LJ CAPITAL
ActiveLJ CAPITAL has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1k and a net result of €22k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+5
Solvency26=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.3%
Return on assets
27.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7750 sector peers (2025).
NBB · sector comparisonPosition among 7750 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
52 d early
2024
31 d early
2023
11 d early
2022
26 d early
2021
25 d early
2020
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1k=
2024 · €1k
2020: €44k
2021: €119k
2022: €205k
2023: €1k
2024: €1k
2020 → 2025
Total assets
€80k▼ 48.9%
2024 · €157k
2020: €67k
2021: €167k
2022: €257k
2023: €280k
2024: €157k
2020 → 2025
Net result
€22k▼ 32.8%
2024 · €33k
2020: €43k
2021: €76k
2022: €86k
2023: €56k
2024: €33k
2020 → 2025
Working capital
€-29k▲ 34.5%
2024 · €-44k
2020: €44k
2021: €115k
2022: €202k
2023: €-55k
2024: €-44k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€119k-€205k▲ 72.0%€1k▼ 99.5%€1k=€1k=
Operating result€94k-€108k▲ 14.3%€75k▼ 30.4%€44k▼ 41.6%€30k▼ 31.2%
Net result€76k-€86k▲ 13.6%€56k▼ 34.6%€33k▼ 41.6%€22k▼ 32.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 31% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €80k
Fixed assets
€30k▼ 33.8%
Current assets
€50k▼ 55.0%
Equity and liabilities €80k
Equity
€1k=
Debt
€79k▼ 49.3%
The debt ratio falls from 99.4% to 98.7%. Debt is lower.
Key figures and ratios
EBITDA
€45k▼
2024 · €59k
Cash flow
€37k▼
2024 · €48k
Solvency
1.3%▲
2024 · 0.6%
Current ratio
0.64▼
2024 · 0.72
Quick ratio
0.64▼
2024 · 0.72
Debt / equity
78.95
ROA
27.5%▲
2024 · 20.9%
Interest coverage
163.80▼
2024 · 215.19
Debt
€79k▼
2024 · €156k
Debt ≤ 1 year
€79k▼
2024 · €156k
Income taxes
€8k▼
2024 · €11k
A ratio outside any meaningful range has been withheld (balance sheet total €80k, equity €1k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€157k€80k▼
Fixed assets21/28€45k€30k▼
Tangible fixed assets22/27€45k€30k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€43k€28k▼
Current assets29/58€112k€50k▼
Amounts receivable within one year40/41€46k€27k▼
Trade receivables40€40k€27k▼
Other amounts receivable41€6k-
Cash at bank and in hand54/58€66k€24k▼
Equity and liabilities
Total equity and liabilities10/49€157k€80k▼
Equity10/15€1k€1k=
Contributions10/11€1k€1k=
Amounts payable17/49€156k€79k▼
Amounts payable within one year42/48€156k€79k▼
Trade debts44€111€104▼
Suppliers440/4€111€104▼
Taxes, remuneration and social security45€7k€13k▲
Taxes450/3€7k€13k▲
Other amounts payable47/48€149k€66k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▲
Other operating charges640/8€824€785▼
Gross operating margin9900€60k€46k▼
Operating profit (loss)9901€44k€30k▼
Financial charges65/66B€273€277▲
Recurring financial charges65€273€277▲
Profit (loss) for the period before taxes9903€44k€30k▼
Income taxes67/77€11k€8k▼
Profit (loss) for the period9904€33k€22k▼
Profit (loss) for the period to be appropriated9905€33k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€22k▼
Profit to be distributed694/7€33k€22k▼
Return on contributions (dividend)694€33k€22k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €22k ▼32.8%
Net result drops to €22k, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €86k ▲13.6%
Operating result €108k, net result €86k, both a record.
31-12
Financial
Equity above €200kEq €205k ▲72%
3 profitable years in a row build equity to €205k.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €119k ▲173%
2 profitable years in a row build equity to €119k.
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drie Koningenstraat 99051 GentGround area
1,452 m²
Building footprint
277 m²
Volume, LiDAR
1,874 m³
Parcel 44062B0349/00M000, Flanders · tallest building 18.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LJ CAPITAL
since 20192.297.986.814
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44062B0349/00M000 | Flanders | 1,452 m² | 1 · 277 m² | 18.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,404. 1,008 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-2019
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
69102Activities of notaries
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.