AB Consulting
ActiveSummary
AB Consulting has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €-6k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 55% of 12738 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-97
Solvency86▲+14
Growth52=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61%
Return on assets
-45.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-08-2026, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
23 d late
2024
1 d early
2023
24 d late
2022
43 d late
2021
3 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 42.6%
2024 · €14k
2021: €8klowest in 5 years
2022: €13k▲ +73.5% vs 2021
2023: €16k▲ +24.0% vs 2022highest in 5 years
2024: €14k▼ -16.4% vs 2023
2025: €8k▼ -42.6% vs 2024
2021 → 2025
Total assets
€13k▼ 55.7%
2024 · €29k
2021: €70khighest in 5 years
2022: €16k▼ -77.5% vs 2021
2023: €31k▲ +96.4% vs 2022
2024: €29k▼ -5.1% vs 2023
2025: €13k▼ -55.7% vs 2024lowest in 5 years
2021 → 2025
Net result
€-6k
2024 · €7k
2021: €71khighest in 5 years
2022: €6k▼ -92.1% vs 2021
2023: €12k▲ +117% vs 2022
2024: €7k▼ -46.4% vs 2023
2025: €-6k▼ -190% vs 2024lowest in 5 years
2021 → 2025
Working capital
€7k▼ 42.6%
2024 · €13k
2021: €7klowest in 5 years
2022: €13k▲ +90.0% vs 2021
2023: €16k▲ +28.4% vs 2022highest in 5 years
2024: €13k▼ -22.3% vs 2023
2025: €7k▼ -42.6% vs 2024
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€13k▲ 73.5%€16k▲ 24.0%€14k▼ 16.4%€8k▼ 42.6%
2021: €8klowest in 5 years
2022: €13k▲ +73.5% vs 2021
2023: €16k▲ +24.0% vs 2022highest in 5 years
2024: €14k▼ -16.4% vs 2023
2025: €8k▼ -42.6% vs 2024
Operating result€89k-€8k▼ 91.3%€13k▲ 71.5%€6k▼ 55.2%€-6k
2021: €89khighest in 5 years
2022: €8k▼ -91.3% vs 2021
2023: €13k▲ +71.5% vs 2022
2024: €6k▼ -55.2% vs 2023
2025: €-6k▼ -209% vs 2024lowest in 5 years
Net result€71k-€6k▼ 92.1%€12k▲ 117%€7k▼ 46.4%€-6k
2021: €71khighest in 5 years
2022: €6k▼ -92.1% vs 2021
2023: €12k▲ +117% vs 2022
2024: €7k▼ -46.4% vs 2023
2025: €-6k▼ -190% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €6k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13k
Fixed assets
€577 ▼ 43.1%
Current assets
€12k ▼ 56.1%
Equity and liabilities €13k
Equity
€8k ▼ 42.6%
Debt
€5k ▼ 67.3%
Debt's share of the balance-sheet total falls from 53.0% to 39.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-6k▼
2024 · €6k
Cash flow
€-5k▼
2024 · €7k
Current ratio
2.45▲
2024 · 1.82
Debt to equity
0.64▼
2024 · 1.13
ROE
-74.2%▼
2024 · 47.4%
ROA
-45.2%▼
2024 · 22.3%
Interest coverage
-80.80▼
2024 · 129.57
Debt ≤ 1 year
€5k▼
2024 · €16k
Staff costs
€0▼
2024 · €103
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€29k€13k▼
Fixed assets21/28€1k€577▼
Tangible fixed assets22/27€1k€577▼
Furniture and vehicles24€1k€577▼
Current assets29/58€28k€12k▼
Amounts receivable within one year40/41€17k€10k▼
Trade receivables40€3k€528▼
Other amounts receivable41€15k€10k▼
Cash at bank and in hand54/58€11k€2k▼
Equity and liabilities
Total equity and liabilities10/49€29k€13k▼
Equity10/15€14k€8k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€11k€5k▼
Amounts payable17/49€16k€5k▼
Amounts payable within one year42/48€16k€5k▼
Trade debts44€725€450▼
Suppliers440/4€725€450▼
Taxes, remuneration and social security45€6k€5k▼
Taxes450/3€6k€5k▼
Other amounts payable47/48€9k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€103€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€352€436▲
Other operating charges640/8€387€553▲
Gross operating margin9900€7k€-5k▼
Operating profit (loss)9901€6k€-6k▼
Financial income75/76B€635€669▲
Recurring financial income75€635€669▲
Financial charges65/66B€49€75▲
Recurring financial charges65€49€75▲
Profit (loss) for the period before taxes9903€7k€-6k▼
Income taxes67/77€0-
Profit (loss) for the period9904€7k€-6k▼
Profit (loss) for the period to be appropriated9905€7k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€5k▼
Profit (loss) brought forward from the previous period14P€14k€11k▼
Profit to be distributed694/7€9k€0▼
Directors or managers695€9k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €103 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €379 | €435 | €435 | €352 | €436 | ▲ 24.1% |
| Other operating charges640/8 | - | €443 | €463 | €387 | €553 | ▲ 42.7% |
| Gross operating margin9900 | €89k | €9k | €14k | €7k | €-5k | ▼ 181% |
| Operating profit (loss)9901 | €89k | €8k | €13k | €6k | €-6k | ▼ 209% |
| Financial income75/76B | €98 | - | €203 | €635 | €669 | ▲ 5.4% |
| Recurring financial income75 | €98 | - | €203 | €635 | €669 | ▲ 5.4% |
| Financial charges65/66B | €19 | €107 | €69 | €49 | €75 | ▲ 53.4% |
| Recurring financial charges65 | €19 | €107 | €69 | €49 | €75 | ▲ 53.4% |
| Profit (loss) for the period before taxes9903 | €89k | €8k | €13k | €7k | €-6k | ▼ 190% |
| Income taxes67/77 | €18k | €2k | €1k | €0 | - | - |
| Profit (loss) for the period9904 | €71k | €6k | €12k | €7k | €-6k | ▼ 190% |
| Profit (loss) for the period to be appropriated9905 | €71k | €6k | €12k | €7k | €-6k | ▼ 190% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €70k | €16k | €31k | €29k | €13k | ▼ 55.7% |
| Fixed assets21/28 | €926 | €491 | €56 | €1k | €577 | ▼ 43.1% |
| Tangible fixed assets22/27 | €926 | €491 | €56 | €1k | €577 | ▼ 43.1% |
| Plant, machinery and equipment23 | €926 | €491 | - | - | - | - |
| Furniture and vehicles24 | - | - | €56 | €1k | €577 | ▼ 43.1% |
| Current assets29/58 | €69k | €15k | €31k | €28k | €12k | ▼ 56.1% |
| Amounts receivable within one year40/41 | €9k | €11k | €21k | €17k | €10k | ▼ 40.5% |
| Trade receivables40 | €9k | €9k | €15k | €3k | €528 | ▼ 79.8% |
| Other amounts receivable41 | - | €2k | €6k | €15k | €10k | ▼ 33.6% |
| Cash at bank and in hand54/58 | €60k | €4k | €10k | €11k | €2k | ▼ 81.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €70k | €16k | €31k | €29k | €13k | ▼ 55.7% |
| Equity10/15 | €8k | €13k | €16k | €14k | €8k | ▼ 42.6% |
| Contributions10/11 | €3k | €3k | €3k | €3k | €3k | = |
| Capital10 | €3k | €3k | - | - | - | - |
| Issued capital100 | €3k | €3k | - | - | - | - |
| Profit (loss) carried forward14 | €5k | €11k | €14k | €11k | €5k | ▼ 52.0% |
| Amounts payable17/49 | €62k | €2k | €14k | €16k | €5k | ▼ 67.3% |
| Amounts payable within one year42/48 | €62k | €2k | €14k | €16k | €5k | ▼ 67.3% |
| Trade debts44 | €668 | €142 | €110 | €725 | €450 | ▼ 38.0% |
| Suppliers440/4 | €668 | €142 | €110 | €725 | €450 | ▼ 38.0% |
| Taxes, remuneration and social security45 | €34k | €2k | €5k | €6k | €5k | ▼ 16.6% |
| Taxes450/3 | €34k | €2k | €5k | €6k | €5k | ▼ 16.6% |
| Other amounts payable47/48 | €28k | - | €9k | €9k | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €71k | €6k | €12k | €7k | €-6k | ▼ 190% |
| + Depreciation and write-downs630 | €379 | €435 | €435 | €352 | €436 | ▲ 24.1% |
| Operating cash flow (approximation) | €72k | €6k | €13k | €7k | €-5k | ▼ 179% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €-1k | €0 | ▲ 100% |
| Change in cash | - | €-55k | €6k | €829 | €-9k | ▼ 1,161% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 23 days late
2025
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
12-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 43 days late
2022
31-12
Financial
Liquidity times 6current ratio 6.28
Current ratio from 1.11 to 6.28; short-term debt falls from €62k to €2k.
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2020
Ground area
303 m²
Building footprint
80 m²
Volume, LiDAR
701 m³
Parcel 21614F0154/00X003, Brussels · tallest building 12.9 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Je.Tu.Il
since 20202.308.706.896
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614F0154/00X003 | Brussels | 303 m² | 1 · 80 m² | 12.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,762 companies in sector 69109 we hold annual accounts for 1,208. 543 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-10-2020
Fiscal year end31-12
Activities, NACEBEL 2025
69109Other legal services
86931Psychology services
Scores and ratios are computed by Checked and are not a credit decision.