounts with the National Bank no later than seven months after its financial year ends. Repeated late filing is a warning sign.
per financial year, computed from the annual accounts
Line
Trend
2025
1.6m
-5.6%
-12.9%
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Securities and guarantees
on own assets and for others
Real securities
Real securities, such as a mortgage or a pledge, give a creditor priority over certain assets. In a bankruptcy that creditor is paid first. Less is then left for ordinary suppliers.
Item
2025
Mortgages, amount registered
€809,999
Carrying value of the mortgaged assets
€1.2m
Source: notes to the 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
fixed assets acquired
Investment
Investment is what the company bought in the financial year in buildings, machinery, software and other fixed assets. Above depreciation, it is building up. Years below it, it is living off what it has.
Item
2025
Tangible fixed assets
€1.6m
€226,195
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on LNMV
Equity is negative. Debt (€1.4m) exceeds the balance-sheet total (€1.4m).
Board & ownership
Board
Directors
Many board changes in a short time are a reason to keep a close eye on the company.
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of May at 18:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
“Ontbinding om welke reden en op welk ogenblik ook, een of meerdere vereffenaars aanduiden,bevoegdheden omlijnen en vergoeding bepalen”
Annual accounts 2025 filedNBB ↗micro format · 22 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1012686136
2024
IncorporationFounding capital of €100,000, 100 shares · Founders: VANMARSENILLE Maxime Louis Paul and NOPPE Laura Lien · Appointments: VANMARSENILLE Maxime Louis Paul (director) and NOPPE Laura Lien (director) · published on 26-08-20248 points ▸
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
63990Computing infrastructure, data processing, hosting and other information service activities
68100Real estate activities
82300Organisation of conventions and trade shows
82990Other business support services
85599Other education
PurposeThe purpose describes the activities the company may carry out under its articles.
“Consultancy,beheer en management; Alle mogelijke advies-en/of dienstenfuncties; Het organiseren van management en andere opleidingen of…”
20 activities
Consultancy,beheer en management;
Alle mogelijke advies-en/of dienstenfuncties;
Het organiseren van management en andere opleidingen of coaching,zowel voor eigen rekening als voor rekening van derden;
Adviesverlening,juridische of technische raadgevingen en bijstand,administratieve hulpverlening,zoals het uitlenen van diensten en personeel,managementconsulting,financiële en commerciële adviesverlening,het verlenen van alle soorten diensten waarvoor het bedrijf de knowhow bezit;
Bijstand verlenen op het gebied van administratie en financiën;
Verlenen van adviezen en hulp aan het bedrijfsleven en de overheid voornamelijk,doch niet uitsluitend,op het vlak van management,marketing,productie en ontwikkeling,processing en het besturen van vennootschappen,dit alles in de meest ruime betekenis;
Ontwerpen,organiseren en uitvoeren van ervaringsgerichte trainingen,workshops,evenementen en andere activiteiten op maat van bedrijven,organisaties en teams;
Het geven van advies,begeleiding en consulting;
Het geven van opleidingen in de ruimste zin van het woord;
Het aan-en verkopen,huren en verhuren,beheren,renoveren,aan-en verkoop van zakelijke rechten van onroerende goederen voor eigen beheer;
Het verwerven van onroerende goederen,het laten bouwen van onroerende constructies;de verkoop en verhuring van onroerende goederen,het in huur nemen of verhuren van onroerende goederen,bebouwd of onbebouwd,gemeubeld of ongemeubeld,alsmede alle verrichtingen van onroerende leasing;
Het beheer van roerende en onroerende goederen
Het verlenen van adviezen van financiële,technische,commerciële of administratieve aard;in de ruimste zin,bijstand en diensten verlenen,rechtstreeks of onrechtstreeks,op het vlak van administratie en financiën,verkoop,productie en algemeen bestuur.
A)het verwerven,door inschrijving of aankoop,en het beheren van aandelen,obligaties,kasbons of andere roerende waarden,van welke vorm ook,van Belgische of buitenlandse,bestaande of nog op te richten vennootschappen;
B)het bevorderen van de oprichting van vennootschappen door inbreng,participatie of investering;
C)het toestaan van leningen en kredietopeningen aan vennootschappen of particulieren,onder om het even welke vorm;in dit kader kan zij zich ook borg stellen of haar aval verlenen,in de meest ruime zin,alle handels-en financiële operaties verrichten behalve die welke wettelijk voorbehouden zijn aan depositobanken,houders van deposito's op korte termijn,spaarkassen,hypotheekmaatschappijen,kapitalisatieondernemingen,ondernemingen voor vermogensbeheer en beleggingsadvies;
D)het optreden als tussenpersoon bij onderhandelingen door gehele of gedeeltelijke overname van aandelen;in de meest ruime betekenis,het deelnemen aan emissieverrichtingen van aandelen en vastrentende waarden door intekening,waarborgplaatsing,verhandeling of anderszins,alsmede het verwezenlijken van om het even welke verrichtingen inzake portefeuille-of kapitaalbestuur.
E)het waarnemen van alle bestuurs-en vereffenaarsopdrachten,het uitoefenen van mandaten en functies in andere vennootschappen of ondernemingen;
F)het verhuren of huren,aan-en verkoop van onroerende goederen;alsmede alle activiteiten die betrekking hebben op onroerende leasing;
G)het ontwikkelen,kopen,verkopen,in licentie nemen of geven van octrooien,knowhow en aanverwante immateriële duurzame activa.