LIV SERVICES
ActiveThe computed 12-month bankruptcy probability of LIV SERVICES is 1.5% (moderate). The 2025 annual accounts show equity of €221k and a net result of €111k. Equity is growing by ~33.8% per year across the filed fiscal years. Its solvency ranks better than 56% of 4488 sector peers (fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▼-3
Solvency69▼-2
Growth59=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.43 in 2024; short-term debt: 43.6% and cash: 18.3% of total assets), and 55.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.4%
Return on assets
22.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
49 d early
2023
35 d early
2022
34 d early
2021
31 d early
2020
23 d early
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€323k▼ 5.8%
2020 · €343k
2018: €363k
2019: €352k
2020: €343k
2018 → 2021
EBIT margin
2.0%▼ 11.2pp
2020 · 13.2%
2018: 8.4%
2019: 14.5%
2020: 13.2%
2018 → 2021
Net result
€111k▼ 2.3%
2024 · €113k
2018: €15k
2019: €27k
2020: €30k
2021: €2k
2022: €58k
2023: €115k
2024: €113k
2018 → 2025
Working capital
€79k▲ 12.5%
2024 · €70k
2018: €15k
2019: €22k
2020: €17k
2021: €-2k
2022: €10k
2023: €59k
2024: €70k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€323k-
Equity€44k-€62k▲ 38.8%€117k▲ 89.8%€170k▲ 45.5%€221k▲ 29.7%
Operating result€6k-€77k▲ 1,085%€157k▲ 104%€156k▼ 0.7%€152k▼ 2.4%
Net result€2k-€58k▲ 2,901%€115k▲ 98.4%€113k▼ 1.8%€111k▼ 2.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €497k
Fixed assets
€201k▲ 45.0%
Current assets
€296k▲ 26.9%
Equity and liabilities €497k
Equity
€221k▲ 29.7%
Debt
€276k▲ 37.0%
The debt ratio rises from 54.3% to 55.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€190k▲
2024 · €186k
Cash flow
€148k▲
2024 · €143k
Solvency
44.4%▼
2024 · 45.7%
Current ratio
1.36▼
2024 · 1.43
Quick ratio
1.36▼
2024 · 1.43
Debt / equity
1.25▲
2024 · 1.19
ROE
50.1%▼
2024 · 66.6%
ROA
22.2%▼
2024 · 30.4%
Interest coverage
39.01▼
2024 · 45.50
Debt
€276k▲
2024 · €202k
Debt ≤ 1 year
€217k▲
2024 · €163k
Debt > 1 year
€59k▲
2024 · €39k
Income taxes
€37k▼
2024 · €39k
Staff costs
€146k▲
2024 · €107k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€372k€497k▲
Fixed assets21/28€139k€201k▲
Tangible fixed assets22/27€138k€201k▲
Furniture and vehicles24€138k€201k▲
Financial fixed assets28€125€125=
Current assets29/58€233k€296k▲
Amounts receivable within one year40/41€170k€202k▲
Trade receivables40€170k€201k▲
Other amounts receivable41€355€953▲
Cash at bank and in hand54/58€59k€91k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€372k€497k▲
Equity10/15€170k€221k▲
Contributions10/11€14k€14k=
Reserves13€89k€129k▲
Tax-exempt reserves132€9k€9k=
Distributable reserves133€80k€120k▲
Profit (loss) carried forward14€67k€77k▲
Amounts payable17/49€202k€276k▲
Amounts payable after more than one year17€39k€59k▲
Financial debts170/4€39k€59k▲
Amounts payable within one year42/48€163k€217k▲
Current portion of amounts payable after more than one year42€29k€48k▲
Financial debts43€694€690▼
Credit institutions430/8€694€690▼
Trade debts44€41k€44k▲
Suppliers440/4€41k€44k▲
Taxes, remuneration and social security45€44k€52k▲
Taxes450/3€26k€34k▲
Remuneration and social security454/9€18k€18k▼
Other amounts payable47/48€49k€72k▲
Income statement
Code20242025
Remuneration, social security and pensions62€107k€146k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€38k▲
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A-€3k
Gross operating margin9900€296k€341k▲
Operating profit (loss)9901€156k€152k▼
Financial income75/76B€26-
Recurring financial income75€26-
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€152k€147k▼
Income taxes67/77€39k€37k▼
Profit (loss) for the period9904€113k€111k▼
Profit (loss) for the period to be appropriated9905€113k€111k▼
Appropriation of the result
Profit (loss) to be appropriated9906€167k€177k▲
Profit (loss) brought forward from the previous period14P€54k€67k▲
Transfer to equity691/2€40k€40k=
To other reserves6921€40k€40k=
Profit to be distributed694/7€60k€60k=
Return on contributions (dividend)694€60k€60k=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €221k ▲29.7%
8 profitable years in a row build equity to €221k.
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €170k ▲45.5%
7 profitable years in a row build equity to €170k.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €115k ▲98.4%
Operating result €157k, net result €115k, both a record.
31-12
Financial
Equity above €100kEq €117k ▲89.8%
6 profitable years in a row build equity to €117k.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €2k ▼93.6%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenboklaan 671200 Sint-Lambrechts-WoluweGround area
308 m²
Building footprint
97 m²
Volume, LiDAR
515 m³
Parcel 21018A0230/00W003, Brussels · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LIV SERVICES
since 20032.135.041.165
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21018A0230/00W003 | Brussels | 308 m² | 1 · 97 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MAHITRANS
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Total Transport Logistics
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Of 12,606 companies in sector 49410 we hold annual accounts for 8,195. 6,125 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2003
Fiscal year end31-12
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
49410Freight transport by road
50200
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0497/08 18 84