LJ CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of LJ CONSTRUCT is 2.0% (moderate). The 2025 annual accounts show equity of €213,462 and a net result of €190,665. Its solvency ranks better than 61% of 7524 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+13
Solvency79▲+24
Growth85
Track record82
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €16,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.08 against 1.45 in 2024; short-term debt: 46% and cash: 40.1% of total assets), and 46% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54%
Return on assets
48.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
13 d late
2024
6 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 10 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
In the rankings
#8 company by equity in Anderlues, Construction sector
Turnover
€947,728▲ 227%
2024 · €289,392
EBIT margin
28.7%▲ 19.1pp
2024 · 9.7%
Net result
€190,665▲ 863%
2024 · €19,797
Working capital
€196,667▲ 853%
2024 · €20,626
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Turnover€289,392-€947,728▲ 227%
Operating result€28,050-€272,421▲ 871%
Net result€19,797-€190,665▲ 863%
EBIT margin9.7%-28.7%▲ 19.1pp
Equity€22,797-€213,462▲ 836%
Total assets€75,197-€395,613▲ 426%
Debt€52,400-€182,152▲ 248%
Working capital€20,626-€196,667▲ 853%
Staff (FTE)4-5.3▲ 32.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 871% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €395,613
Fixed assets
€16,795 ▲ 95.5%
Current assets
€378,818 ▲ 469%
Equity and liabilities €395,613
Equity
€213,462 ▲ 836%
Debt
€182,152 ▲ 248%
Debt's share of the balance-sheet total falls from 69.7% to 46.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€275,718▲
2024 · €29,469
Cash flow
€193,962▲
2024 · €21,216
Current ratio
2.08▲
2024 · 1.45
Quick ratio
2.05▲
2024 · 1.29
Debt to equity
0.85▼
2024 · 2.30
ROE
89.3%▲
2024 · 86.8%
ROA
48.2%▲
2024 · 26.3%
Interest coverage
12.75▲
2024 · 9.65
Debt ≤ 1 year
€182,152▲
2024 · €45,978
Income taxes
€60,138▲
2024 · €5,200
Staff costs
€144,181▲
2024 · €71,464
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Turnover70 | €289,392 | €947,728 | ▲ 227% |
| Goods, raw materials, services and sundry goods60/61 | €187,586 | €525,216 | ▲ 180% |
| Remuneration, social security and pensions62 | €71,464 | €144,181 | ▲ 102% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,419 | €3,297 | ▲ 132% |
| Other operating charges640/8 | €872 | €2,613 | ▲ 199% |
| Gross operating margin9900 | €101,805 | €422,512 | ▲ 315% |
| Operating profit (loss)9901 | €28,050 | €272,421 | ▲ 871% |
| Financial income75/76B | €0 | €0 | ▼ 6.5% |
| Recurring financial income75 | €0 | €0 | ▼ 6.5% |
| Financial charges65/66B | €3,053 | €21,619 | ▲ 608% |
| Recurring financial charges65 | €3,053 | €21,619 | ▲ 608% |
| Profit (loss) for the period before taxes9903 | €24,998 | €250,802 | ▲ 903% |
| Income taxes67/77 | €5,200 | €60,138 | ▲ 1,056% |
| Profit (loss) for the period9904 | €19,797 | €190,665 | ▲ 863% |
| Profit (loss) for the period to be appropriated9905 | €19,797 | €190,665 | ▲ 863% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €75,197 | €395,613 | ▲ 426% |
| Fixed assets21/28 | €8,592 | €16,795 | ▲ 95.5% |
| Tangible fixed assets22/27 | €8,081 | €13,284 | ▲ 64.4% |
| Furniture and vehicles24 | €8,081 | €13,284 | ▲ 64.4% |
| Financial fixed assets28 | €511 | €3,511 | ▲ 587% |
| Current assets29/58 | €66,605 | €378,818 | ▲ 469% |
| Stocks and contracts in progress3 | €7,448 | €5,453 | ▼ 26.8% |
| Stocks30/36 | €7,448 | €5,453 | ▼ 26.8% |
| Amounts receivable within one year40/41 | €46,381 | €208,870 | ▲ 350% |
| Trade receivables40 | €34,786 | €13,776 | ▼ 60.4% |
| Other amounts receivable41 | €11,595 | €195,094 | ▲ 1,583% |
| Cash at bank and in hand54/58 | €6,037 | €158,617 | ▲ 2,527% |
| Deferred charges and accrued income490/1 | €6,738 | €5,878 | ▼ 12.8% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €75,197 | €395,613 | ▲ 426% |
| Equity10/15 | €22,797 | €213,462 | ▲ 836% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Reserves13 | €19,000 | €210,000 | ▲ 1,005% |
| Distributable reserves133 | €19,000 | €210,000 | ▲ 1,005% |
| Profit (loss) carried forward14 | €797 | €462 | ▼ 42.1% |
| Amounts payable17/49 | €52,400 | €182,152 | ▲ 248% |
| Amounts payable within one year42/48 | €45,978 | €182,152 | ▲ 296% |
| Trade debts44 | €36,618 | €114,719 | ▲ 213% |
| Suppliers440/4 | €36,618 | €114,719 | ▲ 213% |
| Taxes, remuneration and social security45 | €8,203 | €67,433 | ▲ 722% |
| Taxes450/3 | €6,068 | €59,547 | ▲ 881% |
| Remuneration and social security454/9 | €2,135 | €7,886 | ▲ 269% |
| Other amounts payable47/48 | €1,157 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | €6,422 | €0 | ▼ 100% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €19,797 | €190,665 | ▲ 863% |
| + Depreciation and write-downs630 | €1,419 | €3,297 | ▲ 132% |
| Operating cash flow (approximation) | €21,216 | €193,962 | ▲ 814% |
| Investment in fixed assets (approximation) | - | -€11,500 | - |
| Change in cash | - | €152,580 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
31-12
Financial
Equity above €200,000Eq €213,462 ▲836%
2 profitable years in a row build equity to €213,462.
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlues · 1 establishment unit since 2024
Ground area
2,189 m²
Building footprint
82 m²
Volume, LiDAR
484 m³
Parcel 56302D0354/00R002, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LJ CONSTRUCT
since 20242.359.647.734
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56302D0354/00R002 | Wallonia | 2,189 m² | 1 · 82 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
3 categoriesLJ CONSTRUCT SRL46230
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,037. 11,926 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-03-2024
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41003General construction of other non-residential buildings
43110Demolition
43120Site preparation
43230Insulation installation
43910Bricklaying and masonry work
Contact
E-mail
ljconstruct.anderlues@gmail.com
Phone
+32470122654
Scores and ratios are computed by Checked and are not a credit decision.