SIBERDT PATRICK
ActiveSIBERDT PATRICK has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €115k and a net result of €-2k. Equity is growing by ~18% per year across the filed fiscal years. Its solvency ranks better than 68% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-22
Solvency88▲+13
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.07 against 1.95 in 2024; short-term debt: 21% and cash: 13.8% of total assets), and 36.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
11 d late
2023
on the day
2022
3 d early
2021
3 d early
2020
47 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€115k▼ 2.9%
2024 · €118k
2018: €50k
2019: €38k
2020: €38k
2021: €69k
2022: €79k
2023: €101k
2024: €118k
2018 → 2025
Total assets
€182k▼ 22.9%
2024 · €235k
2018: €153k
2019: €99k
2020: €72k
2021: €128k
2022: €158k
2023: €200k
2024: €235k
2018 → 2025
Net result
€-2k
2024 · €39k
2018: €31k
2019: €-12k
2020: €108
2021: €32k
2022: €12k
2023: €24k
2024: €39k
2018 → 2025
Working capital
€79k▲ 7.8%
2024 · €73k
2018: €30k
2019: €24k
2020: €29k
2021: €40k
2022: €55k
2023: €52k
2024: €73k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€69k-€79k▲ 15.7%€101k▲ 27.3%€118k▲ 17.1%€115k▼ 2.9%
Operating result€30k-€19k▼ 36.6%€33k▲ 78.3%€59k▲ 76.9%€2k▼ 96.8%
Net result€32k-€12k▼ 61.4%€24k▲ 91.2%€39k▲ 66.2%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 97% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €182k
Fixed assets
€65k▼ 24.5%
Current assets
€117k▼ 22.0%
Equity and liabilities €182k
Equity
€115k▼ 2.9%
Debt
€66k▼ 43.2%
The debt ratio falls from 49.7% to 36.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€25k▼
2024 · €76k
Cash flow
€21k▼
2024 · €56k
Solvency
63.4%▲
2024 · 50.3%
Current ratio
3.07▲
2024 · 1.95
Quick ratio
3.07▲
2024 · 1.95
Debt / equity
0.58▼
2024 · 0.99
ROE
-1.5%▼
2024 · 33.2%
ROA
-0.9%▼
2024 · 16.7%
Interest coverage
7.05▼
2024 · 25.46
Debt
€66k▼
2024 · €117k
Debt ≤ 1 year
€38k▼
2024 · €77k
Debt > 1 year
€28k▼
2024 · €40k
Income taxes
€289▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€235k€182k▼
Formation expenses20€0€0=
Fixed assets21/28€86k€65k▼
Tangible fixed assets22/27€86k€65k▼
Plant, machinery and equipment23€18k€14k▼
Furniture and vehicles24€67k€50k▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€150k€117k▼
Amounts receivable within one year40/41€77k€16k▼
Trade receivables40€57k€5k▼
Other amounts receivable41€20k€11k▼
Current investments50/53€23k€71k▲
Cash at bank and in hand54/58€47k€25k▼
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€235k€182k▼
Equity10/15€118k€115k▼
Contributions10/11€6k€6k=
Reserves13€59k€59k=
Distributable reserves133€59k€59k=
Profit (loss) carried forward14€53k€50k▼
Amounts payable17/49€117k€66k▼
Amounts payable after more than one year17€40k€28k▼
Financial debts170/4€40k€28k▼
Amounts payable within one year42/48€77k€38k▼
Current portion of amounts payable after more than one year42€11k€12k▲
Financial debts43-€1k
Credit institutions430/8-€1k
Trade debts44€40k€2k▼
Suppliers440/4€40k€2k▼
Taxes, remuneration and social security45€17k€14k▼
Taxes450/3€17k€14k▼
Other amounts payable47/48€9k€9k▼
Accrued charges and deferred income492/3€210-
Income statement
Code20242025
Non-recurring operating income76A-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€23k▲
Other operating charges640/8€836€964▲
Gross operating margin9900€77k€26k▼
Operating profit (loss)9901€59k€2k▼
Financial income75/76B€133€205▲
Recurring financial income75€133€205▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€56k€-1k▼
Income taxes67/77€17k€289▼
Profit (loss) for the period9904€39k€-2k▼
Profit (loss) for the period to be appropriated9905€39k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€75k€51k▼
Profit (loss) brought forward from the previous period14P€36k€53k▲
Transfer from equity791/2€20k-
Transfer to equity691/2€20k-
To other reserves6921€20k-
Profit to be distributed694/7€22k€2k▼
Return on contributions (dividend)694€22k€2k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
31-12
Financial
Highest result since 2018net €39k ▲66.2%
Operating result €59k, net result €39k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €101k ▲27.3%
4 profitable years in a row build equity to €101k.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €108
Net result €108 after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-12k ▼139%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wezembeek-Oppem · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pachthofdreef 681970 Wezembeek-OppemGround area
353 m²
Building footprint
93 m²
Volume, LiDAR
645 m³
Parcel 22006B0087/00T005, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Siberdt Patrick
since 20082.174.432.073
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22006B0087/00T005 | Flanders | 353 m² | 1 · 93 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
POLYPLAST
BE 0435.606.115
Antwerpen · Eq €115k
J/WYCKHUYS
BE 0791.619.473
Wingene · Eq €115k
Houtwerken Pinxten
BE 0784.414.848
Pelt · Eq €115k
Van Nunen Woodart
BE 0720.522.730
Kalmthout · Eq €115k
SCHOMUS-BOIS
BE 0469.461.885
Malmedy · Eq €115k
Of 20,033 companies in sector 43320 we hold annual accounts for 9,135. 7,713 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-10-2008
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.