LIVING POINT
ActiveLIVING POINT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €248k and a net result of €20k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 61% of 10310 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▲+30
Solvency73▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 1.76 against 1.66 in 2024; short-term debt: 51.9% and cash: 3.8% of total assets), but 51.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.1%
Return on assets
3.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
92 d late
2023
125 d late
2022
68 d late
2021
120 d late
2020
59 d late
2019
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€248k▲ 8.6%
2024 · €229k
2018: €118k
2019: €123k
2020: €172k
2021: €183k
2022: €212k
2023: €223k
2024: €229k
2018 → 2025
Total assets
€516k▲ 2.6%
2024 · €503k
2018: €383k
2019: €387k
2020: €577k
2021: €667k
2022: €627k
2023: €442k
2024: €503k
2018 → 2025
Net result
€20k▲ 218%
2024 · €6k
2018: €38k
2019: €5k
2020: €49k
2021: €11k
2022: €29k
2023: €11k
2024: €6k
2018 → 2025
Working capital
€204k▲ 14.1%
2024 · €179k
2018: €97k
2019: €142k
2020: €175k
2021: €189k
2022: €264k
2023: €182k
2024: €179k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€183k-€212k▲ 15.7%€223k▲ 5.0%€229k▲ 2.8%€248k▲ 8.6%
Operating result€25k-€56k▲ 122%€22k▼ 59.8%€-28k€7k
Net result€11k-€29k▲ 151%€11k▼ 63.3%€6k▼ 41.6%€20k▲ 218%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €7k after a loss of €28k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €516k
Fixed assets
€44k▼ 17.6%
Current assets
€472k▲ 5.0%
Equity and liabilities €516k
Equity
€248k▲ 8.6%
Debt
€268k▼ 2.4%
The debt ratio falls from 54.5% to 51.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€21k▲
2024 · €-10k
Cash flow
€34k▲
2024 · €24k
Solvency
48.1%▲
2024 · 45.5%
Current ratio
1.76▲
2024 · 1.66
Quick ratio
0.61▲
2024 · 0.52
Debt / equity
1.08▼
2024 · 1.20
ROE
7.9%▲
2024 · 2.7%
ROA
3.8%▲
2024 · 1.2%
Interest coverage
3.20▲
2024 · -1.31
Debt
€268k▼
2024 · €274k
Debt ≤ 1 year
€268k▼
2024 · €270k
Income taxes
€16k▲
2024 · €2k
Staff costs
€360k▲
2024 · €332k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€503k€516k▲
Formation expenses20€0€0=
Fixed assets21/28€54k€44k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€47k€38k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€14k€11k▼
Other tangible fixed assets26€27k€23k▼
Financial fixed assets28€7k€7k=
Current assets29/58€449k€472k▲
Stocks and contracts in progress3€310k€308k▼
Stocks30/36€310k€308k▼
Amounts receivable within one year40/41€113k€144k▲
Trade receivables40€113k€142k▲
Other amounts receivable41-€2k
Cash at bank and in hand54/58€27k€20k▼
Equity and liabilities
Total equity and liabilities10/49€503k€516k▲
Equity10/15€229k€248k▲
Contributions10/11€19k€19k=
Reserves13€210k€230k▲
Distributable reserves133€210k€230k▲
Amounts payable17/49€274k€268k▼
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€270k€268k▼
Current portion of amounts payable after more than one year42€2k€57k▲
Trade debts44€128k€21k▼
Suppliers440/4€128k€21k▼
Taxes, remuneration and social security45€136k€113k▼
Taxes450/3€64k€6k▼
Remuneration and social security454/9€72k€107k▲
Other amounts payable47/48€4k€77k▲
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Remuneration, social security and pensions62€332k€360k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€14k▼
Other operating charges640/8€14k€37k▲
Gross operating margin9900€336k€418k▲
Operating profit (loss)9901€-28k€7k▲
Financial income75/76B€44k€35k▼
Recurring financial income75€44k€35k▼
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€8k€35k▲
Income taxes67/77€2k€16k▲
Profit (loss) for the period9904€6k€20k▲
Profit (loss) for the period to be appropriated9905€6k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€20k▲
Transfer to equity691/2€6k€20k▲
To other reserves6921€6k€20k▲
Social balance
Average headcount (FTE)90878.27.3▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 92 days late
2024
03-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 125 days late
2023
07-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 68 days late
2022
31-12
Financial
Equity above €200kEq €212k ▲15.7%
5 profitable years in a row build equity to €212k.
28-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 120 days late
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 59 days late
2020
31-12
Financial
Highest result since 2018net €49k ▲842%
Operating result €82k, net result €49k, both a record.
31-12
Financial
Equity above €150kEq €172k ▲39.4%
3 profitable years in a row build equity to €172k.
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 60 days late
2019
31-12
Financial
Weakest financial yearnet €5k ▼86.4%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 58 days late
2017
14-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 106 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 3 establishment units since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koninginnelaan(E) 1153630 MaasmechelenGround area
6.2 ha
Building footprint
1.8 ha
Volume, LiDAR
117,644 m³
2 parcels, Flanders · tallest building 12.6 m, ±2 floors. Linked by address, not a title deed.
3 establishment units
LIVING POINT
since 20122.209.868.549
Living Point Magazijn
since 20202.300.922.845
Living Point Slaapcomfort
since 20202.300.922.944
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73013D1028/00K000 | Flanders | 6.0 ha | 1 · 1.7 ha | 11.6 m · 2 fl. |
| 73013D1250/00B000 | Flanders | 1,884 m² | 1 · 720 m² | 12.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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HEMELAER INTERIOR
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DT BEDDING
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TOTO GROUP
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Of 2,610 companies in sector 47551 we hold annual accounts for 1,718. 1,325 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-05-2012
Fiscal year end31-12
Activities, NACEBEL
47551Retail sale of household furniture
47591Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.