LIVET1
ActiveSummary
LIVET1 has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €300k and a net result of €30k. Equity is growing by ~20.7% per year across the filed fiscal years. Its solvency ranks better than 86% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▼-10
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 4.63 against 16.65 in 2024; short-term debt: 21.6% and cash: 11.5% of total assets), and 21.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.4%
Return on assets
7.7%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
27 d early
2023
43 d early
2022
23 d early
2021
46 d early
2020
45 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
Total assets
€383k▲ 12.5%
2024 · €340k
2020: €127k
2021: €187k
2022: €255k
2023: €283k
2024: €340k
2020 → 2025
Net result
€30k▼ 25.9%
2024 · €40k
2020: €81k
2021: €51k
2022: €17k
2023: €66k
2024: €40k
2020 → 2025
Working capital
€300k▼ 6.2%
2024 · €320k
2020: €96k
2021: €148k
2022: €190k
2023: €257k
2024: €320k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€148k-€165k▲ 11.4%€230k▲ 39.9%€270k▲ 17.4%€300k▲ 11.0%
Operating result€67k-€23k▼ 66.2%€92k▲ 308%€56k▼ 38.9%€47k▼ 16.9%
Net result€51k-€17k▼ 67.2%€66k▲ 290%€40k▼ 39.1%€30k▼ 25.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €383k
Equity
€300k ▲ 11.0%
Debt
€83k ▲ 18.3%
Debt's share of the balance-sheet total rises from 20.5% to 21.6%. Equity and debt are higher.
Key figures and ratios
Current ratio
4.63▼
2024 · 16.65
Quick ratio
4.13▼
2024 · 14.11
Debt to equity
0.28▲
2024 · 0.26
ROE
9.9%▼
2024 · 14.8%
ROA
7.7%▼
2024 · 11.8%
Debt ≤ 1 year
€83k▲
2024 · €20k
Income taxes
€15k▲
2024 · €14k
Staff costs
€112k▼
2024 · €138k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€340k€383k▲
Current assets29/58€340k€383k▲
Amounts receivable after more than one year29€120k€120k=
Other amounts receivable291€120k€120k=
Stocks and contracts in progress3€52k€41k▼
Stocks30/36€52k€41k▼
Amounts receivable within one year40/41€159k€178k▲
Trade receivables40€96k€110k▲
Other amounts receivable41€63k€68k▲
Cash at bank and in hand54/58€9k€44k▲
Equity and liabilities
Total equity and liabilities10/49€340k€383k▲
Equity10/15€270k€300k▲
Contributions10/11€15k€15k=
Profit (loss) carried forward14€255k€285k▲
Amounts payable17/49€70k€83k▲
Amounts payable within one year42/48€20k€83k▲
Trade debts44€4k€9k▲
Suppliers440/4€4k€9k▲
Taxes, remuneration and social security45€16k€24k▲
Taxes450/3€9k€17k▲
Remuneration and social security454/9€7k€7k▼
Other amounts payable47/48-€49k
Accrued charges and deferred income492/3€49k-
Income statement
Code20242025
Remuneration, social security and pensions62€138k€112k▼
Other operating charges640/8€134€20k▲
Gross operating margin9900€194k€179k▼
Operating profit (loss)9901€56k€47k▼
Financial income75/76B€88€1▼
Recurring financial income75€88€1▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€54k€45k▼
Income taxes67/77€14k€15k▲
Profit (loss) for the period9904€40k€30k▼
Profit (loss) for the period to be appropriated9905€40k€30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€255k€285k▲
Profit (loss) brought forward from the previous period14P€215k€255k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 10.78
Current ratio from 3.89 to 10.78; short-term debt falls from €66k to €26k.
31-12
Financial
Equity above €200kEq €230k ▲39.9%
4 profitable years in a row build equity to €230k.
08-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €17k ▼67.2%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €165k ▲11.4%
3 profitable years in a row build equity to €165k.
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €148k ▲53.2%
2 profitable years in a row build equity to €148k.
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stoumont · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moulin du Ruy 1014987 StoumontGround area
2.6 ha
Building footprint
9,063 m²
Volume, LiDAR
1,990 m³
2 parcels, Wallonia · tallest building 16.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LIVET1
since 20192.293.749.003
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63059A0347/00N000 | Wallonia | 2.5 ha | 1 · 8,780 m² | - |
| 63042C0724/00C000 | Wallonia | 541 m² | 1 · 283 m² | 16.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteVerviers2.293.749.003
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AS CONSULT
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Of 1,266 companies in sector 47300 we hold annual accounts for 945. 727 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-08-2019
Fiscal year end31-12
Activities, NACEBEL 2025
47300Retail sale of automotive fuel
47110Non-specialised retail sale with food, beverages or tobacco predominating
47241Retail sale of bread and pastry (bakery outlets)
47260Retail trade
47621Retail sale of newspapers and periodicals
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.