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WiniCo

Active Risk: not assessed
Private limited companyfounded 20242 yrs activeKlein Ravels 154, 2380 Ravels, BelgiumKBO/BCE: BE 1007.668.167
Summary

WiniCo is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €186,809 and a net result of €75,303. Its solvency ranks better than 20% of 8061 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
3 d early
2024
2 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 27 March 2024, WiniCo was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€186,809▲ 67.5%
2024 · €111,506
Net result
€75,303
2024 · -€38,494
Total assets
€1.2m▲ 0.1%
2024 · €1.2m
Solvency
15.3%▲ 6.1pp
2024 · 9.1%
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€5,525-€109,512
Net result-€38,494-€75,303
Equity€111,506-€186,809▲ 67.5%
Total assets€1.2m-€1.2m▲ 0.1%
Debt€1.1m-€1.0m▼ 6.7%
Working capital-€145,637--€111,763▲ 23.3%
Solvency9.1%-15.3%▲ 6.1pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000Operating result 2024: -€5,525-€5,525Net result 2024: -€38,494-€38,494Operating result 2025: €109,512€109,512Net result 2025: €75,303€75,30320242025-€50,000€0€50,000€100,000Operating result 2024: -€5,525-€5,530Net result 2024: -€38,494-€38,500Operating result 2025: €109,512€110,000Net result 2025: €75,303€75,30020242025
The operating result returns to profit in 2025: €109,512 after a loss of €5,525 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.2m
Fixed assets €1.2m =
Current assets €23,294 ▲ 6.1%
Equity and liabilities €1.2m
Equity €186,809 ▲ 67.5%
Debt €1.0m ▼ 6.7%
Debt's share of the balance-sheet total falls from 90.9% to 84.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
40.3%▲
2024 · -34.5%
ROA
6.2%▲
2024 · -3.2%
Debt ≤ 1 year
€135,057▼
2024 · €167,602
Debt > 1 year
€871,428▼
2024 · €942,857
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.2m€1.2m▲
Fixed assets21/28€1.2m€1.2m=
Financial fixed assets28€1.2m€1.2m=
Current assets29/58€21,965€23,294▲
Cash at bank and in hand54/58€21,965€23,294▲
Equity and liabilities
Total equity and liabilities10/49€1.2m€1.2m▲
Equity10/15€111,506€186,809▲
Contributions10/11€150,000€150,000=
Reserves13-€36,809
Distributable reserves133-€36,809
Profit (loss) carried forward14-€38,494€0▲
Amounts payable17/49€1.1m€1.0m▼
Amounts payable after more than one year17€942,857€871,428▼
Financial debts170/4€942,857€871,428▼
Amounts payable within one year42/48€167,602€135,057▼
Current portion of amounts payable after more than one year42€157,143€114,286▼
Trade debts44€589€1,031▲
Suppliers440/4€589€1,031▲
Other amounts payable47/48€9,870€19,740▲
Accrued charges and deferred income492/3-€30,000
Income statement Code20242025
Other operating charges640/8€387€520▲
Gross operating margin9900-€5,138€110,032▲
Operating profit (loss)9901-€5,525€109,512▲
Financial charges65/66B€32,969€34,209▲
Recurring financial charges65€32,969€34,209▲
Profit (loss) for the period before taxes9903-€38,494€75,303▲
Profit (loss) for the period9904-€38,494€75,303▲
Profit (loss) for the period to be appropriated9905-€38,494€75,303▲
Appropriation of the result
Profit (loss) to be appropriated9906-€38,494€36,809▲
Profit (loss) brought forward from the previous period14P--€38,494
Transfer to equity691/2-€36,809
To other reserves6921-€36,809

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Other operating charges640/8€387€520▲ 34.2%
Gross operating margin9900-€5,138€110,032▲ 2,242%
Operating profit (loss)9901-€5,525€109,512▲ 2,082%
Financial charges65/66B€32,969€34,209▲ 3.8%
Recurring financial charges65€32,969€34,209▲ 3.8%
Profit (loss) for the period before taxes9903-€38,494€75,303▲ 296%
Profit (loss) for the period9904-€38,494€75,303▲ 296%
Profit (loss) for the period to be appropriated9905-€38,494€75,303▲ 296%
Line20242025Change
Assets
Total assets20/58€1.2m€1.2m▲ 0.1%
Fixed assets21/28€1.2m€1.2m=
Financial fixed assets28€1.2m€1.2m=
Current assets29/58€21,965€23,294▲ 6.1%
Cash at bank and in hand54/58€21,965€23,294▲ 6.1%
Equity and liabilities
Total equity and liabilities10/49€1.2m€1.2m▲ 0.1%
Equity10/15€111,506€186,809▲ 67.5%
Contributions10/11€150,000€150,000=
Reserves13-€36,809-
Distributable reserves133-€36,809-
Profit (loss) carried forward14-€38,494€0▲ 100%
Amounts payable17/49€1.1m€1.0m▼ 6.7%
Amounts payable after more than one year17€942,857€871,428▼ 7.6%
Financial debts170/4€942,857€871,428▼ 7.6%
Amounts payable within one year42/48€167,602€135,057▼ 19.4%
Current portion of amounts payable after more than one year42€157,143€114,286▼ 27.3%
Trade debts44€589€1,031▲ 75.0%
Suppliers440/4€589€1,031▲ 75.0%
Other amounts payable47/48€9,870€19,740▲ 100%
Accrued charges and deferred income492/3-€30,000-
Line20242025Change
Profit (loss) for the period9904-€38,494€75,303▲ 296%
Operating cash flow (approximation)-€38,494€75,303▲ 296%
Investment in fixed assets (approximation)-€0-
Change in cash-€1,329-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €75,303
Net result €75,303 after one loss-making year.
31-12
Financial Equity above €150,000Eq €186,809 ▲67.5%
Equity rises from €111,506 to €186,809.
29-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ravels · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
4,647 m²
Building footprint
191 m²
Volume, LiDAR
987 m³
Parcel 13035A0144/00E000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
WiniCo
Klein Ravels 154, 2380 RavelsHoldings
since 20242.357.818.986
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13035A0144/00E000 Flanders 4,647 m² 1 · 191 m² 9.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,730 companies in sector 64210 we hold annual accounts for 19,772. 13,482 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded27-03-2024
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies

Scores and ratios are computed by Checked and are not a credit decision.