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AGENDO

Active
Private limited companyfounded 198640 yrs activeRue de France 3, 4800 Verviers, BelgiumKBO/BCE: BE 0428.646.364
Summary

AGENDO has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€16,417) and a net result of -€23,848. Equity is shrinking by ~24.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 13085 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
AGENDOActiveChecked score 38/100
Risk analysis ReportCompare

Overview

What they do
Certified accountants and tax accountants
NACE 69201Legal and accounting activities NACE 69202NACE 74142
#7 oldest company in Verviers, Professional and technical services sector1 site
How big
€498,715total assets 2025
Staff
2.2 FTE
Equity
-€16,417
Loss
-€23,848
Financially healthy?
38 Weak Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Parent
P.H. FINANCE · 100%
Accounts filed 38 d late1 of 10 deeds read
Why 38- Annual accounts: weaker financial profile- Higher-failure-rate region- Negative equity+ Lower-failure-rate sector+ Long track recordFiled after the deadlineShow the evidence

Checked score

Score 2025
38 / 100
Weak
Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▼-42
Solvency22▼-4
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.95 against 1.03 in 2024; short-term debt: 96.5% and cash: 2.1% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 40 years 0 50 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-3.3%
Return on assets
-4.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€16,417
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
38 d late
2024
91 d late
2023
98 d late
2022
196 d late
2021
22 d late
2020
61 d late
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 85 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 October (4 of the last 5 filed years within 69 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Registered officeRegistered-office move
  3. Weakest financial yearnet -€23,848

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€16,417 View
  • Caution: Among the weakest 5% on solvencysector median 56.7% · 13,085 companies -3.3% View
  • Controlled by P.H. FINANCE 100% View

By topic

Financials

Fiscal year
2025
Total assets
€498,715
Loss
-€23,848
Solvency
-3.3%
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 07-09-2026Annual accounts filed
  2. 30-03-2026Registered office
  3. 31-12-2025Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Certified accountants and tax accountantsNACE 69201
Founded
01-03-1986
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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