Checked.be
Active
BE 0794.408.719Private limited company
LMA CONCEPT
Rue du Château 53 ·6150 Anderlues, Belgium· 3 yrs active
Sector: Retail trade
(47260)
Conclusion
The computed 12-month bankruptcy probability of LMA CONCEPT is 3.2% (average). The 2024 annual accounts show equity of €965k and a net result of €787k. Its solvency ranks better than 86% of 1229 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €965k |
| Net result | €787k |
| Better than sector | 86% |
| Active | 3 yrs |
Snowflake analysis
94
/ 100
Exceptional profile — strong across almost every axis.
Health
100
Profitability
100
Solvency
99
Growth
78
Stability
94
Bankruptcy probability (12 mo)
3.2%
Average
0%0,5%1,5%4%10%≥25%
Young company
+Multiple establishment units
+Higher-failure-rate sector
+
Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2022 — past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
No administrative flags
Health barometer
100
/ 100
Excellent
Unlock the full score breakdown, per-year score history and the indicative credit limit from Starter.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.
Financial overview
Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47 — Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 60.6% | 18.9% | |
| Net result | €787k | €4k | |
| Equity | €965k | €14k | |
| Gross operating margin | €1.13M | €24k | |
| Staff costs | €21k | €32k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€1.10M
+344.3%
+5423% vs sector
€787k
+352.9%
+9014% vs sector
€820k
+339.6%
+5892% vs sector
€1.59M
+464.5%
+2937% vs sector
€965k
+444.0%
+5622% vs sector
€681k
+679.1%
+8463% vs sector
€21k
+231.9%
+31% vs sector
€275k
+366.9%
+10462% vs sector
€627k
+499.1%
+1664% vs sector
€325k
+210.5%
+1370% vs sector
€302k
—
+92% vs sector
3.10
+68.7%
+78% vs sector
3.10
+68.7%
+119% vs sector
60.6%
-3.6%
+33% vs sector
0.65
+10.1%
-45% vs sector
81.6%
-16.7%
+163% vs sector
49.5%
-19.8%
+230% vs sector
87.77
+9.3%
+1251% vs sector
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Revenue | — |
| EBITDA | €1.10M |
| Net profit | €787k |
| Cash flow | €820k |
| Staff costs | €21k |
| Income taxes | €275k |
| Dividends | — |
| Total assets | €1.59M |
| Equity | €965k |
| Debt | €627k |
| of which ≤ 1y | €325k |
| of which > 1y | €302k |
| Working capital | €681k |
| Employees (FTE) | — |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 3.10 |
| Quick ratio | 3.10 |
| Working capital ratio | 42.8% |
| Solvency | 60.6% |
| Debt / equity | 0.65 |
| Long-term debt ratio | 0.31 |
| Interest coverage | 87.77 |
| Gross margin | — |
| Net margin | — |
| ROA | 49.5% |
| ROE | 81.6% |
| EBITDA margin | — |
| Days sales outstanding | — |
| Days payable outstanding | — |
| Inventory turnover | — |
| Days inventory (DSI) | — |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet — Assets | ||
| TOTAL ASSETS | 20/58 | €1.59M |
| Fixed assets | 21/28 | €586k |
| Intangible fixed assets | 21 | €14k |
| Tangible fixed assets | 22/27 | €447k |
| Financial fixed assets | 28 | €125k |
| Current assets | 29/58 | €1.01M |
| Amounts receivable within one year | 40/41 | €111k |
| Cash & bank | 54/58 | €894k |
| Balance sheet — Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.59M |
| Equity | 10/15 | €965k |
| Contributions / capital | 10/11 | €4k |
| Reserves | 13 | €961k |
| Amounts payable | 17/49 | €627k |
| Amounts payable after one year | 17 | €302k |
| Amounts payable within one year | 42/48 | €325k |
| Income statement | ||
| Gross operating margin | 9900 | €1.13M |
| Operating result | 9901 | €1.07M |
| Financial income | 75 | €3k |
| Financial charges | 65 | €13k |
| Result before taxes | 9903 | €1.06M |
| Income taxes | 67/77 | €275k |
| Net result for the period | 9904 | €787k |
| Result to be appropriated | 9905 | €787k |
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Ratios computed by Checked.
Legal Structure
| NACE primary | Retail trade(47260) |
| Legal form | Private limited company(610) |
| Incorporation | 05-12-2022 |
| Status | Active |
| Postal code | 6150 |
Establishment units
VIP VAPE
since 20222.350.874.677
CourcelVape
since 20232.352.559.410
LMA Concept Production
since 20252.373.077.680
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.
Wallonia
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56302D0018/00V002 | Wallonia | 1,008 m² | 1 · 111 m² | 11.3 m · 3 fl. |
| 56302D0036/00E003 | Wallonia | 891 m² | 1 · 79 m² | 11.0 m · 3 fl. |
| 56001A0091/00S000 | Wallonia | 677 m² | 1 · 126 m² | 7.9 m · 2 fl. |
| 52322B0827/00H000 | Wallonia | 285 m² | 1 · 78 m² | 11.3 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates
A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
29-08-2025
NBB filing
Annual accounts filed
2024
31-08-2024
NBB filing
Annual accounts filed
Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE)
Activities
Detailhandel in tabaksproducten in gespecialiseerde winkels47260Detailhandel in tabaksproducten47260Bouwrijp maken van terreinen43120Bouwrijp maken van terreinen43120Handelsbemiddeling in goederen, algemeen assortiment46190Handelsbemiddeling in de niet-gespecialiseerde groothandel46190Detailhandel in dranken in gespecialiseerde winkels, algemeen assortiment47252Detailhandel in dranken, algemeen assortiment47252Detailhandel in bloemen, planten, zaden en kunstmeststoffen in gespecialiseerde winkels47761Detailhandel in bloemen, planten, zaden en kunstmeststoffen47761Overige detailhandel in nieuwe artikelen in gespecialiseerde winkels, n.e.g.47789Overige detailhandel in nieuwe artikelen neg47789
Primary activity highlighted.
Names & trade names
| Legal nameFR | LMA CONCEPT |
Registered office
Rue du Château 53 bus B
6150 Anderlues, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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