PATTYN RUBEN TRANSPORT
ActivePATTYN RUBEN TRANSPORT has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €181k and a net result of €27k. Equity is growing by ~13.9% per year across the filed fiscal years. Its solvency ranks better than 44% of 4547 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+1
Solvency58▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 0.93 in 2024; short-term debt: 33.2% and cash: 18.1% of total assets), and 67% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33%
Return on assets
4.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-01-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
24 d early
2023
5 d early
2022
1 d early
2021
3 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€181k▲ 14.3%
2024 · €158k
2019: €100k
2020: €94k
2021: €88k
2022: €118k
2023: €141k
2024: €158k
2019 → 2025
Total assets
€549k▲ 3.9%
2024 · €528k
2019: €712k
2020: €567k
2021: €474k
2022: €465k
2023: €514k
2024: €528k
2019 → 2025
Net result
€27k▲ 26.3%
2024 · €21k
2019: €-2k
2020: €-5k
2021: €-6k
2022: €4k
2023: €25k
2024: €21k
2019 → 2025
Working capital
€7k
2024 · €-11k
2019: €-86k
2020: €-62k
2021: €-60k
2022: €-5k
2023: €7k
2024: €-11k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€88k-€118k▲ 33.5%€141k▲ 19.8%€158k▲ 12.0%€181k▲ 14.3%
Operating result€3k-€13k▲ 371%€32k▲ 157%€37k▲ 14.1%€43k▲ 16.5%
Net result€-6k-€4k€25k▲ 594%€21k▼ 13.6%€27k▲ 26.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 17% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €549k
Fixed assets
€360k▼ 5.5%
Current assets
€189k▲ 28.4%
Equity and liabilities €549k
Equity
€181k▲ 14.3%
Debt
€368k▼ 0.5%
The debt ratio falls from 70.0% to 67.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€182k▲
2024 · €151k
Cash flow
€165k▲
2024 · €135k
Solvency
33.0%▲
2024 · 30.0%
Current ratio
1.04▲
2024 · 0.93
Quick ratio
1.00▲
2024 · 0.81
Debt / equity
2.03▼
2024 · 2.34
ROE
14.9%▲
2024 · 13.5%
ROA
4.9%▲
2024 · 4.0%
Interest coverage
14.05▲
2024 · 11.13
Debt
€368k▼
2024 · €370k
Debt ≤ 1 year
€182k▲
2024 · €158k
Debt > 1 year
€186k▼
2024 · €211k
Income taxes
€8k▲
2024 · €7k
Staff costs
€167k▲
2024 · €161k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€528k€549k▲
Formation expenses20€0€0=
Fixed assets21/28€381k€360k▼
Tangible fixed assets22/27€381k€360k▼
Land and buildings22€90k€63k▼
Plant, machinery and equipment23€34k€28k▼
Furniture and vehicles24€256k€268k▲
Financial fixed assets28€495€495=
Current assets29/58€147k€189k▲
Stocks and contracts in progress3€18k€7k▼
Stocks30/36€18k€7k▼
Amounts receivable within one year40/41€79k€73k▼
Trade receivables40€75k€71k▼
Other amounts receivable41€4k€2k▼
Cash at bank and in hand54/58€35k€99k▲
Deferred charges and accrued income490/1€15k€9k▼
Equity and liabilities
Total equity and liabilities10/49€528k€549k▲
Equity10/15€158k€181k▲
Contributions10/11€20k€20k=
Reserves13€125k€152k▲
Tax-exempt reserves132€74k€74k=
Distributable reserves133€51k€78k▲
Investment grants15€13k€9k▼
Amounts payable17/49€370k€368k▼
Amounts payable after more than one year17€211k€186k▼
Financial debts170/4€211k€186k▼
Amounts payable within one year42/48€158k€182k▲
Current portion of amounts payable after more than one year42€95k€114k▲
Trade debts44€28k€34k▲
Suppliers440/4€28k€34k▲
Taxes, remuneration and social security45€18k€22k▲
Taxes450/3€9k€11k▲
Remuneration and social security454/9€9k€11k▲
Other amounts payable47/48€17k€12k▼
Income statement
Code20242025
Non-recurring operating income76A€29k€33k▲
Remuneration, social security and pensions62€161k€167k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€114k€138k▲
Other operating charges640/8€9k€7k▼
Non-recurring operating charges66A-€700
Gross operating margin9900€321k€356k▲
Operating profit (loss)9901€37k€43k▲
Financial income75/76B€4k€4k=
Recurring financial income75€4k€4k=
Financial charges65/66B€14k€13k▼
Recurring financial charges65€14k€13k▼
Profit (loss) for the period before taxes9903€28k€35k▲
Transfer from deferred taxes780€748-
Income taxes67/77€7k€8k▲
Profit (loss) for the period9904€21k€27k▲
Transfer from tax-exempt reserves789€1k-
Profit (loss) for the period to be appropriated9905€23k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€27k▲
Transfer to equity691/2€23k€27k▲
To other reserves6921€23k€27k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €27k ▲26.3%
Operating result €43k, net result €27k, both a record.
07-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €150kEq €158k ▲12%
3 profitable years in a row build equity to €158k.
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €4k
Net result €4k after 3 loss-making years.
30-06
Financial
Equity above €100kEq €118k ▲33.5%
Equity rises from €88k to €118k.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Poperinge · 2 establishment units since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beneluxlaan 198970 PoperingeGround area
5,081 m²
Building footprint
418 m²
Volume, LiDAR
2,169 m³
2 parcels, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
PATTYN RUBEN TRANSPORT
since 20032.132.379.110
Oostlaan 23, 8970 Poperinge
since 20182.275.564.570
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33312C0978/00F000 | Flanders | 3,954 m² | 1 · 213 m² | 8.8 m · 2 fl. |
| 33021E0162/00M000 | Flanders | 1,127 m² | 1 · 204 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 4 entries · 3,725 EUR awarded · 3,726 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 104 EUR | 536 EUR |
| 2024 | 1 | 432 EUR | 95 EUR |
| 2023 | 2 | 3,189 EUR | 3,095 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
2 sitesPoperinge2.132.379.110
Poperinge2.275.564.570
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Balen · Eq €181k
Of 12,603 companies in sector 49410 we hold annual accounts for 8,194. 6,268 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-05-2003
Fiscal year end30-06
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:ruben.pattyn@pandora.be
Phone:0478/24.48.40
Fax:057/36.04.23