Active BE 0760.562.647Private limited company

LIZ-A

Peperstraat 1 ·2627 Schelle, Belgium· 5 yrs active

Sector: Food & beverage service (56111)

Conclusion Checked

The computed 12-month bankruptcy probability of LIZ-A is 3.2% (moderate). The 2025 annual accounts show equity of €191k and a net result of €7k. Equity is growing by ~22.3% per year across the filed fiscal years. Its solvency ranks better than 56% of 1080 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Key figures

Equity	€191k
Net result	€7k
Better than sector	56%
Active	5 yrs

Snowflake analysis 5 axes · computed by Checked

70 / 100

Strong profile, led by stability.

Health 67

Profitability 56

Solvency 47

Growth 85

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

3.2% Moderate

0%0,5%1,5%4%10%≥25%

Higher-failure-rate sector +Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

More than 3 years active

Founded in 2020, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2025 · computed

67 / 100 Healthy

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview4 NBB filings

Annual accounts filed on 26-02-2026 with the NBB · fiscal year 2025 · micro

RevenueOperating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~22.3%/year over 4 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	32.2%	25.9%	better than 56% of 1080 sector peers
Net result	€7k	€7k	better than 50% of 1081 sector peers
Equity	€191k	€23k	better than 94% of 1083 sector peers
Gross operating margin	€48k	€64k	better than 42% of 1077 sector peers
Staff costs	€-2k	€52k	higher than 5% of 788 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Revenue

€152k

+7.4% 22-25

EBITDA

€44k

+20.4% +12% vs sector

Net profit

€7k

- far above sector median

Cash flow

€30k

+68.1% +50% vs sector

Total assets

€593k

-6.2% +43% vs sector

Equity

€191k

+3.9% +27% vs sector

Working capital

€-4k

- far below sector median

Staff costs

€-2k

- far below sector median

Debt

€402k

-10.3% +60% vs sector

Debt ≤ 1y

€28k

+9.3% -81% vs sector

Debt > 1y

€373k

-11.5% +155% vs sector

Current ratio

0.86

-44.9% -62% vs sector

Quick ratio

0.86

-44.9% -56% vs sector

Solvency

32.2%

+10.8% -20% vs sector

Debt / equity

2.10

-13.7% +26% vs sector

ROE

3.8%

- far above sector median

ROA

1.2%

- -18% vs sector

Net margin

4.7%

- 22-25

EBITDA margin

28.9%

+12.1% 22-25

Interest coverage

3.15

+61.1% -21% vs sector

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Revenue	€152k
EBITDA	€44k
Net profit	€7k
Cash flow	€30k
Staff costs	€-2k
Income taxes	-
Dividends	-
Total assets	€593k
Equity	€191k
Debt	€402k
of which ≤ 1y	€28k
of which > 1y	€373k
Working capital	€-4k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	0.86
Quick ratio	0.86
Working capital ratio	-0.7%
Solvency	32.2%
Debt / equity	2.10
Long-term debt ratio	1.95
Interest coverage	3.15
Gross margin	23.0%
Net margin	4.7%
ROA	1.2%
ROE	3.8%
EBITDA margin	28.9%
Days sales outstanding	1d
Days payable outstanding	1d
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €568k · 95.9% Current assets €24k · 4.1%

Equity & liabilities

Equity €191k · 32.2% Debt €402k · 67.8%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€593k
Fixed assets	21/28	€568k
Tangible fixed assets	22/27	€568k
Financial fixed assets	28	€280
Current assets	29/58	€24k
Amounts receivable within one year	40/41	€1k
Cash & bank	54/58	€23k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€593k
Equity	10/15	€191k
Contributions / capital	10/11	€220k
Accumulated profits (losses)	14	€-29k
Amounts payable	17/49	€402k
Amounts payable after one year	17	€373k
Amounts payable within one year	42/48	€28k
Trade debts payable within one year	44	€309
Income statement
Turnover	70	€152k
Gross operating margin	9900	€48k
Operating result	9901	€21k
Financial income	75	€0
Financial charges	65	€14k
Result before taxes	9903	€7k
Net result for the period	9904	€7k
Result to be appropriated	9905	€7k

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Ratios computed by Checked.

Legal Structure

NACE primary	Food & beverage service(56111)
Legal form	Private limited company(610)
Incorporation	27-12-2020
Status	Active
Postal code	2627

Establishment units 1 location

LIZ-A

Peperstraat 1, 2627 SchelleRestaurant van het traditionele type

since 20202.313.023.792

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11038A0208/00T002	Flanders	663 m²	1 · 543 m²	7.2 m

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

26-02-2026

NBB filing Annual accounts filed

fiscal year 2025 · micro

2025

11-02-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

22-02-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

21-12-2023

State Gazette act Capital & shares

Thomas Goossens

21-01-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

Belgisch Staatsblad, acts 1 acts

Capital history · 1

21-12-2023

Capital change

All acts · 1 updated 2 years ago

2023

21-12-2023 Capital increase of €110,000 to €220,000 Capital & shares·Thomas Goossens

€110.000 → €220.000
Inbreng in geld · Apport en numéraire
2 kapitaalbewegingen in deze akte

Notary: Thomas Goossens · Niel

Original publication ↗

Technical details

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Company registry (CBE) Crossroads Bank

Activities

Eetgelegenheden met volledige bediening56101Activiteiten van eetgelegenheden met volledige bediening56111

Primary activity highlighted.

Names & trade names

Legal nameNL

LIZ-A

Registered office

Peperstraat 1

2627 Schelle, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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