Equity
€139,280 from €310,684 in 2024
Equity fell by 55% in 1 year.
LIVE SMART - MANAGEMENT
Lifetime
17 annual accounts with figures on one time axispeak €219,049 (2014)
€94,105▲ 633%
lowest -€171,405 (2025)
-€171,405▼ €175,119
peak €310,684 (2024)
€139,280▼ 55.2%
€69,990▼ 13.5%
peak 1.5 FTE (2019)
-not published
Board1 name since 2022
1 directorBOUTEFEU Robert
Documentsfilings and deeds
14-10-202675 days late
2025abbreviated format
Gross margin from €12,833 to €94,105Loss of €171,405Appointment: BOUTEFEU Robert (director) 27-06Equity from €310,684 to €139,280Cash from €25,261 to €5,275
Key points
from the 2025 annual accountsResult
-€171,405 -€171,405
From profit to loss in 2025, after a profit of €3,715 in 2024.
Turnover
≈ €250,000 estimated
The abbreviated format states no turnover.
Investments
€13,968 1.8 × depreciation
Green is investment, beige is depreciation.
Filings
17 annual accounts 75 days
Latest accounts filed late: after the legal deadline.
Position in the sector
-€171,405
Lower net result than 92% of companies in real estate. Sector median €9,997 · 11,290 companies.
Checked score
54
Fair
Financially stronger than 50% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.4%
01-2025: 1.5%▲ +0.1 percentage points vs 12-2024
02-2025: 1.8%▲ +0.3 percentage points vs 01-2025
03-2025: 0.6%▼ -1.2 percentage points vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.6%● unchanged vs 06-2025lowest value
08-2025: 0.6%● unchanged vs 07-2025
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.7%▲ +0.1 percentage points vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.8%▲ +0.1 percentage points vs 12-2025
02-2026: 1.0%▲ +0.2 percentage points vs 01-2026
03-2026: 1.3%▲ +0.3 percentage points vs 02-2026
04-2026: 2.1%▲ +0.8 percentage points vs 03-2026
05-2026: 2.2%▲ +0.1 percentage points vs 04-2026
06-2026: 2.6%▲ +0.4 percentage points vs 05-2026highest value
07-2026: 2.2%▼ -0.4 percentage points vs 06-2026
08-2026: 2.2%● unchanged vs 07-2026
09-2026: 2.4%▲ +0.2 percentage points vs 08-2026
10-2026: 2.1%▼ -0.3 percentage points vs 09-2026
11-2026: 2.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 75 days late; 2 of the last 3 accounts late
Loss of €171,405 (financial year 2025)
Liquidity: current ratio 2.25, cash €5,275, halved
lowers risk
Size: total assets €209,270
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 75% of them on solvency, 31% on liquidity and 42% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,805 companies had the same profile as LIVE SMART - MANAGEMENT has now. Each dot stands for 13 companies, two years later.
88.1%
were still trading
9.8%
stopped another way
2.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of LIVE SMART - MANAGEMENT itself: 2.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,805 companies, not a prediction for LIVE SMART - MANAGEMENT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €7,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is ample, with a current ratio of 2.25 (3.6 in 2024), above the usual 1.5. Short-term debt is 33.4% and cash 2.5% of total assets. 33.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 75 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-10-2026, 75 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
75 days late
2024
27 days late
2023
144 days late
2022
21 days late
2021
28 days late
2020
150 days late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 64 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0897949487
Appointment: BOUTEFEU Robert (director)
General meeting of 17-06-2025 · Gazette deed
Registered office moved from Antwerp to Wilrijk
New registered office: Dennenlaan 40, 2610 Wilrijk (Antwerpen) · Previous registered office: Heistraat 71 bus 1, 2610 Antwerpen (Wilrijk) · Board meeting of 01-04-2024 · Gazette deed
Transfer: LIVE SMART - MANAGEMENT transfers a branch of activity to LIVE SMART PROJECTONTWIKKELING
General meeting of 15-06-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LIVE SMART - MANAGEMENT Antwerp | €209,270 | €94,105 | 66.6% | - |
| BMCL Zandhoven | €238,397 | €75,925 | 90.0% | - |
| RENO+WAREGEM Antwerp | €202,496 | €64,346 | 74.8% | - |
| DAPRO Mechelen | €198,068 | €65,871 | 33.8% | - |
| JOHAN BOVEN Schoten | €178,155 | €58,118 | 60.3% | - |
| DDM CONSTRUCT Antwerp | €200,074 | €54,788 | 7.7% | 0.8 |
| WIDIMMO Chaudfontaine | €224,574 | €100,304 | 13.9% | - |
These companies have the same main activity as LIVE SMART - MANAGEMENT: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €178,000 and €238,000, founded between 2007 and 2009.
Official details
Source: KBO- Status
- Active since 16-05-2008Normal situation
- Activity
- Development of residential building projectsNACE 68121and 2 others
- Establishment unit
- 2.170.995.1072610 Antwerp, since 16-05-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 31-12-2025
Insights on LIVE SMART - MANAGEMENT
LIVE SMART - MANAGEMENT files the abbreviated format. That format states no turnover. The gross margin fell from €135,511 in 2009 to €94,105 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LIVE SMART - MANAGEMENT
- What is the company number of LIVE SMART - MANAGEMENT?
- The company number of LIVE SMART - MANAGEMENT is 0897.949.487. The VAT number is the same number with BE in front: BE 0897.949.487.
- Where is LIVE SMART - MANAGEMENT based?
- The registered office is at Dennenlaan 40, 2610 Antwerp.Company details
- What does LIVE SMART - MANAGEMENT do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of LIVE SMART - MANAGEMENT?
- LIVE SMART - MANAGEMENT is a private limited company (BV).
- When was LIVE SMART - MANAGEMENT founded?
- LIVE SMART - MANAGEMENT was founded on 16-05-2008.
- Is LIVE SMART - MANAGEMENT still active?
- Yes, LIVE SMART - MANAGEMENT is an active enterprise in the KBO register.
- How many employees does LIVE SMART - MANAGEMENT have?
- LIVE SMART - MANAGEMENT had an average of 0.7 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
- What is the turnover of LIVE SMART - MANAGEMENT?
- The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €94,105 and 48 comparable companies (NACE 681). It probably lies between €130,000 and €580,000.
- Is LIVE SMART - MANAGEMENT profitable?
- In financial year 2025, LIVE SMART - MANAGEMENT made a loss of €171,405.
- Where can I find the annual accounts of LIVE SMART - MANAGEMENT?
- LIVE SMART - MANAGEMENT filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
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