LJV Consult
ActiveThe annual accounts of LJV Consult for fiscal year 2024 show a net loss of 100% of the equity at the start of that year. The 2024 annual accounts show equity of €12 and a net result of €-4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 15368 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency25▼-35
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.66 against 1.02 in 2023; short-term debt: 99.9% and cash: 37.6% of total assets), and 99.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
0.1%
Return on assets
-44.7%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
2021222324
2020 to 2024 · latest year €-4k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 15368 sector peers (2024).
NBB · sector comparisonPosition among 15368 sector peers
Solvency
better than 5%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-12-2025, 140 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
140 d late
2023
on the day
2022
357 d late
2021
112 d late
2020
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€12▼ 99.7%
2023 · €4k
2020: €1k
2021: €5k
2022: €7k
2023: €4k
2020 → 2024
Total assets
€10k▼ 23.0%
2023 · €13k
2020: €2k
2021: €8k
2022: €13k
2023: €13k
2020 → 2024
Net result
€-4k▼ 48.5%
2023 · €-3k
2020: €-2k
2021: €4k
2022: €2k
2023: €-3k
2020 → 2024
Working capital
€-3k
2023 · €158
2020: €1k
2021: €5k
2022: €7k
2023: €158
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1k-€5k▲ 392%€7k▲ 48.9%€4k▼ 40.2%€12▼ 99.7%
Operating result€-2k-€5k€4k▼ 30.5%€-3k€-3k▼ 14.1%
Net result€-2k-€4k€2k▼ 38.7%€-3k€-4k▼ 48.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2024 against €3k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €10k
Fixed assets
€3k▼ 21.0%
Current assets
€6k▼ 24.0%
Equity and liabilities €10k
Equity
€12▼ 99.7%
Debt
€10k▲ 17.4%
The debt ratio rises from 65.5% to 99.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-2k▲
2023 · €-3k
Cash flow
€-3k▼
2023 · €-3k
Solvency
0.1%▼
2023 · 34.5%
Current ratio
0.66▼
2023 · 1.02
Quick ratio
0.66▼
2023 · 1.02
ROA
-44.7%▼
2023 · -23.2%
Interest coverage
-54.15▲
2023 · -70.62
Debt
€10k▲
2023 · €8k
Debt ≤ 1 year
€10k▲
2023 · €8k
Income taxes
€1k
Equity ratios withheld: equity of €12 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€13k€10k▼
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€9k€6k▼
Amounts receivable within one year40/41€2k€3k▲
Trade receivables40€2k€2k▲
Other amounts receivable41€3€283▲
Cash at bank and in hand54/58€6k€4k▼
Deferred charges and accrued income490/1€51-
Equity and liabilities
Total equity and liabilities10/49€13k€10k▼
Equity10/15€4k€12▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€1k€-3k▼
Amounts payable17/49€8k€10k▲
Amounts payable within one year42/48€8k€10k▲
Trade debts44€7k-
Suppliers440/4€7k-
Taxes, remuneration and social security45€1k€9k▲
Taxes450/3€1k€8k▲
Remuneration and social security454/9-€1k
Other amounts payable47/48€367€417▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€213€891▲
Other operating charges640/8€125€62▼
Gross operating margin9900€-3k€-2k▲
Operating profit (loss)9901€-3k€-3k▼
Financial income75/76B-€51
Recurring financial income75-€51
Financial charges65/66B€38€45▲
Recurring financial charges65€38€45▲
Profit (loss) for the period before taxes9903€-3k€-3k▼
Income taxes67/77-€1k
Profit (loss) for the period9904€-3k€-4k▼
Profit (loss) for the period to be appropriated9905€-3k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1k€-3k▼
Profit (loss) brought forward from the previous period14P€4k€1k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 140 days late
2024
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
22-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 357 days late
2022
20-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 112 days late
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkhofstraat 373500 HasseltGround area
188 m²
Building footprint
87 m²
Volume, LiDAR
779 m³
Parcel 71325F0504/00P003, Flanders · tallest building 13.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LJV Consult
since 20192.294.570.038
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71325F0504/00P003 | Flanders | 188 m² | 1 · 87 m² | 13.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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FDU LEX
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Le Boudec
BE 0781.388.052
Mechelen · Eq €100
XK CONSULT
BE 0783.508.392
Gent · Eq €100
HDX Immobilier
BE 1006.449.036
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Of 2,761 companies in sector 69109 we hold annual accounts for 1,209. 5 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-10-2019
Fiscal year end31-12
Activities, NACEBEL
69109Other legal services
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.