LIVING INSIDE
ActiveLIVING INSIDE has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €140k and a net result of €14k. Equity is growing by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 71% of 36375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability77▲+6
Solvency91▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.16 against 1.0 in 2023; short-term debt: 34.2% and cash: 0.1% of total assets), and 34.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
28 d late
2022
30 d late
2021
29 d late
2020
30 d late
2019
70 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€140k▼ 4.0%
2023 · €145k
2018: €77k
2019: €98k
2020: €125k
2021: €140k
2022: €143k
2023: €145k
2018 → 2024
Total assets
€212k▼ 11.7%
2023 · €240k
2018: €331k
2019: €340k
2020: €299k
2021: €295k
2022: €265k
2023: €240k
2018 → 2024
Net result
€14k▲ 110%
2023 · €7k
2018: €4k
2019: €20k
2020: €29k
2021: €15k
2022: €6k
2023: €7k
2018 → 2024
Working capital
€11k
2023 · €-2
2018: €-14k
2019: €-9k
2020: €16k
2021: €29k
2022: €20k
2023: €-2
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€125k-€140k▲ 12.1%€143k▲ 1.8%€145k▲ 2.0%€140k▼ 4.0%
Operating result€43k-€25k▼ 41.4%€12k▼ 52.7%€12k▼ 3.4%€22k▲ 86.1%
Net result€29k-€15k▼ 48.4%€6k▼ 59.6%€7k▲ 11.4%€14k▲ 110%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 86% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €212k
Fixed assets
€128k▼ 11.9%
Current assets
€84k▼ 11.5%
Equity and liabilities €212k
Equity
€140k▼ 4.0%
Debt
€73k▼ 23.5%
The debt ratio falls from 39.5% to 34.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€39k▲
2023 · €32k
Cash flow
€32k▲
2023 · €27k
Solvency
65.8%▲
2023 · 60.5%
Current ratio
1.16▲
2023 · 1.00
Quick ratio
0.94▲
2023 · 0.84
Debt / equity
0.52▼
2023 · 0.65
ROE
10.2%▲
2023 · 4.7%
ROA
6.7%▲
2023 · 2.8%
Interest coverage
9.53▲
2023 · 5.80
Debt
€73k▼
2023 · €95k
Debt ≤ 1 year
€73k▼
2023 · €95k
Income taxes
€6k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€240k€212k▼
Fixed assets21/28€145k€128k▼
Tangible fixed assets22/27€145k€128k▼
Land and buildings22€133k€122k▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€12k€6k▼
Leasing and similar rights25€0€0=
Financial fixed assets28-€0
Current assets29/58€95k€84k▼
Amounts receivable after more than one year29€63k€60k▼
Other amounts receivable291€63k€60k▼
Stocks and contracts in progress3€15k€15k▲
Stocks30/36€15k€15k▲
Amounts receivable within one year40/41€17k€8k▼
Trade receivables40€7k€5k▼
Other amounts receivable41€10k€2k▼
Cash at bank and in hand54/58€53€177▲
Deferred charges and accrued income490/1-€995
Equity and liabilities
Total equity and liabilities10/49€240k€212k▼
Equity10/15€145k€140k▼
Contributions10/11€25k€25k=
Reserves13€120k€115k▼
Distributable reserves133€120k€115k▼
Profit (loss) carried forward14€14€80▲
Amounts payable17/49€95k€73k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€95k€73k▼
Current portion of amounts payable after more than one year42€35k€3k▼
Financial debts43€20k€21k▲
Credit institutions430/8€20k€21k▲
Trade debts44€19k€13k▼
Suppliers440/4€19k€13k▼
Advances received on contracts in progress46€3k€0▼
Taxes, remuneration and social security45€15k€11k▼
Taxes450/3€15k€11k▼
Other amounts payable47/48€4k€25k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€17k▼
Other operating charges640/8€8k€8k▲
Gross operating margin9900€40k€47k▲
Operating profit (loss)9901€12k€22k▲
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€10k€20k▲
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€7k€14k▲
Profit (loss) for the period to be appropriated9905€7k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€14k▲
Profit (loss) brought forward from the previous period14P€6€14▲
Transfer from equity791/2€4k€20k▲
Transfer to equity691/2€7k€14k▲
To other reserves6921€7k€14k▲
Profit to be distributed694/7€4k€20k▲
Return on contributions (dividend)694€4k€20k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Highest result since 2018net €29k ▲45.3%
Operating result €43k, net result €29k, both a record.
31-12
Financial
Equity above €100kEq €125k ▲28%
3 profitable years in a row build equity to €125k.
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 70 days late
2019
02-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 63 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Baelen · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin Ocre 14837 BaelenGround area
641 m²
Building footprint
211 m²
Volume, LiDAR
805 m³
Parcel 63004A0717/00V000, Wallonia · tallest building 4.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Yellowtoys
since 20092.181.715.684
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63004A0717/00V000 | Wallonia | 641 m² | 1 · 211 m² | 4.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ROO SE
BE 0461.542.133
Gent · Eq €140k
INTERMAT
BE 0844.462.402
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ANDRE EN LUC LAMMENS
BE 0439.076.240
Wetteren · Eq €140k
MSD POSE
BE 0890.974.989
Les Bons Villers · Eq €140k
OPDORP DONNY
BE 0662.767.742
Lokeren · Eq €140k
Of 20,031 companies in sector 43320 we hold annual accounts for 9,133. 7,662 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-08-2009
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
43230Insulation installation
43291Specialised construction activities
47551Retail sale of household furniture
47591Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.